Disgusting organisation, before you sign with these cow boys, read the SMALL PRINT. Absolute rip offs and even after paying £2400 which they wouldn't cover, they said we couldn't cancel until next... Ver más
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Consulta las opiniones de los clientes
My first call to buy dog pet insurance was with Daisy, she was extreemly helpful explained everything that I needed to know and I decided to go ahead with the purchase. My only observation which... Ver más
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In 20 years of owning cocker spaniels I have never had to make a claim before but when my 4 year old cocker spaniel was taken very ill with IMTP Scratch and Patch handled all of my claims and paid out... Ver más
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I absolutely love Scratch and Patch to be honest. I never expected to make a claim for my pet, but something unexpected happened and that was beyond my control. Scratch and Patch turned out to be a... Ver más
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Información sobre la empresa
Sobre Scratch & Patch
Escrito por la empresa
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At Scratch & Patch, we know one thing for sure: your dog or cat is not just a pet — they’re part of the family. That’s why we’ve built our pet insurance to deliver reliable protection, simple choices, and genuine peace of mind for every paw in your household. 😺🐶
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Información de contacto
124 City Road, EC1V 2NX, London, Reino Unido
- 0330 102 6839
- admin@scratchandpatch.co.uk
- scratchandpatch.co.uk
Scratch & Patch Pet Insurance
4,5
Excelente
2 mil opiniones
Ha contestado el 100% de las opiniones negativas
Suele responder en menos de 24 horas
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The claims process is timely and…
The claims process is timely and straightforward, everything felt fair. Unfortunately some vets overcharge on medicine and lab fees so check your limits carefully.
10 de abril de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Kaya,
Thank you for taking the time to leave us a review of your experience with us.
We’re so pleased to hear that your claim was dealt with in a timely and straightforward manner and that we were able to get everything sorted quickly for you.
We really appreciate your feedback, and we hope your pet is making a speedy recovery.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 💙🧡🐾
Decided to go with Scratch +Patch…because of fab reviews online
Decided to go with Scratch +Patch because of the good reviews on line. Easy to join online and I received a welcoming, friendly service from the member of staff who I got through to
19 de abril de 2026
Respuesta de Scratch & Patch
Hi Mrs Webb,
Welcome to the family!
Thank you for taking the time to leave us a review and for choosing Scratch & Patch for your pet’s cover.
It’s lovely to know that reading reviews from other customers helped you feel confident in putting your trust in us. Feedback like yours means a lot, as it helps other pet owners in exactly the same way when choosing cover for their own beloved pets.
It’s great to hear that joining online was easy and that you received a warm, friendly service from our team. I’ll be sure to pass your kind words on, as they always appreciate hearing the difference they’ve made.
Should you ever need us, we’ll be here to support you and your pet with the same friendly service and five-star care every step of the way.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Good choices of cover & costs…
Good choices of cover & costs excellent. Site really easy to understand & quick to complete.
19 de abril de 2026
Respuesta de Scratch & Patch
Hi there,
Thank you for taking the time to leave us a review. It’s great to know you found our cover choices and costs to be excellent.
We believe pet insurance should be clear, easy to understand, and simple to set up, so it’s great to hear that you found our website quick to use and easy to complete your policy online.
Making it easy for customers to compare our cover options and choose the best product for their pet is really important to us, and we’re so pleased this came through in your experience.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
I would reccomend
This is a great insurance company to deal with. They dealt directly with the vet. It’s very clear what the excess is and co payments so you know up front what you need to pay. Lovely people on the end of a phone if you need them. Claims dealt with very quickly and with minimal fuss.
It is value for money. Premiums are affordable and offer peace of mind. I have made 2 claims over the years for 2 of my dogs without fuss.
It does pay to read the small print. Vets charge huge fees for drugs and consults but the policies only cover a set amount for consult fees and may not pay the full fee.
Though it pays out on drugs , if may not pay the full amount on the the hyper inflated amounts vets charge for drugs. Despite this, it’s still a very good value and affordable policy. We have both on premier.
19 de abril de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Lorraine,
Thank you so much for taking the time to leave such a detailed and fabulous review. We really appreciate you sharing your experience with us.
Knowing that our team has been able to provide clear, helpful service and that handling claims directly with your vet has helped take some of the stress away at what can already be a worrying time means a lot to us.
It’s great to know you’ve found your policy to be great value for money, with cover that brings peace of mind and support when it’s needed most. Thank you for trusting us with your two dogs over the years.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Very good price and value for money
Very good price and value for money
Easy to complete forms online for good value price and e tra cover. Everything made clear
14 de abril de 2026
Respuesta de Scratch & Patch
Hi Jean,
Welcome to the family!
