Algbra Opiniones 345

TrustScore: 4 sobre 5

4,0

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Consulta las opiniones de los clientes

Valorada con 4 estrellas sobre 5

Support is slow and everything is a hit or miss, rewards take ages to credit but otherwise 1.5% is pretty good for a non-credit card card for rewards. Update - Raising this to 4 stars as the reward... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

My onboarding was very smooth and I have used my Algbra card during holidays in multiple countries smoothly. The FX rates are good and Algbra have solid fraud detection processes which I realized whe... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

I've been using Algbra's banking platform for a month, and I'm thoroughly impressed with its convenience and security. The user interface is easy to navigate, and I can easily access all my accounts... Ver más

Valorada con 1 estrellas sobre 5

The bank transfer function has not worked since Friday and in addition to that, I’m unable to use my card. No customer service by phone just an incredibly poor intercom system which has slow replies.... Ver más

Información sobre la empresa

  1. Servicios bancarios
  2. Servicios financieros alternativos
  3. Institución financiera

Escrito por la empresa

Algbra is a digital ethical finance platform empowering overlooked communities by connecting their finances with their values.


Información de contacto

4,0

Muy bueno

TrustScore: 4 sobre 5

345 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 40% de las opiniones negativas

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Valorada con 5 estrellas sobre 5

Transaction from another country

Allen from Algbra have solved my transaction problem that I was having from another country I have travelled to within 24 hours. While this other person was taking too long around almost a week

9 de abril de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for the kind words Bushra 🙌

Valorada con 1 estrellas sobre 5

A Nightmare of Inconvenience and Incompetence

My experience with the ALGBRA bank app has been an absolute nightmare, riddled with inconvenience and incompetence at every turn. I'm compelled to share my ordeal to warn others of the sheer frustration they may encounter.

To start, the integration with Apple Pay was a disaster from the get-go. Despite successfully adding my ALGBRA card to my Apple Wallet, the functionality never worked. Even after receiving and activating my physical card, Apple Pay remained stubbornly dysfunctional. Each attempt to use it resulted in failure, forcing me to constantly remove and re-add the card, causing unnecessary hassle and wasting my time.

The final straw came when I attempted to make a payment using the ALGBRA card, only to have it declined repeatedly. Frustrated and desperate, I tried transferring the required amount to my other bank account to complete the payment. Yet again, ALGBRA's incompetence reared its ugly head, as the transfer failed without explanation.

What's more infuriating is the utter lack of communication and support from ALGBRA's customer service team. Despite multiple attempts to seek assistance, I was left in the dark, with my money inexplicably held in limbo. This delay not only disrupted my payment but also necessitated another tiresome trip to the shop, wasting precious time and resources.

In summary, my experience with the ALGBRA bank app has been an unmitigated disaster. From failed Apple Pay integration to declined transactions and inept customer service, it's clear that ALGBRA is utterly incapable of providing even the most basic banking services. Spare yourself the agony and avoid this app like the plague.

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4 hours after my review

Yes I got the apple pay finally done after many attempts and thanks for the reply. Matt is helping me with the issue. And I hope the problem can solve in a short time. Would keep posted.

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Apr 9 20:21
I received a email reply this morning at 09:22 mentioning they are taking a closer look at this for me and will be in touch with any updates.
Keep waiting for the whole day with nothing replies. Hope there would be reply soon. will keep update the process.
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Apr 10 08:53
Received an email try making the transfer to the account you transferred the funds in from now

And I found that the funds is allowed to transfer.

Thanks for the effort for Matt and Zenia. Even though they choose to not response for yesterday whole day. But after the night, the problem solved. It is a scary experience and quite inconvenient during the course. If you are urgent in doing some payments . Think before you act.

8 de abril de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for your review Cindy, and sorry to hear that your experience hasn't met our high standards 😞

I can see that you reached out for the first time regarding Apple Pay on Sunday evening after business hours, and within an hour of opening the following day, our team had responded to you with support steps. We didn't receive any response to our message but can see that it had been read, so we assumed these steps had worked for you. Please let us know if this isn't the case.

For data protection, I can't discuss your transactions in detail here, but in regards to being unable to make a payment on your Algbra card, I would recommend checking out our transaction limits in the Algbra app (just tap the profile icon in the top left).

In terms of being unable to make a transfer from your account, as a regulated financial institution, on rare occasions we may need to place a temporary hold on your account whilst we check some things over. Please check your recent Algbra in-app chat, or emails for more information.

