Smart Money Cymru Community Bank Opiniones 

91
TrustScore: 4.5 sobre 5

4,4

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

What an amazing service applied on the 10 had a message saying approved today I cannot thank smart money for such help. Keep up the good work

Valorada con 5 estrellas sobre 5

excellent customer service. had a problem with the app today completely an application, so i called in the staff member was very patient and helpful fixed the problem right away and stayed on the phon... Ver más

Valorada con 5 estrellas sobre 5

I've just had a major underpayment from work and universal credit. As a single mum, with Christmas less than a week away, it was all becoming so overwhelming whilst waiting for a reconsideration from... Ver más

Valorada con 2 estrellas sobre 5

I applied for the family loan thinking it would be simple to be granted to me as the payments are taken directly from your child benefit. This was not the case, I was denied on the basis of my cre... Ver más

Información sobre la empresa

  1. Unión crediticia

Escrito por la empresa

Smart Money Cymru Credit Union provides straightforward, affordable financial services to anyone living or working in Caerphilly, Blaenau Gwent and Newport.


Información de contacto

4,4

Excelente

TrustScore: 4.5 sobre 5

91 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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4,4

Todas las opiniones

(91)

4 opiniones en los últimos 12 meses

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Valorada con 5 estrellas sobre 5

Excellent service

As a small community group the service received is excellent, courteous, and always willing to help and resolve issues satisfactorily. Strongly recommended

4 de noviembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

excellent customer service

excellent customer service. had a problem with the app today completely an application, so i called in the staff member was very patient and helpful fixed the problem right away and stayed on the phone patiently with me while i completed it. thank you

4 de noviembre de 2025
Opinión espontánea
Valorada con 2 estrellas sobre 5

Not what it seems

I had to pay £5, give open banking to my 3 bank accounts. Had a phone call and waited couple of days just to be rejected for a loan.

This was due to my credit score which I am trying hard to fix, which the purpose of this loan was to clear all my debts which would improve my credit score massively.

I earn by far enough and the monthly payments would be a tad less than I pay out now per month for my debts so definitely affordable for me.

I understand that companies have to be careful who they lend too but when trying to consolidate and basically fix your financial situation going forward when they can see you earn enough and are trying to improve it's a shame they don't take this in to consideration.

Also other places you apply do a soft check to see if you would be eligible.
Applied to multiple places which rejected before and all done sift search but these done a straight hard search which will show on my file now for 2 years which can affect my score further.

For a community bank I expected better.

26 de junio de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

I was so happy to find id saved as much…

I was so happy to find id saved as much as i had. I was initially goinh to get another loan with them but turns outmy savings will cover everything i was worried about. Lovely ladies in the office. Quickly seen and helped. So happy.

2 de mayo de 2025
Opinión espontánea
Valorada con 1 estrellas sobre 5

No longer a community bank more like a ponzo scheme

feel your more like a rip off scheme gone to corporate. Smart money one for the people now for the corporate. I would like all my data you have on me delivered to my email with in the next two weeks of this email or I'm going to citizens advise. I feel as a company you have faild me and my community. You can expect bad reviews from now on by me and the 1000s I have recommended to you when you was fair lender. People like you force people to go to door stop lenders when you used to prevent it. I suppose you have achieved your goal of being bigger than the little people that built You. You used the poor people that built this business/charity that now you don't Need us

17 de abril de 2025
Opinión espontánea
Valorada con 2 estrellas sobre 5

Don't bother if your credit score is bad

I applied for the family loan thinking it would be simple to be granted to me as the payments are taken directly from your child benefit. This was not the case, I was denied on the basis of my credit file.

I understand loans do review on the basis of credit scores and files but baffles me why you would when the payments are not taken directly from your bank. I am really disappointed. It feels those with bad credit files are totally disregarded when it comes to applying for these sort of things.

All in all the staff on the phone and via email were friendly and I can't complain about their customer service.

12 de marzo de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Kind-hearted staff!

I've just had a major underpayment from work and universal credit. As a single mum, with Christmas less than a week away, it was all becoming so overwhelming whilst waiting for a reconsideration from universal credit. When smart money cymru rang and said I had been awarded my loan application, I broke down in tears. The weight had been lifted. I've not had a loan or any credit in a very long time. So this was a very one-off thing for me which actually has made mine and my kids Christmas!

19 de diciembre de 2024
Opinión espontánea
Valorada con 5 estrellas sobre 5

Great Savings Accounts

I've been saving with smart money for about 15 years now and they are a great team to deal with. Always efficient, it's super easy to communicate with them and the app has taken all of that to a new level. If you want savings that you know you can access easily (holiday, Christmas etc) Smart are the people for you.

30 de septiembre de 2024
Opinión espontánea
Valorada con 5 estrellas sobre 5

helpful friendly and quick

Very helpful staff and very patient when i have no clue what im doing and very friendly and lighthearted conversations and very quick at sorting my problems

13 de septiembre de 2024
Opinión espontánea

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