DIRTY TRICKS AND CROOKERY
I have been on the receiving end of Chubb Bullied for 18 months now, and have experienced them as being repeatedly unethical. They know they cannot win the case, and so resort to dirty tricks, while at the same time fleecing their client.
1. I paid over £13,000 in rent/deposit for a house that I could never move into for many reasons, including a leak in the roof that wasn’t mended for 6.5 months (and only then because Environmental Health stepped in). By the time it was done, I had become extremely ill - one whole wall had been covered in mould - and I’d had to spend many days at the property disinfecting all of my possessions. I now have asthma and other long term health issues, all documented over 2.5 years by the NHS.
2. Even though their own paperwork states that tenants should always negotiate before litigation, Chubb Bulleid refused to do so, and ignored all my offers to negotiate. They didn’t even reply until my fifth email, at which point they lied to me, saying that all tenancies needed to be ended in court and could not be ended by negotiation. Not true.
3. They then artificially inflated ‘rent arrears’ by delaying the case by five months, claiming that the solicitor dealing with it was on compassionate leave - indefinitely. (Even though they are a large firm with four offices, apparently no one else could deal with the case).
4. I tried to negotiate with the landlord direct, but she had put a false address on the tenancy agreement. When I pointed this out, Chubb Bulleid denied it. But I had proof of this.
5. Forced into litigation, I then submitted a counterclaim, explaining what had happened. They wrote to me saying that I owed so much rent now - artificially inflated by the person dealing with the case being on compassionate leave for months - that even if I won the case, I wouldn’t get any money.
6. Even though my health had been severely impacted, Chubb wrote to me saying it would be impossible for me to submit a personal injury (PI) claim. At the directions hearing, the judge asked me why I had NOT submitted a PI claim yet , and suggested that I do so now. So once again, they hadn’t been honest with me.
7. They then tried to sabotage me submitting the PI claim, allowing me only ten days to do so.
8. I managed to submit everything on time. The judge at the next hearing described my submissions as ‘logical, well-argued and far better than what he had read from most litigants in person’. Nonetheless, they pushed and pushed - and pushed - for me to rewrite all of it. Rather than trying to win on the merits of the case, they were trying to grind me down.
9. In order to make credible claims, I had needed some information from the letting agent. I submitted a DSAR - a Data Subject Access Request. Chubb Bulleid then suggested to the letting agent that my DSAR be sent to themselves rather than to me. This s illegal.
10. The DSAR was so late that I submitted one to Chubb themselves, hoping I might get the data that way. Rather than providing the information I had asked for - around 40 pages - they sent over 700 pages, all mashed up across 17 pdfs, and with some letters spread over three or four documents, so it was totally incomprehensible. Once again, they were trying to overwhelm me, rather than play fair.
11. They opened my post - which they should not even have had access to.
12. Their legal team then tried to sabotage my PI claim again, by altering the judge’s words on the written order afterwards. I don’t know how they think they can get away with this stuff. The judge made the ruling, they typed up that ruling, as they did so, they changed it - saying I had to rewrite my defence. The judge had not said this. I then had to pay for a transcript of the hearing to prove this.
13. As well as using dirty tricks with me, they have also massively ripped off their own client - my landlord. Because Chubb refused to negotiate, claimed the tenancy could only be ended in court and then delayed proceedings by five months because the solicitor dealing with the case was on compassionate leave for months, the landlord is now claiming around £14,000 in ‘rent arrears’. Guess how much their legal fees are so far? Over £35,000. And by the time the trial takes place, in around a year, their legal fees will be twice that. In order to try and reclaim less than £14,000, which will likely be dismissed anyway.
14. I eventually got fed up with the person I was dealing with at Chubb Bulleid using dirty tricks, and I wrote to the senior partner. Rather than reining his colleague in, he wrote back essentially saying: so what? It seems clear that using dirty tricks and ripping people off is not isolated to a single member of the Chubb team - but that this kind of behaviour is systemic.
1 de abril de 2026
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