I’m writing this review to warn others about NFM Lending
I’m writing this review to warn others about my disappointing experience with NFM LENDING (Andy Beigel). Despite putting 25% down and having a credit score over 800, I was charged $19,418.88 for an interest rate buy-down — a fee that was never clearly explained or justified during the process.
With such a strong financial profile, I expected better rates and more transparency. Instead, I felt blindsided by this massive fee at closing. The communication throughout was poor, and it felt like I was being penalized rather than rewarded for being a well-qualified borrower.
This was not the level of service or honesty I expected. If you're working with this lender, ask detailed questions about points and rate adjustments early, and do not assume you’re getting the best deal just because you qualify for one.
I will not be recommending this lender to anyone