I do hope that this goes some way to explaining the issues raised, and we'd be more than happy to have a chat if you have any further feedback. Please reach out to us via the in-app chat or via support@algbra.com 😊

Valorada con 1 estrellas sobre 5

Shock horror they only reply to good…

Shock horror they only reply to good reviews.
Is there even any customer service. £360 was transferred out my account last night soon as I seen it I was on to email and live chat, it was out of hours granted so was just expecting a reply this morning. It's now afternoon and I still can't seem to speak to anyone. Soon as I've sorted this I'll be closing and running

19 de marzo de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for the review and sorry to hear about this. We weren't able to locate an account with the information available from your review so we requested further information but have yet to receive any response from you.

We always try to respond to all reviews. Sometimes this won't be straight away if we're looking into things a bit more closely but as you'll see from our previous reviews, we don't prioritise responding to positive ones over negative ones.

We'd really like to look into your query more, so please do reach out via support@algbra.com whenever you get a moment.

Valorada con 2 estrellas sobre 5

Access to my funds

I am writing to bring to your attention the challenges I have been facing with my account over the past week. Despite providing all the requested evidence promptly, I have not received any communication or updates from your Algbra team, which is causing me significant worry.
I understand the importance of a thorough account review process to maintain the security and trust of banking operations. However, the lack of information regarding the progress of my review and the absence of any response regarding my funds is deeply concerning to me.
I kindly request that you address this matter as soon as possible. It would be greatly appreciated if you could provide me with an update on the status of my account and clarify the reasons for the delay in communication. This information would help alleviate my anxieties and enable me to better understand the situation.

As a valued customer, I have always trusted in the professionalism and efficiency of my banks. I sincerely hope that my concerns reach the appropriate department so that they may be addressed promptly. It is my earnest request that you expedite the review process and reinstate access to my funds without further delay.

I will come back here if its sorted.

7 de marzo de 2024
Opinión espontánea
Valorada con 5 estrellas sobre 5

I’ve been using their banking services…

I’ve been using their banking services for a while now & I’ve had little to 0 hiccups so far

4 de marzo de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks so much for the review, we really appreciate your feedback 😊

Valorada con 5 estrellas sobre 5

The Customer service was excellent

The Customer service was excellent: quick, easy and efficient. My problem got solved very quickly.

6 de marzo de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for your valued feedback Tahmid, we're so happy to hear that you had a great customer service experience 😊

Valorada con 5 estrellas sobre 5

Withdrawal mishap assistance

An overseas ATM failed to dispense my money and Algbra's team was able to solve the issue in a swift and transparent manner. Truly appreciated and fully recommend Algbra. 100% trustworthy and enjoyable to use.

30 de diciembre de 2023
Opinión espontánea
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Respuesta de Algbra

Thanks so much for the review Nabil, we hope you enjoyed the rest of your trip 🌴😊

Valorada con 5 estrellas sobre 5

First off all I think personally I will…

First off all I think personally I will advice you stay away from this bank as the customer services is so poor and u professional. Have had a friend send me money and all of a sudden my account is on a temporary hold … I have sent all documents required and still no response from no one it’s been a week now and still am not able to access my account also it has cost me a lot of problems in my personal life because I can’t do what I need to do.. where is my money please …. I will keep everyone updated once they sort me out… but as at now they are not worth using ….. MY ACCOUNT WAS FIXED EVERYONE …I have access to my money and everything been working fine .. THANKS @ Algebra

28 de febrero de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for your review Ekenem, I'm really happy to hear that we got this all sorted for you 😊

Because we're a regulated financial institution, we sometimes need to reach out to learn a bit more about our customers. We'll sometimes ask for basic documentation to support this.

I can see that the requested documentation was provided by you in the afternoon of the 27th of Feb, and your account was restored before 5am the following day 🙌

Valorada con 1 estrellas sobre 5

Had my account defrauded by over £100…

Had my account defrauded by over £100 they have refused to reimburse me…. They implied it was my fault and refused to escalate it and make good.

Stay away from Algbra unless you like your money being stolen

28 de enero de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for your review. We take all reports of fraud seriously, and any claims are thoroughly investigated to ensure a fair assessment of the situation. Our commitment to security means that we carefully examine every piece of relevant information, including transaction records and account activity, to maintain the integrity of our services. Rest assured that as a regulated financial institution, we will reimburse any genuine confirmed fraud claims. Should you have any genuine concerns or enquiries regarding your account or specific transactions, please don't hesitate to reach out.

Valorada con 1 estrellas sobre 5

I have three bank transfers pending now…

I have three bank transfers pending now for a week. I messaged and got we will look into it reply. Nothing since. It’s been a week. Where is my money

23 de enero de 2024
Opinión espontánea
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Respuesta de Algbra

Hi Max, thanks for the review. I can see that these transfers were placed on a short hold whilst we reached out to you for some information. As we didn't receive a response, the transfers were cancelled and the funds returned to your account.

