***SCAM ALERT***
***SCAM ALERT***
I received an email today (March 19, 2025) with a letter attached from a company identifying themselves as "Prime Loan USA". The subject line was "Call Today (806) 370-3800 ".
It looked a little shady but I thought if it was a legitimate offer it would be great but I wanted to verify it first. The email that it was coming from was Prioritys198 AT gma1l dot c0m ( I'm changing the spelling of some words because trust pilot doesn't let you post email addresses). I know this is an obvious red flag. But I really do need a loan so I thought it would be at least worthwhile to call them and ask them if they could somehow prove they were a legitimate company.
There is an actual website, primeloanusa.com , which matched the logo on the letter in the email. But also included in the email was a promissory note with the loan terms. And the individual identified as the lender was a "Chris Walker", senior loan officer.
I manage contracts for a living so I know that this was another red flag because obviously any loan agreement would be between the lending agency (not a private citizen) and the borrower.
Nonetheless, I called the number but not from my personal phone. I called from my work phone because I did not want them to have my personal phone number in case it was a scam. I reached a woman who asked me to provide my phone number and I told her that I wanted to verify the legitimacy of the company because I had some concerns about the email.
I was then transferred to "Chris Walker" himself. I repeated my concerns and he immediately became very standoffish indicating that I could verify their company and take their offer or I could leave it. He then began to read from a script. I should mention that the gentleman I spoke with was obviously of Indian descent ( no I'm not racist), but when you're calling yourself Chris Walker and it's obvious that you're reading from a script it does raise more concerns. He proceeded to tell me that my loan was approved but that an initial deposit would be required for me to prove that I would be able to make the loan payments. Obviously at that point I knew it was a scam and told him I appreciated his time and I got off the phone.
I felt it was my civic duty to warn everybody away from this company, this individual, whatever it is that they're doing....it's a scam. So BEWARE!
19 de marzo de 2025
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