Aunque no verificamos reclamaciones concretas porque las opiniones son propiedad de sus autores, es posible que marquemos las opiniones como «verificadas» si podemos confirmar que ha tenido lugar una interacción con la empresa. Más información

Para proteger la integridad de la plataforma, nuestro software automatizado disponible las 24 horas examina todas las opiniones en nuestra plataforma, tanto si están verificadas como si no. Esta tecnología está diseñada para identificar y eliminar contenido que incumpla nuestras directrices, incluidas las opiniones que no están basadas en una experiencia real. Sabemos que es posible que no detectemos todo pero puedes denunciar lo que pienses que se nos haya escapado. Más información

Información sobre la empresa

  1. Servicio de reducción de deuda
  2. Servicio de asesoramiento crediticio
  3. Servicio financiero no bancario

Escrito por la empresa

Zero Debt is a trusted South African debt counselling company dedicated to helping individuals regain financial control and achieve long-term financial freedom. Since 2009, we have assisted thousands of consumers in managing overwhelming debt through professional, ethical, and fully compliant debt review, debt consolidation and debt counselling services. Our approach is simple: we consolidate your existing debt into one affordable monthly repayment while negotiating with creditors to reduce interest rates and protect you from legal action. This structured process not only relieves financial pressure but also creates a clear, realistic path to becoming debt-free. At Zero Debt, we understand that financial stress can feel overwhelming. That is why our experienced consultants provide personalised support every step of the way - ensuring transparency, clear communication, and solutions tailored to your unique situation. We are committed to delivering real results, not quick fixes. Our focus is on sustainable financial recovery, helping you rebuild your financial future with confidence and peace of mind. If you are struggling with debt, Zero Debt offers a safe, regulated and effective solution to help you take back control and move forward with confidence.


Información de contacto

4,6

Excelente

TrustScore: 4.5 sobre 5

19 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Así usa esta empresa Trustpilot

Descubre cómo se obtienen, puntúan y moderan sus opiniones y valoraciones.

Trustpilot no permite a las empresas ofrecer incentivos ni pagar para ocultar opiniones. Las opiniones son propiedad de los usuarios y no de Trustpilot. Más información

Valorada con 5 estrellas sobre 5

Immense gratitude

Firstly, what was great was Willem. From the beginning of this journey to date, Willem has been an anchor in my life. There are not enough words to describe this amazing person who has held my hand through this terrible time. He is an asset to ZeroDebt but to me he is the person that kept me sane. Especially today, I was in a very bad headspace but Willem took control and put everything that needed to be done in place to reclaim my peace. I am so grateful and I pray he always finds God's favour. I feel like he's family after today. To make a consumer feel that peace is a gift and a blessing to every person he assists at ZeroDebt. I am thankful, grateful and so much more for how good he is not only at his job but the people he so dedicatedly helps with debt issues. Thank you so very much, God bless you, Willem. 🙏🏽🌹🙏🏽

30 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thiru, thank you for your heartfelt feedback. We are so glad that Willem was able to assist you through this tough time in your debt review journey. Well done for staying dedicated and finding your peace again. In time, you will reap the rewards. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Very professional & informative about…

Very professional & informative about the process....Willem

30 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Abendnego, for your 5-star review. Good luck with your debt review journey. We are always here to assist in any way. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

The service I received from zero debt…

The service I received from zero debt is out of this world ,very satisfied. From Bongie to Willem.I highly recommend this company.

28 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Norah, for your feedback. We are glad Bongi and Willem were such a help to you. Thank you for recommending Zero Debt to potential South Africans who could benefit from the debt counselling process by restructure their debt. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

I always have a good experience with…

I always have a good experience with zero debt. Thank you Willem

27 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Micaela, thank you for the 5-star review. We’re committed to giving our clients the best support and guidance possible, doing everything within our means, and always working within the National Credit Act. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

I thank Mary-Ann who help with my debt…

I thank Mary-Ann who help with my debt for clear all my debt order so I'm free now thanks alot zerodedt do to other people

24 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Cathrine, thank you for your 5-star review. We are so glad that Mary-Ann was able to assist you with your debt counselling process. We have already helped thousands of South Africans to become debt-free. The Zero Debt Team