If you'd like to discuss this in further detail, we'd be more than happy to have a chat, and you can drop us a line via support@algbra.com

Valorada con 1 estrellas sobre 5

A Disillusioned Experience with Algbra – Ethics in Name Only

When I first joined Algbra, I was enticed by their claims of ethical banking and the promise of being part of a 'movement.' Unfortunately, my experience has been anything but ethical or revolutionary. Instead, it has been a journey of frustration, financial hardship, and a stark realization that what Algbra claims to stand for may just be a façade.

My account was put on hold shortly after opening it, an action that could be understandable if it was handled with transparency and efficiency. However, what followed was a series of unresponsive and inadequate customer service experiences that have left me in a state of considerable financial distress.

Despite providing all necessary documentation and repeatedly reaching out to resolve the issue, my requests were met with silence or inadequate responses. The irony of a bank that prides itself on ethical standards, yet fails to provide the basic tenet of customer service, does not escape me.

The zenith of this disappointing journey was their decision to close my account without a valid reason, alongside a promise to transfer my funds which, to this date, remains unfulfilled. The delay in accessing my own hard-earned money, especially in these trying economic times, speaks volumes of the gap between Algbra's marketed image and the reality of their customer experience.

To those considering Algbra for their banking needs, I advise caution. The allure of ethical banking is strong, but my experience serves as a reminder that a bank’s true measure is in its actions, not just in its advertised values. Algbra, in my case, has been a lesson in what happens when a financial institution's practice falls short of its promises – a lesson I hope others can avoid.

5 de enero de 2024
Opinión espontánea
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Respuesta de Algbra

Thanks for sharing your feedback. Whilst we can't discuss any specific case, we want to assure you that decisions taken regarding your account are made in accordance with our terms and conditions, and per regulatory requirements. If you'd like to share any further feedback, please feel free to get in touch via support@algbra.com

Valorada con 2 estrellas sobre 5

Support at Algbra is incredibly slow.

Algbra have frozen my account. This is acceptable as I understand that as a regulated financial institution, they have to do their due diligence.

What isn't acceptable, is that their support team are incredibly slow. They don't keep you up-to-date on anything that's going on, even when you've chased for an update. This is after having provided all of the documentation they have asked for. It's been more than a week with my money in the account frozen. Luckily, it's just savings and not money I immediately need.

Will defo rethink about using Algbra once this has been resolved.

16 de enero de 2024
Opinión espontánea
Valorada con 5 estrellas sobre 5

Very kind and friendly team members

Very kind and friendly team members. I paid for a service then the company no longer existed and they did not refund me for what I paid. I contacted Algbra and Lauren who was very nice helped me get my money back.

29 de diciembre de 2023
Opinión espontánea
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Respuesta de Algbra

Thank you for the kind feedback. I'm really happy to hear that we could help with your dispute and I'll make sure to pass your kind comments on to Lauren 😊

Valorada con 5 estrellas sobre 5

Great experience with Algbra thus far!

Great experience with Algbra thus far! Any issues I had they have resolved or have said they will take a look into, super friendly and helpful team. Will most definitely use myself and will recommend to friends!

27 de diciembre de 2023
Opinión espontánea
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Respuesta de Algbra

We're really happy to hear that you're enjoying Algbra and we appreciate the lovely feedback 😊

Valorada con 3 estrellas sobre 5

Genuine feedback

Genuine feedback, Nice bank and lovely initiative, Alhamdulillah.
However Customer Support could be much better; you could be waiting a day or more for emails to be replied to, no telephone contact to reach out to for support, only in app and email, even the email sometimes they don't respond, the times I've had issues,

Generally a good banking app , but 1.5 star for Customer support. I really love the app so i hope they do better in this department.

11 de diciembre de 2023
Opinión espontánea
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Respuesta de Algbra

Thanks so much for the feedback! You can reach us by telephone 9am-5pm (Mon-Fri) on 0808 258 4888. We're also available Mon-Sat via in-app chat 😊

Valorada con 1 estrellas sobre 5

I had money in my account and I…

I had money in my account and I transferred to my Revolut account since last week Saturday and Algbra basically suspended my account on no explanation. I haven't able to get my money yet from them they have asked me to send them my other bank accounts statement which I already have sent last Thursday and still no answer customer support chat telling me to wait they have looking into this every time and they haven't replied to my from email from last Thursday. I am going to take them to court from tomorrow. Hopefully they have a great reason to hold my money for a week with no ground.

2 de diciembre de 2023
Opinión espontánea
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Respuesta de Algbra

Thank you for sharing this with us Burak. As a regulated financial institution, we do on occasion need to reach out for some extra information to get to know our customers better. Please accept our apologies if there has been any delay to this.

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