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Información sobre la empresa

  1. Servicios bancarios
  2. Servicios de criptomonedas
  3. Compañía de software

Escrito por la empresa

OneBanking is the first financial app that combines traditional banking services with the power of artificial intelligence (AI). Our innovative platform offers a user-friendly IBAN account, a debit card, and smart tools designed to revolutionize your financial management. With AI-powered features such as intelligent account analysis, personalized recommendations, and automated budgeting, our customers save both time and money. Additionally, we reward every card payment with bonus points that can be redeemed for exclusive benefits. Our vision is to make banking simpler, safer, and more efficient—for individuals and businesses alike. With OneBanking, you’ll experience modern banking on an entirely new level!


Información de contacto

3,8

Muy bueno

TrustScore: 4 sobre 5

8 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 100% de las opiniones negativas

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Valorada con 1 estrellas sobre 5

OneBanking: Because losing money, useless AI, and stressing out is the new banking trend

I strongly advise against using OneBanking—my experience with this app has been a complete disaster.

Financial Issues I Faced:
• Incorrect Transactions: I experienced double debits, failed transfers, and even lost money multiple times.
• AI Recommendations: The AI repeatedly gave me harmful advice, including suggestions for overdrafts, poor investments, and wrong budget allocations.
• Reward System Errors: My bonus points were added and deducted incorrectly, causing me financial loss.
• Hidden Fees: The app’s UI hides fees and penalties, and I was charged unexpectedly several times.

User Experience & Operational Failures:
• Frequent Crashes & Downtime: I often couldn’t access my funds or account information when I needed it.
• Confusing Interface: I found the dashboards and budgeting tools frustrating and poorly designed, which made managing my money difficult.
• Inaccurate Balances: My real-time balances were frequently wrong, leading to overdrafts and missed payments.

Technical Issues I Encountered:
• Integration Failures: The app repeatedly failed to connect properly with banks, card issuers, and payment networks, causing delays and failed transactions.

Trust & Support Issues:
• No Real Customer Support: Whenever I ran into problems, there was no reliable way for me to get help.
• Misleading AI Claims: The AI features rarely worked as advertised, which eroded my trust in the app.

Business & Legal Concerns:
• Over-reliance on AI: I noticed that critical financial decisions were being made without human oversight, which caused operational errors that directly affected me.

Bottom line: From losing money to buggy AI recommendations, hidden fees, constant crashes, and nonexistent support, my experience with OneBanking was extremely stressful and unreliable. I would strongly recommend avoiding this app until all these serious issues are fixed.

15 de diciembre de 2025
Opinión espontánea
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Respuesta de oneBanking

Hi Tobias, thank you for taking the time to leave such detailed feedback. We believe there might be a mix-up, as the oneBanking app isn’t live yet — so it wouldn’t be possible to test or experience the things you mentioned. It’s possible you’ve had this experience with a different app using a similar name.

We’d appreciate it if you could double-check and update your review accordingly. Thank you for your understanding!

Valorada con 5 estrellas sobre 5

I'm very satisfied with oneBanking

I'm very satisfied with oneBanking.
If you have any questions, you get excellent support.
I'm looking forward to the integration of crypto and AI!

16 de junio de 2025
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Respuesta de oneBanking

Many thanks Guli for your review! Nice to have you on board. You are such a supportive person.

Valorada con 5 estrellas sobre 5

The Best project ever

The Best project ever! Top Team!

17 de junio de 2025
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Respuesta de oneBanking

Hey Wo, thanks for your kind words and your review. If you need something, we are here to help.

Valorada con 5 estrellas sobre 5

One Banking ist smart und wird…

One Banking ist smart und wird gigantisch, Team ist Top und vertrauenswürdig.Die Community ist der Hammer 👊

16 de junio de 2025
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Respuesta de oneBanking

Danke vielmals für deine Bewertung und Worte. Bedeutet uns persönlich sehr viel. Wir geben unser Bestes um die Vision zu verwirklichen. Wenn du was brauchst, wir sind da 👍.

Valorada con 5 estrellas sobre 5

Herausragende BankingApp

Ich nutze OneBanking jetzt seit ein paar Wochen und bin bisher echt begeistert. Die Kontoeröffnung ging super schnell und unkompliziert direkt über die App. Besonders gefällt mir die Kombination aus klassischem Banking und modernen Features wie der Krypto-Verwaltung und dem Belohnungssystem mit ONE Tokens. Die App ist übersichtlich und funktioniert bisher absolut reibungslos. Insgesamt fühlt sich OneBanking für mich wie ein frisches, digitales Banking-Erlebnis an, das perfekt zu meinem Alltag passt.

16 de junio de 2025
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Respuesta de oneBanking

Danke Enrico für dein Feedback. Sind schon gespannt was du dann erst über die neue Version sagen wirst 👍.

Valorada con 5 estrellas sobre 5

oneBanking – Future-Driven Banking with AI Power and Crypto Vision

As someone who closely follows innovation in fintech, I can confidently say that oneBanking is redefining what modern banking should look like. Their vision of combining AI-driven banking with seamless crypto integration is not only bold — it's exactly what the future demands.

From intelligent financial insights to real-time automation, oneBanking leverages artificial intelligence to make managing money smarter and more intuitive. But what truly sets them apart is how naturally they incorporate cryptocurrency solutions into the everyday banking experience — no extra apps, no complicated processes. It’s smooth, secure, and built for the next generation of users.

These aren’t just buzzwords — they’re building the foundations of a next-gen financial ecosystem, and you can feel it in every interaction. If you're looking for a bank that actually thinks ahead, oneBanking is where the future starts.

16 de junio de 2025
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Respuesta de oneBanking

Amazing words! What should we say? We love it. Thank you soooo much.

Valorada con 5 estrellas sobre 5

OneBanking revoluts banking

OneBanking stands out as a trailblazer in the financial sector, combining decades of expertise with cutting-edge technology. The company’s vision is rooted in providing a sustainable and inclusive banking experience for everyone. Their dedication to innovation, transparency, and customer-centric solutions reflects their mission to redefine modern banking.
Why OneBanking Deserves Praise:
• Visionary Leadership: With a team led by experienced founders like Wil Streiner, Sebastian Salomon, and Niklas Mertens OneBanking is driven by a clear vision of creating a better financial future for all.
• Customer-Centric Approach: The platform is designed to empower users, offering intuitive tools and services that cater to individual financial needs.
• Sustainability & Innovation: OneBanking believes in sustainable banking practices, ensuring that progress benefits both customers and the broader community.
• Technological Excellence: By integrating AI with traditional banking features, OneBanking delivers a seamless and personalized experience that sets it apart from competitors.
Visionary Praise:
OneBanking’s vision of making sustainable banking accessible to everyone is truly inspiring. Their focus on innovation and collaboration demonstrates their commitment to shaping a brighter financial future. This dedication not only benefits customers but also sets an example for the entire industry.
In summary, OneBanking is more than just a financial service—it’s a partner in achieving financial well-being. Their exceptional service, innovative solutions, and inspiring vision make them a standout choice in the world of modern banking.

26 de noviembre de 2024
Opinión espontánea
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Respuesta de oneBanking

Thank you for your great review!

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