The bottom line is can we save the insured money at renewals by switching, and Openly has competitive pricing, though the coverage is not as good, when it comes to wind & hail deductible. It's steep.
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Consulta las opiniones de los clientes
The ease of doing business. Your system is easy and we get an instant approval or not. It does not waste my time. Quoting and uploading is super simple. I love the paid in full option for billing... Ver más
We are new to Openly, however their onboarding team has made the transition to working with them and assisting our clients with solutions have been exceptionally easy. Their platform/software is intu... Ver más
I was shocked that you don't penalize a client for cancelling for non payment. I was able to write a policy for someone who was written with you with another agent who she was very unhappy with and i... Ver más
Información sobre la empresa
Escrito por la empresa
Premium, Straightforward Home Insurance Sold Exclusively by Independent Agents Openly provides premium insurance that is robust in coverage and simple to administer. We exist to rebuild the insurance experience by empowering independent agents to deliver outstanding service with speed and ease. Openly is a next-generation insurance provider designed exclusively for and by independent agents. Our cutting-edge technology and products empower agents to deliver a superior customer experience, radically increase agency efficiency, and improve customer satisfaction. Agents Matter We believe in the choice and advice independent agents offer. We're investing to empower rather than replace insurance agents. Modernized Process We enable agents to offer consumers the ease and convenience they've learned to expect from other industries. Help More Customers Our quick quote technology increases efficiency so that agents can spend less time transacting, and more time advising. Strong Financial Backing Our homeowners insurance coverage is provided by Rock Ridge Insurance Company, an AM Best A- (Excellent) rated insurance company—and backed by some of the world's largest reinsurance partners. In-House Claims Our mission is to provide an easy and tailored claims experience by leveraging innovative technology and trusted partners to assess property damage and estimate repairs. Competitive Commissions With dynamic yet transparent profit and growth bonuses, we designed Openly to help insurance agencies excel financially.
Premium, Straightforward Home Insurance
Escrito por la empresa

- Sold exclusively through independent agents. Reviews here primarily by independent agents.
- Guaranteed replacement coverage up to $5M1 Coverage C up to 150% of RCE1 Coverage B up to 100% of RCE1 Liability coverage up to $1M Blanket coverages up to $100K Extended coverage for home-sharing and short-term rentals
Información de contacto
131 Dartmouth Street, 02116, Boston, Estados Unidos
- 8579909080
- marketing@openly.com
- openly.com
Invita a los clientes a opinar
Esta empresa invita a sus clientes a opinar, independientemente de que la opinión sea positiva o negativa.
Ha contestado el 83% de las opiniones negativas
Suele responder en menos de 2 semanas
Así usa esta empresa Trustpilot
Descubre cómo se obtienen, puntúan y moderan sus opiniones y valoraciones.
Great customer service and easy to use…
Openly was user friendly and the website easy to navigate
Great customer service and easy to use website. Positive experience.
Easy to follow the application process
New to Openly
We are new to Openly, however their onboarding team has made the transition to working with them and assisting our clients with solutions have been exceptionally easy. Their platform/software is intuitive to work with and if we have any questions or concerns they do answer their phones. I would recommend Openly. Barb
It was just easy to write and get the…
It was just easy to write and get the customer taken care of and on his way. Thank you.
Mary W
Openly is such an easy company to work…
Openly is such an easy company to work with! The application process is easy to understand.
Openly is easy to navigate but the…commissions aren't worth my time!!
Openly is easy to navigate but the commissions are TERRIBLE! Openly is the last carrier I choose if I can't find anyone else.
Openly May be Okay for Simple Insurance but Beware of Anything Complex
We insured our home with Openly under an HO-5 policy, their highest and most comprehensive coverage tier, typically marketed for high-value homes. We have owned the property since 2022. Our initial annual premium was approximately $1,900; by the time we left Openly, it had risen to $4,400.
Despite carrying top-tier coverage, the claims experience was extremely poor.
Openly provides no meaningful access to an agent or advocate. Communication was slow, fragmented, and largely limited to email, even when issues were time-sensitive. When problems arose — including lost checks, delayed work, and third-party complications — there was little guidance or proactive support from the carrier.
Most concerning was Openly’s failure to decisively act after we revoked third-party claim involvement in writing. Rather than protecting the policyholder, the company continued to defer to that third party, introducing unnecessary risk and prolonging the claim. We were left to manage issues that should have been handled by the insurer.
From date of loss to resolution, the process stretched nearly seven months, with work left outstanding due to weather. Ultimately, resolution required us to involve mortgage servicers directly and impose our own controls just to move the claim forward.
Compounding this, after insuring our cedar roof for two years, Openly abruptly declined to continue covering it and significantly increased our premium — despite determining the roof was not damaged enough to replace. We subsequently moved to another carrier that charges about $1,600 less per year and had no issue insuring the same roof.
Openly may work for very simple situations, but even with an HO-5 policy, their lack of advocacy, slow responsiveness, and weak handling of third-party issues make them difficult to recommend.

Respuesta de Openly
Easy to quote and issue
The website is very easy to quote and…
The website is very easy to quote and bind new policies.
Great Market for a great House!
I needed a Great Market for a great house. Openly was easy to quote and the premium was very competitive. This quote was for a long time client that built the house new last year and the carrier he was with pulled out of the State of CT. That was the only reason we needed a new policy and Openly stepped up to the Plate!
Easy to submit form and efficient…
Easy to submit form and efficient confirmation of completion received
Openly is a great has a great product
Openly is a great has a great product, I am so glad that I am finally seeing competitive rates from them!
owner
Quick Quotes are great! Program qudickly picks up if a client is a good fit or not. Rates good when client is a good fit.
Openly has one of the user-friendliest…
Openly has one of the user-friendliest platforms with which to quote my clients and rates are extremely competitive. This makes my job so much easier!
Quoting with Openly has been very quick…
Quoting with Openly has been very quick and super efficient. With handling a large volume of quotes a day, Openly makes my day way easier. I also find that when a home is eligible the rate is very competitive. Love it!
Easy quoting experience
Easy quoting experience. Love that the replacement cost is guaranteed up to 5 million.
Ease of quoting and binding was amazing!
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