Thank you for taking the time to leave us a review. We’re so pleased to hear you found great value in your cover and that completing everything online was nice and easy.
We work hard to make arranging pet insurance simple, clear, and good value, so it’s lovely to know that was your experience.
It’s wonderful to have you on board with us, and we’re delighted to welcome both you and your pet to our ever-growing family.
If you ever need anything or have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Respuesta de Scratch & Patch
Hi Joanna,
Welcome to the family!
Thank you for taking the time to leave us a review. We’re so pleased to hear you found setting up your policy nice and easy, and that you were happy with the price too.
We know how important it is to keep things simple and offer great value, so it’s lovely to know that was your experience.
If you ever need anything or have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Respuesta de Scratch & Patch
Hi Rose,
Welcome to the family!
Thank you for taking the time to leave us a review. We’re so pleased to hear you found the process easy and that you were happy with the price of your cover.
Making things simple and offering great value are both really important to us, so it’s lovely to know that was your experience.
It’s great to have you on board with us, and we’re delighted to welcome both you and your pet to our ever-growing family.
If you ever need anything or have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Really good price for my miniature…
Really good price for my miniature schnauzer, every thing g set up online efficiently.
12 de abril de 2026
Respuesta de Scratch & Patch
Hi Julie,
Welcome to the family!
Thank you for taking the time to leave us a review of your recent experience setting up your policy with us. It’s wonderful to hear we were able to offer a really good price for the cover you selected for your miniature schnauzer.
We’re so pleased to have both you and your pooch on board with us, and it’s great to know everything worked smoothly online and helped make setting up your policy nice and easy.
If you ever need anything or have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Ease of the whole thing
13 de abril de 2026
Respuesta de Scratch & Patch
Hi Andrew,
Welcome to the family!
We’re pleased to hear you found the whole process easy and straightforward. It’s great to have you on board with us, and we really appreciate you taking a moment to share your experience.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Respuesta de Scratch & Patch
Hi Paula,
Welcome to the family!
We’re really pleased to hear you found everything easy to navigate and the wording clear and precise. Making things simple, straightforward and easy to understand is exactly what we aim for when customers set up their cover with us.
It’s great to have you on board with us, and your review will also help other pet owners feel confident in choosing us too.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Very straightforward online claim form
Very straightforward online claim form, they kept in touch in regard to the process of the claim and when it was paid they gave me a detailed breakdown of what was covered
7 de abril de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Mrs Hancock,
Thank you for taking the time to leave us such a great review. We’re really pleased to hear that making a claim online felt straightforward and easy, as that’s exactly the kind of experience we want to give our customers during what can often be a difficult time. It’s great to know our claims team kept in touch with you throughout the process, and that the final settlement breakdown gave you a clear understanding of what was covered and how the decision was reached.
Feedback like yours means a lot to us and also helps other pet owners feel confident in choosing us to support them and their pets.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
I hesitated in claiming for Zak’s lump…
I hesitated in claiming for Zak’s lump removal as it was only a few weeks after changing to Scratch & Patch that it appeared. To be honest if I had known I was going to have a reason to claim I would have stayed with our previous insurer. I changed because Scratch & Patch was far more economical and half expected my claim to be questioned. But that was not the case. A most efficient and straightforward service. Would definitely recommend Scratch & Patch.
14 de marzo de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Steve,
Thank you for taking the time to leave us a review. We’re sorry to hear Zak needed treatment for his lump, but we’re really pleased to know that when you did need to claim, the whole process felt straightforward and efficient for you. That’s exactly how it should be, and it’s lovely to hear our claims team were able to give you the support and reassurance you needed along the way.
We hope Zak is recovering well, and it’s great to have you on board with us. Your review will also help other pet owners feel more confident in choosing Scratch & Patch too.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Easy to open a policy
13 de abril de 2026
Respuesta de Scratch & Patch
Hi there,
Welcome to the family!
We’re really pleased to hear you found it easy to set up your policy, as making things simple and straightforward is exactly what we aim for.
It’s great to have you on board with us and as part of our ever-growing Scratch & Patch family.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Our dog had a lameness that needed…
Our dog had a lameness that needed further investigation and I can’t argue how easy the process was in claiming the bills back for this.
From initial submission of the forms from the vets to money being back in our bank was less than 4 days! They communicate well, quickly and effectively to get info from you where needed and if it’s in line with your policy they pay!
Highly recommend!
