Napo Pet Insurance Opiniones 4475

TrustScore: 4.5 sobre 5

4,5

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

I needed advice and contacted Napo about one of my policies. Deniz explained clearly the steps I'd need to take to resolve the problem and patiently answered the questions that were worrying me, putt... Ver más

Valorada con 1 estrellas sobre 5

Disaster of a company, the increases they impose annually are insane. My cat is 3 years old, they increase by over 24% every single year and now I’m paying over £100 a month just to insure my cat& if... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

We weren't sure if my dog needed to go to the animal clinic out of hours. I was able to speak with a vet via FirstVet within half an hour. It was such a relief to be able to get feedback from a vet w... Ver más

Valorada con 5 estrellas sobre 5

I have been with Napo for 3 years now for both my dogs and have always found them to be a great support in times of need, I have recently made mg 1st claim and it was dealt with in swiftly and with ea... Ver más

Información sobre la empresa

  1. Seguros para animales domésticos

Acerca de Napo Pet Insurance

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All about Napo

Named after the founder’s scruffy Dachshund, In 2021 we decided to make pet insurance better for owners like us and you. This means more value, less hassle, easy to understand policies, and super comprehensive cover.

Comprehensive insurance

Our £16,000 policy being named most comprehensive on the market by Which?. Plus our £8,000, £12,000 and £16,000 dog insurance policies have been recognised as a Which? Best Buy.

Fuss-free claims

Our claims are quick, easy, and all online. You can do it, or your vet can for you. We can also pay them directly. So you can focus on your pet, not the paperwork

Free video vet calls

You’ll get free 24/7 vet and behaviourist calls. So you can always get expert help when you need it.

Low excess

We have a low excess charge of £99 per condition, per policy year. And that’s for all policies!

We’ll call you

If there’s something you’re keen to talk to us about, speak to one of our fantastic customer champions and they’ll arrange to call you at no cost to you.


Información de contacto

4,5

Excelente

TrustScore: 4.5 sobre 5

4 mil opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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Valorada con 5 estrellas sobre 5

My Experience with NAPO insurance

My vet said I would only pay my excess and they would claim direct through NAPO,I had a e mail on the 9/4/2026 to verify the vets claim,I filled it in and submitted it and with in a hour had another e-mail with the outcome, this is the first time I have maid a claim ,I am pleasantly surprised how quick the claim was approved ,I would definitely recommend NAPO .

9 de abril de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

Great advice

Jo was very understanding & informative. She was able to ascertain that Reggie is overstimulated by the outside which is why he is reactive, some very good advice given & the follow up email had lots of suggestions & links. I think this service is very beneficial for dog owners

8 de abril de 2026
Valorada con 5 estrellas sobre 5

Great insurance company

Fabulous insurance company, fair yearly prices and pay out for what is included in your policy! Fast process when making a claim also, my dog had her operation on a Thursday and claim was approved by the Tuesday the next week!

7 de abril de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

The FirstVet service is incredible

I really appreciate the FirstVet service from Napo. It's such an incredibly valuable thing to be able to talk to a vet for free. I woke up today at 5 am because my cat was wheezing, and half-asleep, I just didn't know how serious it was or what to do. It's amazing that I could have a call with a vet in just 30 minutes to go through what's going on. Now I have a plan for my cat, I got reassurance about what to do and when, know what would make this an emergency, etc etc. If I didn't have FirstVet, I would have had to take my cat to nearest emergency vet, which would have taken over 50 minutes before I ever even talk to anyone. It's such a 10/10 service for when you need immediate advice or quickly sense check something with a vet.

6 de abril de 2026
Valorada con 2 estrellas sobre 5

Massive increase in monthly payments

The claims process was easy, we claimed around £1500 in a year with Napo and they paid out without too much fuss.

However, because we claimed two times in a year (total of around £1500), our premium has increased from £50 a month (around £600 a year), to £170 a month (around £2000 a year). Considering we would be paying more money in insurance than we have ever needed to claim, this seems like a ridiculous (and completely unaffordable) increase.

As someone who works in the veterinary profession, I am extremely disappointed in Napo for making veterinary healthcare completely unaffordable, and will be switching away from Napo.