Valorada con 5 estrellas sobre 5

Thanks Zero debt

Thanks Willem and team from Zero debt. I had an outstanding service, experience, from the very first consultation, their team was professional, understanding, and genuinely committed to helping me regain financial stability. I now feel back in control of my finances and optimistic about my future. I highly recommend this company zero debt to anyone struggling with debt and looking for a reliable, trustworthy solution. Thank you

25 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Carmen, thank you for your wonderful feedback. We are so glad that we were able to help you on your debt consolidation journey, stabilising your finances and giving you hope. We are always here to help. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

I recommend the Company because they…

I recommend the Company because they have walked the road of debt review with me before and it really helped,I could manage to breathe and also be able to save money during the time then I could also try and double the payments when I could which led me to pay off those debts before the set time

28 de abril de 2025
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Lheza, thank you for your wonderful feedback. Congratulations on completing your debt review and being debt-free. All South Africans can be debt-free. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Service is fast and reliable

Service is fast and reliable, thanks again To Willem

24 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Oratile, thank you for your 5-star review. We are always available should you have any questions about your debt consolidation process. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

I delt with Dorcas @ zero debt

I delt with Dorcas @ zero debt, best service ever. My house was saved from repossession. I am always greaful. I am even afraid to leave Zero debt. The way I feel comfortable ..

30 de abril de 2025
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Lolo, for your feedback. We're glad Dorcas could help you sign up for debt review and save your home from repossession. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

No word to descripe debt zero heard it…

Mr Chrstiaan and Mr Willem help me with every advise i need No word to descripe debt zero heard it from another client after finishing with them his credit score boost and so far for me they are understanding and they help me with this proses and not gonna lie they are the best and i only trust them 😊😊😊😊😊😊

24 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Daryl, thank you for your heartfelt feedback. 🌟We are glad that you trusted us with your debt review journey. We are always here should you have questions—the Zero Debt Team.

Valorada con 5 estrellas sobre 5

very helpful and highly recommend

very helpful and highly recommend

23 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Charl, for your 5-star review! We appreciate the time taken. We have helped thousands of South Africans to become financially stable and debt-free since 2009. The Zero Debt Team.

Valorada con 5 estrellas sobre 5

I dealt with Willem and Dorah of Zero…

I dealt with Willem and Dorah of Zero Debt and I must say the service was excellent. They were quick and attentive and answered all my questions promptly. Its been a difficult journey but youve made it so much easier. Forever thankful.

13 de abril de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Lesley, for your feedback. We are glad Willem and Dorcas were such a help and were able to answer all your questions. Good luck on your Debt Review journey to financial freedom. With perseverance, you will do it—the Zero Debt Team.

Valorada con 5 estrellas sobre 5

Freedom

Iyoooo being in debt review it's not an easy thing, one just need to commit and one has to think of positive end results.
I would like to warmly thank Dorcas Ndlovu, who helped me with the whole process and she was transparent and honest about debt review, that the first few months I might not see progress but I should at least give it 6 to a year but by the 4th month I started seeing progress. and decided to stay, also highlighting that might be people who will try to talk me out of Dr but I must not lose focus, as at the end of the day it's about me.

Today I am 100% debt free, financially stable and in control. I have learned a lot, debt life is prison trying dodging/avoiding all those calls from creditors, making up stories of why you failed to pay or missed payment. Thanks to Zero DR I am officially free from that.

Deep warm thank you also to Jacky Lakay assisting with follow ups to make sure the red flag is indeed removed.

I believe and hope one day more education about debt review (DR) will be put out the, as the is so much misinformation and misconceptions about the whole thing, alerting and educating people about scam debt review companies and scammers telling you to pay certain amount for red flag to be removed within 12 to 24hrs.

Above everything from the bottom of my heart thank you to all the staff at Zero Debt Review.

4 de marzo de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Refilwe, thank you so much for your heartfelt feedback. We are so glad that Dorcas and Jacky were able to assist you and that you received your clearance certificate and are now debt-free. Debt Review is a great help to South Africans who are finding themselves paying too much towards their debt each month. Congratulations on completing your debt review and reaping the benefits now! The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Debt-Free and Back in Control

Zero Debt has truly transformed my financial journey. When I started, I was overwhelmed and struggling to manage my debt, but their team provided structured support, clear guidance, and a disciplined approach to debt restructuring.

