
Respuesta de Desert Ridge Lending
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At Desert Ridge Lending, our streamlined process is designed to get you the help you need without the headache. From application to funding, every step is simple, transparent, and built around your needs — so you can focus on what matters most.
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Respuesta de Desert Ridge Lending
So they took my review down cause I talked about my terrible experience with this company, so they should probably tell you before giving you money if you loan 2000 dollars you will owe 12,000 =800 per month terrible service hope this helps someone thats in need of real help and not put them in a bigger jam. Thanks desert ridge lending .com

Respuesta de Desert Ridge Lending
The interest rate is not shown anywhere in the loan application process, which is concerning. Per the other reviews it appears that the APR can be up to 500%. I was unable to confirm this, because I did not move foward with agreeing to anything.

Respuesta de Desert Ridge Lending
I got approved without a phone call! At first I thought it was fake until I seen the money pending in my bank account. This isn’t a long term type of loan though. You have to pay it right back, as soon as possible or you’ll have to pay 7 times what you borrowed! It’s definitely a good platform for a rainy day.

Respuesta de Desert Ridge Lending
⭐ 1 star
I applied for a $1,200 loan through Desert Ridge Lending because I needed to pay off a few bills. During the application process, I tried to find out exactly how much interest and finance charges I would be paying, but I was unable to clearly see the final repayment amount before signing.
I signed the agreement believing I understood the terms. After receiving the loan, I discovered that the total amount I am apparently expected to repay is more than $5,000, with approximately $350 being withdrawn every two weeks.
That is dramatically more than the $1,200 I originally borrowed and is putting me in an extremely difficult financial situation.
I am currently trying to obtain and review the complete loan agreement, APR, finance charges, payment schedule and total cost of the loan. I also learned afterward that Desert Ridge Lending operates as a tribal lender, which raises additional questions for me about what laws and consumer protections apply to my loan as a Washington resident.
My advice to anyone considering this company: do not sign until you have personally reviewed the complete loan agreement and know the exact amount you will have to repay. Do not rely solely on the amount you're approved to borrow or the payment amount.
I am hoping Desert Ridge Lending will work with me to resolve this situation fairly. If they do, I will update this review.

Respuesta de Desert Ridge Lending
BEWARE, they tried to offer me a 505% APR loan. YES 505%! And did not show the contract until after all the links were clicked through mobile links.
Update: they did call and ask how they can help. But the damage has already been done. I ended up paying in full went with another lender.

Respuesta de Desert Ridge Lending
The fact that I have applied with atleast 4 other loan companies and they all denied me for a loan. This is such a blessing to me and I greatly appreciate and needed this money to get bills paid as I am in a rough spot in my life and, I am forever grateful for this blessing!

Respuesta de Desert Ridge Lending
I would like to recognize Candice who walked me through my loan process. She even assisted me with lower repayment amount. She showed much concern for making me a customer. She was very professional. Thanks Candice for doing an awesome job.

Respuesta de Desert Ridge Lending
Desert lending helped me out of a money situation while not having me incur other fees as well as interest. Very nice reliable and easy to maneuver the website

Respuesta de Desert Ridge Lending
This was amazing!!!! I needed this extra money to be able to help my son out and I am very grateful!!
Thank you!!

Respuesta de Desert Ridge Lending

Respuesta de Desert Ridge Lending
Everything went great Will used them again

Respuesta de Desert Ridge Lending
Desert Ridge helped me when no other lender company kept turning me down. I would definitely recommend 10/10!!!

Respuesta de Desert Ridge Lending
Friendly and helpful staff to walk through the process

Respuesta de Desert Ridge Lending

Respuesta de Desert Ridge Lending
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