Hi guys just to let everyone know do not ever try them at all its bad experience ever had in my life i been wait fir one response from Them fir 3 days they never did anything and bad experience peopl... Ver más
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Hi guys just to let everyone know do not ever try them at all its bad experience ever had in my life i been wait fir one response from Them fir 3 days they never did anything and bad experience peopl... Ver más
La empresa ha respondido
Excellent service, keep me updated prior to debits and allowed me to alter the payment date without making a big deal over it. Very happy would use again
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I am very grateful to Payl8r for their excellent service. They trusted me and accepted my 3-month payment plan for Carpet Warehouse, even though I had an unfair problem with my credit score due to a b... Ver más
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I lost my Dad very suddenly in April and I wanted a plate that would commemorate him and my family. I found my perfect plates. Applied for the finance on Thursday evening and my plates were on my car... Ver más
La empresa ha respondido
Payl8r is an award-winning UK retail finance provider, recognised as Best Retail Finance Provider 2025 for innovation, accessibility, and responsible lending. Payl8r is authorised and regulated by the Financial Conduct Authority (FCA). We offer both first-line and second line finance. Our second-line offering supports customers who have been declined elsewhere, giving them access to structured, transparent repayment options designed to be fair and manageable. Payl8r supports both customers and merchants. Customers can access credit in a clear and straightforward way, while merchants benefit from increased conversion rates and reduced lost sales at checkout. We focus on inclusion,transparency and responsible lending,ensuring that access to finance supports both customer outcomes and sustainable business growth. Trusted by thousands of customers and hundreds of UK merchants,Payl8r provides simple, accessible and reliable finance at the point of purchase. Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, Reino Unido
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Fab company to deal with. Professional and excellent customer service! Quick response to email excellent company !

Respuesta de Payl8r
Excellent service was really quick and efficient... I would honestly recommend this fantastic company to everyone...

Respuesta de Payl8r
Used these for a cover up tattoo which made the process incredibly easy and hassle free definitely would recommend

Respuesta de Payl8r
Absolutely amazing and fast service. Even when u call customer service u get through straight away thank you I loved my plate. Most importantly my Son loved it too :)

Respuesta de Payl8r
It’s really good to buy through your company. I’m really happy. Thank you.

Respuesta de Payl8r
Hi, i am paying my installment by payl18r and they always reminds me for my payments so that is very nice thing

Respuesta de Payl8r
Very helpful when sorting out come pay price i am very happy found this

Respuesta de Payl8r
Payl8r has been such an easy experience for me, and especially super helpful to my current financial situation. I would definitely recommend checking them out ❤️

Respuesta de Payl8r
From start to finish was smooth all the way and had a quick response. Would defo recommend and defo us again

Respuesta de Payl8r

Respuesta de Payl8r
a great company, polite, courteous and fair-minded.

Respuesta de Payl8r
Hi since my last review nothing has been done about my situation i did not open an account i have sent all relevant information i want it off my credit report this week

Respuesta de Payl8r
Brilliant that we could pay in instalments at no extra cost. Monthly reminders at least three days before payments were due. They also provided a contact number in case of any issues. I would recommend them to everyone, so professional and helpful.

Respuesta de Payl8r
My bank account was unfortunately compromised the day prior to my Payl8r payment coming out.
Payl8r take the payment via the 'long' number on your bank card rather than your bank account number and sort code, so as my card needed to be cancelled, this caused the payment to fail.
I contacted Payl8r and advised them of the date I expected to receive my new card and would be able to make the payment, seemed straightforward so far.
Following this call, Payl8r proceeded to hound me with emails and text messages daily which continued until today, the date I said I would make the payment, my card had arrived and I duly made the payment as I said I would. Whilst unimpressed with their conduct so far, I assumed this would be the end of the matter. I was wrong.
Following may payment (first thing this morning) I have received no less than three further emails and two text messages demanding payment, despite having received an earlier email confirming the payment had been received!
One of these emails was a very dramatic email from my 'Account Manager' titled 'BROKEN PROMISE - PAYMENT FAILED' - they had tried to take payment from a card I had already told them had been cancelled, despite my having already made the payment using my new card.
I had the money to make the payment, all I was waiting on was my new card to do so, but I feel so sorry for people who are experiencing genuine financial difficulties and have to experience the absolute hounding you get from this company.
I get for the account managers at ground level, they are only doing as they are told in their job, but to the hierarchy who make up these processes, what part of your tiny minds thinks this is normal to hound someone incessantly when they have already given you a very valid reason for non-payment and a promise date of when payment will be made?
For anyone reading this, if you are considering a purchase where Payl8r is the provider, give it a swerve and go elsewhere.
BTW regarding their response below saying they’d contact me to discuss my concerns, they didn’t!

Respuesta de Payl8r
Great company, communication and fair repayments. Gave me a chance based on real affordability rather than a credit score number.

Respuesta de Payl8r
Terrible company and customer service. Don’t bother engaging with them. They will lie to you and refuse to answer questions.

Respuesta de Payl8r
Dangerous and predatory behaviour. Even after discussing payment plans or agreed amounts, they still attempt multiple payments from your bank for different amounts, seemingly hoping that some or all of them will go through.
In my case, they took money that had been allocated for priority bills and took payjent three times within seconds. There has been no proper contact, no meaningful response, and no attempt to resolve it properly.
This kind of behaviour feels unfair, aggressive, and irresponsible, and I do not believe it would be looked on favourably by regulators such as the FCA. Avoid.

Respuesta de Payl8r
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