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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

I was nervous when submitted my car finance application to the EVOLUTION as im only 7months here in UK.Through the assistance of car finance sales rep IKRAM,funder approved me and made everything incr... Ver más

Valorada con 5 estrellas sobre 5

Very helpful forthcoming service. Instant communication with personal adviser (Josh) priceless. Discussed all possible options, chosen the optimal for myself, answered my phone calls every time I had... Ver más

Valorada con 5 estrellas sobre 5

Friendly and professional, James made the process really simple. Kept me updated throughout the process with regards to my Finance application. I was very pleased with overall experience and secured m... Ver más

Valorada con 5 estrellas sobre 5

I began the process of applying for finance in order to get a new car relatively quickly to get too and from work. I spoke with James who was absolutely fantastic, he kept me updated on the status of... Ver más

Información sobre la empresa

  1. Compañía de financiación y préstamos para coches
  2. Bróker financiero

Acerca de Evolution Funding

Escrito por la empresa

Evolution Funding is the UK's largest motor finance broker and technology provider.

We work in partnership with motor dealers and car finance comparison websites to provide motor finance on a range of vehicles, from cars through to motorhomes and everything in between.

Our large 30+ panel of lenders means we can cater for all types of credit profile and personal circumstances. We use our market-leading technology to ensure that customers are matched with the right lender and deal for their circumstances. Fair treatment and best customer outcome sit at the centre of everything we do.

Evolution is proud to have been named Car Finance Awards 'Best Broker' for nine consecutive years, and we continue to drive forward to maintain that standard.

Evolution Funding Ltd and associated trading styles are authorised and regulated by the Financial Conduct Authority (FRN 823324). We are a credit broker, not a lender.


Información de contacto

4,7

Excelente

TrustScore: 4.5 sobre 5

812 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 88% de las opiniones negativas

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Valorada con 2 estrellas sobre 5

Got there eventually

Lots of mistakes made which led to me being stuck at the garage waiting to drive my car away for 5 hours despite everything being completed by myself the day before. Lost the electronic paperwork, had to resign then sit and wait in the queue all over again for finance to be approved. Then 7 days later they wanted me to sign the paperwork for a third time with completely different values (higher values I might add) on without any explanation. Also seems they lie judging by their response to this review.

26 de noviembre de 2025
Logotipo de Evolution Funding

Respuesta de Evolution Funding

Hello,

Thank you for taking the time to leave your feedback. We’re really sorry to hear that your experience didn’t meet expectations. We’ve reviewed your application journey in detail and can see that everything progressed smoothly on our side, with your documents signed once and the finance approved and paid out without delay.

It’s not clear why it appeared that paperwork needed to be re-signed or why there may have been confusion around when to collect the vehicle, as nothing in the process indicates this. It’s possible there may have been some misunderstanding at the dealership, and we completely appreciate how frustrating that can be.

We never want any customer to feel unsure at any stage, so we’d be more than happy to talk things through and clear up any concerns. Please feel free to get in touch so we can help further by emailing complaints@evolutionfunding.com

Kind regards,
Evolution Funding

Valorada con 1 estrellas sobre 5

I would strongly advise avoiding My Car Credit / Evolution Funding.

At the start, they offered me a very attractive APR of 9 percent. Once I found a car, they suddenly claimed the lender wouldn’t finance it because they “don’t pay VAT”, which already raised questions. When I found another suitable car, they sold me a warranty upfront, which I paid for in good faith.

They then sent the invoice to their finance company and kept me waiting for three days with no update. When I finally called this morning, all I was told was, “I’m afraid we can’t go ahead with your application at this time.” No explanation, no email, no courtesy message, and no advice on what to do next. Just a dead end.

Despite having an excellent credit score, they ran my application through multiple lenders without informing me. I now have five hard searches on my credit file, all because they kept trying different companies behind the scenes. Those searches sit on your record and reduce your chances of getting finance elsewhere.

For a £20,000 car, their commission would have been around £2,500, with £500 of that going to ClearScore for the referral. It now feels like these brokers lure you in with a low APR, run multiple hard searches without consent, and leave you worse off when everything collapses on their side.

I’ve decided to wait until March for the searches to cool down and then take out a personal loan and buy the car directly. Far simpler.

Overall, the experience was stressful, unclear, and honestly quite disappointing. Avoid this company.

14 de noviembre de 2025
Opinión espontánea
Logotipo de Evolution Funding

Respuesta de Evolution Funding

Dear Slim,

Thank you for taking the time to leave a review. We understand it can be disappointing when a finance application cannot progress.

When you apply, an initial APR is generated using the information provided and an early view of your credit profile. As the application moves through further checks, additional information can sometimes change the outcome.

As a broker, we work with a panel of lenders who each carry out their own assessments. They make the final decision on whether they can offer finance, and they are not required to share the reasons behind that decision. In this instance, the lender was unable to proceed, which means we’re unable to take the application forward.

As the decision is final, we’re not able to provide any further detail.

Kind regards,
Evolution Funding

Valorada con 5 estrellas sobre 5

Great Service

Great Service, they are really helpful to find you a good option for your Car and friendly enough to speak with you and discuss your situation.

28 de octubre de 2025

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