GetCreditScore Opiniones 

Respuesta de GetCreditScore

3 ene 2022

Please contact us directly via the Contact Us section of our website and we can help answer your query.

Respuesta de GetCreditScore

29 dic 2021

Hi Richard,

Thank you for your review.

GetCreditScore is a free service that provides our members with their Equifax credit score. We do not calculate your credit score, we simply extract it from Equifax on your behalf. 

If you would like to check the details you have on file at Equifax, you can request a free copy of your credit report from equifax.com.au/personal. You have a right to obtain a free copy of your credit file once every three months, or if you have lodged a correction request and have been advised that your file was corrected, or if you have been declined on an application for credit in the last 90 days.

If you find there is incorrect information on your credit report, you can lodge a correction request via the Equifax Corrections Portal (free service). GetCreditScore cannot make any changes to your file.

If you have any queries or concerns relating to your credit score, or the information held on your credit file, these would need to be addressed directly with Equifax. You can contact Equifax directly by clicking here.

Please note that using the GetCreditScore service will not impact your credit score negatively. The GetCreditScore enquiry is recorded as a 'File Access' and is only disclosed to Access Seekers and yourself.

Please contact us directly via the Contact Us section of our website for further assistance.

Kind regards,

Respuesta de GetCreditScore

29 dic 2021

Hi,

Thank you for your response and We are sorry for any inconvenience.

Please be advise that GetCreditScore can only provide a free credit score and a summary of your credit report. We are glad that you already got the report which you requested from Equifax, this may help you see what are the information that may affect your score.

Respuesta de GetCreditScore

Actualizada el 29 dic 2021

Hi Subscriber,

Thank you for your response.

GetCreditScore is a free service that provides our members with their Equifax credit score. We do not calculate your credit score, we simply extract it from Equifax on your behalf. 

For information on how Equifax calculates your credit score please see our Help Centre.

Below are some general examples of what may have a positive or negative impact on your credit score (these examples are general in nature and are not applicable to your specific circumstances).

Applying for credit (including loans and credit cards, post-paid mobile services and other utilities) regardless of whether the application was approved or not.
Late or missed repayments.
Closure or cancellation of old accounts/credit cards. Believe it or not, this can actually lower your credit score!
Regular changes in your home address or your employer.
Changing your credit limit.

For specific details on why your credit score may have changed, you can obtain a copy of your free credit report from equifax.com.au/personal. You have a right to obtain a free copy of your credit file once every three months, or if you have lodged a correction request and have been advised that your file was corrected, or if you have been declined on an application for credit in the last 90 days.

Kind regards,