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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

Hassle free!! Not asked numerous questions like a bank!Don’t pay attention to bad reviews!!Second time dealing with them, once you apply 2/3 days later you’ll get links to submit the required document... Ver más

La empresa ha respondido

Valorada con 1 estrellas sobre 5

If I could rate them zero I would. Threatening abusive behaviour and endless phonecalls. They attach hidden fees to payments, staff are rude and clueless. They should not be allowed conduct business a... Ver más

Valorada con 1 estrellas sobre 5

Yes the loan was approved quickly, yet after a year got into difficulties and tried to negotiate payment plan - told to pay first and later to discuss- you don't ask for a plan if you can pay, can you... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

Was pleasantly surprised at how quick, responsive and efficient the whole process was. I put in an application for a loan on a Friday. I was emailed to say my application with supporting documents was... Ver más

Información sobre la empresa

  1. Compañía de financiación y préstamos para coches

Escrito por la empresa

Smart Loans was set up to cater for the fast-paced and ever changing needs of our customers all across Ireland. We offer very innovative, fair and personalised lending solutions for individuals that want tailored loans, regardless of their particular circumstances or their credit history.


Información de contacto

2,9

Medio

TrustScore: 3 sobre 5

591 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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Valorada con 1 estrellas sobre 5

No loan amount was received.

I signed a loan agreement with them and they asked me to pay for insurance money which I did but never received the loan. And they blocked me on their WhatsApp line and im not getting any response from them. I've sent them 2 or 3 emails querying this.

30 de diciembre de 2025
Opinión espontánea
Valorada con 1 estrellas sobre 5

This company is a scam google them they…

This company is a scam google them they are not legit and these reviews are prob them doing it

USA Smart Loans" appears to be associated with advance-fee loan scams, where fraudsters contact you unsolicited, promise easy approval regardless of credit, and demand upfront fees for "processing" or "insurance," which is illegal and a major red flag; legitimate lenders don't guarantee loans or ask for money before disbursement, so avoid them, never pay upfront, and report these scams to the FTC

8 de enero de 2026
Opinión espontánea
Valorada con 1 estrellas sobre 5

Please do not consider this place for a…

Please do not consider this place for a loan they are loan sharks, if you miss a payment they send people to your house and they have a very aggressive man call you and threatening you over the phone. I have no idea how much I have left to pay on my loan they have refused to tell me, I just want this loan cleared so I can get on with my life I will never use this place again they are dangerous people. Please please please look else where like the credit union or bank do not bring this into your life it will only make your situation worse in the long run I have be dealing with this nearly 5 years for a 2 grand loan which has cost me nearly 4 grand with hidden costs and fees

28 de noviembre de 2024
Opinión espontánea
Valorada con 1 estrellas sobre 5

Transparency required

Received a loan a year and a half ago which was fine and processed pretty quickly, my problem is that they don’t send through any sort of financial statements to outline amount paid vs amount remaining (I thought they did once but cannot find it for the life of me). This has me extremely worried approaching the due date of my loan that payments won’t be stopped organically and may ultimately affect my credit rating going forward.

6 de agosto de 2024
Opinión espontánea
Valorada con 1 estrellas sobre 5

If I could rate them zero I would

If I could rate them zero I would. Threatening abusive behaviour and endless phonecalls. They attach hidden fees to payments, staff are rude and clueless. They should not be allowed conduct business and I have no idea how the regulator allows this. For your own sanity avoid this company who also trades as finance for you

28 de junio de 2024
Opinión espontánea
Valorada con 2 estrellas sobre 5

I've used SmartLoans in past years and…

I've used SmartLoans in past years and paid my loans in full and often early. I'm working in full time employment and when I apply online and put in all my information and figures the loan gets approved in principle. Soon as I upload all my documents and ID etc and proceed I get an email almost instantly saying the loan is refused without even have had the chance to check or review the documents I sent. The last loan I had with smartloans was paid in full also so there should be no issue. Can you please help me with this problem.

4 de abril de 2024
Opinión espontánea
Valorada con 1 estrellas sobre 5

Absolute joke of a company definitely…

Absolute joke of a company definitely some sort of scam don’t even have a phone number or do they reply to emails website is the worst ever . After you upload everything it’s asking you to upload it again and again . No one even responds back with emails so says it all

14 de marzo de 2024
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Daniella,

For any assistance or information, please email us at info@smartloans.ie and we will assist you further.

Valorada con 1 estrellas sobre 5

Ablsolute shocking service keeps saying…

Ablsolute shocking service keeps saying approved then getting emails saying denied as soon as you upload everything why ask people to upload everything even tho your loans gonna be denied straight away . Website is desperate aswell keeps glitching probably another scam

13 de marzo de 2024
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Danny,

For any assistance or information, please email us at info@smartloans.ie and we will assist you further.

Valorada con 1 estrellas sobre 5

I don't recommend

I don't recommend. Declined with 3500 euro salary after tax

8 de diciembre de 2023
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Vet,

Unfortunately, upon review of your application by our Underwriters you do not meet our credit policy criteria on this occasion.

For more information, please email us at info@smartloans.ie and we will try and assist you further. Thanking you for your application.

Valorada con 5 estrellas sobre 5

Simple,easy financial assistance

my own personal experience of smartloans has been very positive and hassle free,you apply for loan,supply revelate documents you either approved or not, money then transferred into my account. I have just paid off loan with them,over two years,it was taken out every month on date agreed,same amount , no suprises,Reapplied for new loan,to do some house renovations,exact same procedure as last time I was approved,money transferred into my ,account,plain and simple.so good experience all round

26 de febrero de 2024
Opinión espontánea
Valorada con 1 estrellas sobre 5

Terrible company and a complete SCAM!

Terrible company and a complete SCAM!! They ad unknown fees to your account and don’t respond when catch them out. They also have fake reviews and get their employees to give 5 stars Do not trust any of the good reviews. They charge for everything including statements at different prices and sometimes double for the same statements and still no response when you enquire about them 😂😂

12 de febrero de 2024
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Karen,
`
Thank you for taking the time to share a review about your experience with our company. We apologise that you were not happy with the service provided to you. It’s helpful to receive this feedback and we will certainly take it on board as we continuously strive to satisfy all customers requirements and expectations.

Valorada con 1 estrellas sobre 5

I have tried applying for a loan

I have tried applying for a loan, uploaded all documents, sent through bank statements and drivers licence as requested. Sent 6 emails since then, no follow up or correspondence or an answer to any of my emails whether or not my loan is approved/declined or if they received my documents

**UPDATE** yes I have emailed the correct address same as below reply

16 de febrero de 2024
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Jennifer,

I hope you have sent it to the right email. For more information, please email us at info@smartloans.ie and we will try and assist you further. Thanking you for your application.

Valorada con 1 estrellas sobre 5

Go to a bank to get a loan stay away from these crooks

Mabs have been in contact with smartloans on my behalf since June 2023 as my financial situation has changed dramatically since taking out a loan with them but smartloans have continuously refused to negotiate with mabs and keep stating that nothing has changed in my finances so I need to keep paying the full amount and now they are threatening to send people to my house about this if I don’t clear my arrears and refuse to even disclose the name of the company they are threatening to send out so that I can verify the legality of them. Hard to believe a company can still operate this way in 2024.

18 de enero de 2024
Opinión espontánea
Logotipo de Smart Loans

Respuesta de Smart Loans

Hi Stuart,

We apologise for any inconvenience.
Please email us at info@smartloans.ie and we will assist you further.

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