6 de abril de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Jodie,
Thank you so much for taking the time to leave us such a lovely review. We’re sorry to hear your dog needed further investigation, but we do hope they’re making a speedy recovery. It’s really great to hear that the whole claims process felt quick and straightforward for you, and that our team were able to keep everything clear, efficient and well communicated throughout.
We know how important it is to make things as smooth and stress-free as possible when something unexpected happens, so it means a lot to know we were able to support you in the way you needed.
Your review also helps other pet owners feel confident in choosing Scratch & Patch to support them and their pets.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Lovely and supportive people
Lovely and supportive people, who never failed to help us at a difficult time. Always helped us and we felt safe in their hands.
30 de marzo de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Phil,
Thank you so much for taking the time to leave such a kind review.
We’re really pleased to hear that you felt supported during what sounds like a difficult time — that’s exactly what we’re here for, and it means a lot to know you felt safe in our hands when you needed us most.
Your feedback also goes a long way in helping other pet owners feel confident in choosing us to support them and their pets.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Quick and easy even on line.
8 de abril de 2026
Respuesta de Scratch & Patch
Hi Natalie,
Welcome to the family!
It’s great to have you on board, and thank you for taking the time to leave us such a lovely review. We’re really glad you found everything quick and easy to set up, especially using our online platform — that’s exactly what we aim for.
It means a lot that you’ve shared your experience, as it helps other pet owners feel confident choosing us and becoming part of our ever-growing family.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Be careful when insuring your pet with…
Be careful when insuring your pet with this company.
My dog was 12 years old and we thought he was healthy having had regular check with the vets every year.
He suddenly collapsed and we rushed tot he vet only to find he had cancer of the liver that had burst causing a massive internal bleeding and very sadly he had to be put to sleep.
Cost £600 claimed on our insurance to find out that with all the stipulations and because he was over 10 years old we received £19.
Make sure you read the small print as the insurance was next to useless. A waste of money.
10 de abril de 2026
Opinión espontánea
Respuesta de Scratch & Patch
Hi Bryan,
Firstly, we are very sorry to hear about the loss of your beloved pet, and we’re sorry that your recent experience has added further frustration at what is already a difficult time.
Please could we ask you to provide us with more information through the Trustpilot request we have sent to you. We will then be able to locate and investigate your claim, and review your experience further before coming back to you.
If you have any questions or concerns we can help with in the interim, please don’t hesitate to contact us: https://scratchandpatch.co.uk/contact/
Kind Regards
The Scratch & Patch team
** Response Update**
Hi Bryan,
Thank you for your patience while we looked into your specific case.
We understand how frustrating this must feel, particularly when you’ve taken steps to ensure your pet was well cared for. Insurance policies can vary depending on the level of cover chosen, with different allowances and limits applying to certain types of treatment and outcomes — and a pet’s age can also impact how a claim is settled, including the excess and any applicable contributions.
Having reviewed your claim, we can confirm that it has been assessed in line with the terms and conditions of your policy, taking into account the relevant limits, excess and any age-related allowances that apply.
We truly appreciate you taking the time to share your experience. We’re very sorry that our product hasn’t met your expectations on this occasion, and your feedback is important to us as we continue to review and improve what we offer.
If you do need any further clarification around your claim decision, you can always speak to one of our agents via https://scratchandpatch.co.uk/contact/
Warm regards,
Scratch & Patch 🐾💙🧡
Great value
Great value for money, hassle free to sign up and relevant coverage, instead of add-ons that are not really needed.
29 de diciembre de 2025
Respuesta de Scratch & Patch
Hi Marisa,
Thank you for your kind review! It’s great to hear that you found everything hassle free and relevant. Exactly how it should be!
We’re also really pleased the cover fits what you were looking for and and has provided value for money.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Your Scratch & Patch Family 💙🧡
Used you before for my current dog…
Used you before for my current dog Manx(Maxi) so happy to use again for my cat Sox
7 de abril de 2026
Respuesta de Scratch & Patch
Hi Alan,
Thank you for your review.
It is great to hear that, after some time with Manx on cover, you have also chosen to trust us with Sox 😊.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
Easy website to use
Easy website to use and application process was simple. Good value price
31 de marzo de 2026
Respuesta de Scratch & Patch
Hi,
Welcome to the family, and thank you for your review!
It’s great to hear you found the website easy to use, and it is reassuring that the application process was also simple, which is exactly what we aim to deliver.
If you ever have any further questions, you can get in touch with us via https://scratchandpatch.co.uk/contact/
Warm regards,
Your Scratch & Patch Family 🐾💙🧡
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