I had an excellent experience working with Tian Xia. From start to finish, he was professional, knowledgeable, and genuinely committed to achieving the best outcome for me and my Family. Tian has ma... Ver más
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Consulta las opiniones de los clientes
Luke was helping us to secure a loan for our first home purchase. The whole process was very seamless, from first application submission to getting the phone call within the next day. They are more fl... Ver más
Absolutely fantastic! William worked a miracle. As my company was operating for under two years and I hadn't paid myself a lot, no one would help or refinance me even though I had equity in my home an... Ver más
Shruti has been incredible! She assisted me to refinance my mortgage when my own bank weren't willing to consider me. The process was super simple and I feel like I didn't really have to do the tediou... Ver más
Información sobre la empresa
Información de contacto
Level 17, 300 Barangaroo Avenue, 2000, Barangaroo, Australia
- hello@yard.com.au
- yard.com.au
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After 4-5 years of dealing with banks…
After 4-5 years of trying to resolve a simple re finance and transfer including removing two owners from the property title being way too hard for the banks, I was fortunate to try Yard Finance and have had a great outcome in receiving the required result.
Highly recommend Meghan at Yard Finance.
They were a great help to me
They were a great help to me. I almost lost my deposit, but they secured my loan in just a couple of days. The settlement was completed on the same day they received the loan documents, and the money was in my account within 10 minutes after settlement.
The best in the business!
Toby and Shruti were fantastic to deal with! They were highly knowledgeable, professional and great at communicating with us throughout the process of obtaining our loan. Will definitely be using them again in future.
Excellent Service and Loan Product 10/10
The service and professionalism I experienced with Yard Home Loans was as good as it gets. From the first contact right through to settlement their score was 10/10. I highly recommend their service and their loan product. A special thank you to Meghan for all her help from start to finish.
Highly recommend!
From start to finish Luke did a…
From start to finish Luke did a fantastic job, communication was always quick and he was very patient with all the questions that we had. I highly recommend these guys
Great experience getting my home loan…
Great experience getting my home loan approved and settled
Great service and easy to deal with
Yard was great. We received excellent service from Shruti from start to finish. She was always contactable and nothing was ever a problem.
Wonderful refinance experience with Yard
I had a fantastic experience with Tian and Yard. My wife and I were looking to refinance our home loan.
After shopping around, The Yard rate was very competitive and the whole refinance process was transparent and quick, thanks to Tian.
Would highly recommend Yard to anyone looking for a new loan or to refinance and existing one.
Thanks Toby!!!
Toby at Yard made the process of a lo-doc loan really easy and was always available to answer any questions. Will definitely be using Yard again for my next purchase!
My experience through Yard was nothing…
My experience through Yard was nothing but professional. Napatra helped me through the whole process and managed to get me approved.
I was declined by my broker and another bank before coming to Yard due to not having minimum 6 Months of casual employment (only 3 months at the time in the mines)
We end up settling on a low doc option which made this all possible to obtain this property.
I am very happy with the result and managed to get everything over the line thanks to Napatra.
I was extremely pleased by the service…
I was extremely pleased by the service provided from willian and the team at yard,they were very knowledgeable and helpful. From the very start through to settlement, willian was great to work with and extremely responsive, and always went out of his way to ensure I was getting the best value. We could not have asked for a better experience with them and will definitely be highly recommending them to all friends and family in future. Thank you willian.
Jose & Odilia
Review for YARD and Tian Xia
Review for YARD and Tian Xia
I have bought and sold many properties, commercial and residential, in the past 40 years, finally we have a lender who gets small business, YARD.com.au. As many self-employed small businesspeople would know, navigating the world of financing can often feel like an uphill battle. Many lenders view self-employment as a red flag and securing realistic and commercially viable financing extremely challenging, especially when it comes to obtaining a mortgage. Fortunately, my experience with YARD and specifically with Tian Xia has been nothing short of transformative.
From the very beginning, YARD and Tian demonstrated an exceptional level of professionalism and dedication that set them apart from other lenders. Tian’s diligence in exploring various financing solutions made all the difference in my journey toward refinancing an existing mortgage. He worked tirelessly to negotiate better terms that aligned with my financial goals, showing not only expertise but also genuine care for my circumstances. It was evident that he understood the challenges faced by self-employed individuals and was committed to finding a solution that would work for us. The entire process was seamless and stress-free thanks to Tian's guidance.
I cannot recommend YARD and Tian Xia highly enough for anyone seeking financing solutions, especially those who are self-employed. Their commitment to client satisfaction and their proactive approach in navigating the complexities of lending truly set them apart in this industry.
Fantastic!
This was an amazing, easy, and hassle-free experience. Lots of effort was put into thinking ahead, no constant back and forth with ‘just one more thing’. The whole process didn’t take long and the mortgage broker was very transparent and informative. He considered the best products and plans for us now and kept the future in mind. All in all, I couldn’t be happier!
Reliable and customer-focused experience
I recently had the pleasure of working with Yard to secure a home loan. The application process was straightforward, and I appreciated how quickly everything moved.
I highly recommend Yard to anyone looking for a reliable and customer-focused experience. Truly a five-star experience!
Good. Thank you and God bless.
Thank you for the help of David Piras. God bless you all.
Extremely disappointing experience with Yard
I contacted them in early February 2025 with an urgent loan application, clearly stressing that time was critical due to an active construction approval. I was assured by Shruti, the loan officer, that my application would be processed quickly once all documents were submitted. I provided everything within 10 days.
Unfortunately, that’s where the efficiency ended. Shruti initially gave me incorrect information about the risk fee, and since then has been consistently unresponsive — rarely replying to emails or phone calls unless I escalate the matter through other staff at Yard.
It’s now been over 6 weeks and the application is still not assessed. I’ve spent most of my time chasing updates and trying to get basic communication. If you’re expecting a streamlined, professional service with clear timelines, look elsewhere. I feel completely misled by the glowing reviews and would strongly caution anyone who needs a fast or responsive lending process.
Yard does not have listings with Google or ProductReview.com.au. My poor experience does not align with the overall reviews on Trust Pilot, perhaps because these reviews are heavily controlled.

Respuesta de Yard
Great service and expertise with difficult loan applications
Our broker at Yard, David, was excellent. Our loan application was complex and David was able to find the right lender for us with reasonable rates. Communication was great and smooth process.
Because you help me
Because you help me, I can’t complain. That’s the reason I give you five star. thank you , Hekita
Shruti made the entire process so easy
Shruti made the entire process so easy! Thank you very much. Highly recommend going through Yard.
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