The process itself was not easy—it required commitment, patience, and strict financial discipline. However, the Zero Debt team walked the journey with me every step of the way, ensuring I stayed on track and understood the long-term value of the process.

Today, I am completely debt-free, financially stable, and in full control of my finances. I’ve even been able to achieve milestones I once thought were out of reach, including purchasing a home and managing my money with confidence.

If you are serious about taking control of your finances and are willing to commit to the process, Zero Debt is a partner you can trust. The journey may be challenging, but the outcome is absolutely worth it

31 de julio de 2025
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Terry, thank you for your heartfelt feedback. The debt review process can be challenging, but the dedication and patience you put into it will pay off in the long run. Congratulations on staying on track and receiving your clearance certificate! You are officially debt-free today! We appreciate your vote of confidence.

Warm regards,
The Zero Debt Team..

Valorada con 5 estrellas sobre 5

Outstanding Service from ZeroDebt

Rating: ⭐⭐⭐⭐⭐

I am very grateful to ZeroDebt for helping me obtain my clearance certificate. A special thank you goes to Jacky Lakay, who I believe is a team leader. Jacky made sure my certificate was sent to all the credit bureaus and kept following up until my name was completely cleared. I truly appreciated the dedication and persistence—she didn’t stop until my record was clean.

Thanks to her efforts, I now have peace of mind knowing my name is no longer flagged. ZeroDebt delivered on their promise, and Jacky’s commitment made the whole process much smoother. Highly recommended!

30 de marzo de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Ruth, thank you so much for your feedback. Zero Debt is dedicated to helping all our clients through the debt consolidation process, securing their clearances, and achieving debt freedom. We are glad Jacky was such a help to you! Warm Regards, The Zero Debt Team.

Valorada con 4 estrellas sobre 5

Great customer service would like to…

Great customer service would like to thanks Jamiela who was helping me thrrough this journey keep up the good work 10/10.

30 de marzo de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you, Jonathan, for your 4-star review. We are glad that Jamiela was such a help to you during your debt counselling journey. Today, you are debt-free! Warm regards, The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Zerodebt helped me so fast and…

Zerodebt helped me so fast and professional. I was out of debt rewiew under 2years and reffered my friends who are also very satisfied.

31 de marzo de 2025
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Gigi, thank you so much for your 5-star review. Congratulations on completing the debt review process in under 2 years; that takes dedication. Well done! Warm Regards, The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Zerodebt has been life safers as I got…

Zerodebt has been life safers as I got myself into debt by not using the right mindset. Also recommended them to a few friends already who they helped

30 de marzo de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Yaghya, thank you so much for your feedback. We appreciate the time taken. Congratulations on completing the debt review process and receiving your clearance certificate! Warm Regards, The Zero Debt Team.

Valorada con 5 estrellas sobre 5

Thanks ZeroDebt

Thanks ZeroDebt. You are the best!

6 de febrero de 2026
Opinión espontánea
Logotipo de Zerodebt

Respuesta de Zerodebt

Thank you for your 5-star review, Daniel. Debt Review is a regulated process that helps South Africans gain control of their finances in a structured manner, providing them with a clear path forward. Warm regards, The Zero Debt Team.

La experiencia Trustpilot

Cualquiera puede escribir una reseña en Trustpilot. El autor de la opinión tiene derecho a editarla o eliminarla en cualquier momento y solo se mostrará mientras su cuenta esté activa.

Las empresas pueden solicitar opiniones a través de invitaciones automáticas. Esta opiniones, etiquetadas como verificadas, tratan sobre experiencias genuinas.

Más información sobre otros tipos de reseñas.

Trabajamos con especialistas y tecnología avanzada para salvaguardar nuestra plataforma. Descubre cómo combatimos las reseñas falsas.

Más información sobre el proceso de revisión de Trustpilot.

8 consejos para escribir buenas reseñas.

La verificación puede ayudar a garantizar que sean personas reales las que escriben opiniones que aparecen en Trustpilot.

Ofrecer incentivos a cambio de opiniones o pedirlas de forma selectiva puede sesgar el TrustScore, lo que contraviene nuestras directrices.

Leer más