4 de abril de 2026
Opinión espontánea
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Respuesta de Napo Pet Insurance

Hi Roisin,

Thank you for getting in touch and for taking the time to share your feedback. While we're happy to hear your experience submitting claims went well,  we're really sorry to hear that you’re disappointed with your renewal quote and are considering leaving Napo as a result.

Renewal prices are calculated based on a range of factors, including your pet’s age, breed, gender, location, veterinary fee inflation, and any previous claims. These all contribute to the final renewal cost. Our lifetime policies are designed to provide support with unexpected vet fees, so the price also reflects the lifetime cover you've built up, meaning we can continue to offer cover for the same conditions year-on-year when you renew.

Whatever you decide, we wish you the very best, and if you have any further questions or would like to discuss this in more detail, please don’t hesitate to contact us at support@napo.pet.

Skye
The Napo Team

Valorada con 1 estrellas sobre 5

Wow massive rise in the renewal

Wow massive rise in the renewal, and tried to contact as when I went onto their web site to get a new quote it was cheaper, no wonder no one from Napo can be bothered to respond !
I have but again she has not responded

1 de abril de 2026
Opinión espontánea
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Respuesta de Napo Pet Insurance

Hi Graham,

I can see my colleague Megan is currently helping you with your query. Please do reach out to her again if you need any additional support.

All the best,
Fiona

Valorada con 2 estrellas sobre 5

Renewal

Have just had a renewal for my senior dog, who did not claim last year. I have been told a 5% discount has applied but it has gone up just under £800 to just under £2400!!!
I e mailed but just got a standard I bot reply indicating all the usual excuses.

1 de abril de 2026
Opinión espontánea
Logotipo de Napo Pet Insurance

Respuesta de Napo Pet Insurance

Hi Jane,

Thanks so much for taking the time to leave your feedback.

We really appreciate it as it helps us improve as a company.



I’m sorry to hear your renewal quotes were not as expected and I can completely understand why you’d want to discuss this further.



I’ve requested some information from you via TrustPilot so I can review your case properly.



In the meantime, if you need any support please do reach out on support@napo.pet.



All the best,

Megan from Napo

Valorada con 5 estrellas sobre 5

Animal insurance recommendations

Hi,
I switched to Napo when my last insurance policy doubled in price.
I have had 2 reasons to deal with Napo and can honestly say,they have been seamless in helping me with my claims.
I submitted my claim and within , literally 3 days they had sorted out contact with my vet and informed me that my claim was going to be settled.
I have no connection with Napo,but I would 100% recommend you having a look at them when/if you’re looking for animal insurance. Happy to recommend.

30 de marzo de 2026
Opinión espontánea
Valorada con 1 estrellas sobre 5

Raised premium to a unreasonable price

Have been with Napo for two years without any claim with my 3 cats and this year they raised their price from 39 to 59pound per cat, which is a massive charge for a no claimed customer. This is just pure ripped off, just got myself switch to another insurance company to aviod this scam.

30 de marzo de 2026
Opinión espontánea
Logotipo de Napo Pet Insurance

Respuesta de Napo Pet Insurance

Hi Harris,

I'm sorry for your renewal experience - this isn't what we want for anyone.

I've requested some further information via Trustpilot to look into your case. Are you able to reply back to it ASAP?

In the meantime, if you need further support, please do reach out to us at support@napo.pet.

Best wishes,
Nikhil from Napo

Valorada con 4 estrellas sobre 5

Very good in the first instance but renewals bad!

So initially a great experience, easy claims process and claims always paid out so cant fault that. My only issue is the renewals. My dogs went from £66 pm to over £200 as we had claimed. My other dog no claims still went from £36 to £76 for renewal but a brand new policy with a higher vet fee limit was back down to £56! They refuse to deal with this issue and just insist it is what it is and confirmed if I cancelled and took out a new one then it would be cheaper even with no claims. Why? This seems so silly and doesn't give you the feeling that your valued so unfortunately I have cancelled and gone with another insurer as have quite a few people I referred... Such a shame Napo as I thought the first year was amazing but you let everyone down with the renewals prices.

30 de marzo de 2026
Opinión espontánea

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