Great experience working with Samuel at Got Capital. The whole process was straightforward, communication was clear, and everything moved quickly. The funding has really helped support our business c... Ver más
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Consulta las opiniones de los clientes
Like many new, and seasonal businesses out there, cashflow is always an issue. Got Capital have offered really useful short term funding that has got us through some tough times. We've found them fast... Ver más
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Frank and Will was really helpful and professional and not pressure me with the loan at all. Didn't have to do much my self and I have not the greatest credit ever we have started with minimal.amount... Ver más
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I just wanted to say a big thank you to Anthony and Frank at Got Capital for their support. We had been struggling to secure a loan despite making several applications. However, Got Capital ma... Ver más
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Información sobre la empresa
- Servicio financiero no bancario
- Servicios financieros alternativos
- Institución financiera
- Sociedad de inversión
Sobre Got Capital
Escrito por la empresa
Got Capital can help your business by providing fast and effective working capital. As an alternative lender for UK small businesses, we offer royalty investments, purchase of future receivables and merchant cash advances. We require no personal guarantee or collateral, and base affordability upon the health of your business.
You can take advantage of our small business funding options, designed specifically to meet the needs of entrepreneurs and company owners. Our Royalty-Based Investments in small businesses are similar to Revenue and Royalty Finance products. This type of funding provides business owners with certainty and hands them back control. Repayment for investment funding is transparent and flexible, with no hidden fees or compounded interest over the span of the agreement.We believe that healthy SMEs are integral to the UK economy and should have better support available to them. In this, we are committed to helping small companies access fast, unsecured working capital to fulfil their growing business needs.
Our funding solutions are designed to give companies access to business finance in an equitable and sustainable way.
Got funding needs? Got Capital.
About Got Capital
Escrito por la empresa
- FAST
- Faster than trying to perfect a souffle… less than 24 hours…money will be ready in your bank account to use!
- SIMPLE
- Forget about the endless paperwork that banks force you to do- that is so the 90s. Welcome to the future- quick and simple…just the way we like it.
- RELIABLE
- We at Got Capital are passionate about making your funding experience the best one there is. Started by entrepreneurs- we understand the needs of a business and how important getting the right financial building blocks are.
FASTEST BUSINESS FUNDER
Apply today for funds tomorrow...
We take just hours to get back to businesses with an offer or for more information. After receiving a full application, funding is typically granted within 24 hours.
https://gotcapital.co.uk/getfunded/
Información de contacto
2 Leman St, E1 8FA, London, Reino Unido
- 0203 7500096
- gotinfo@gotcapital.co.uk
- gotcapital.co.uk
4,8
Excelente
660 opiniones
Ha contestado el 87% de las opiniones negativas
Suele responder en menos de 1 semana
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Ezekiel was great
Ezekiel was great. Super quick, easy process and efficienct.
15 de diciembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks for the lovely feedback about our SME Specialist Ezekiel and the Got Capital Business Funding Team! 🙏
Best experience
Best experience, very quick and will go above and beyond to help.
Ezekiel Boyce kept me fully informed at all times. will recommend in the future
9 de diciembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Katherine, thank you for the lovely feedback and recommendation of Ezekiel and the Got Capital Business Funding Team! 🙌
The process was super easy and very…
The process was super easy and very clear and quick:)
4 de diciembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks so much for the ace feedback about your business funding experience with Got Capital 🤩
Highly recommended funding service
I found the overall experience extremely efficient and professional.
The staff we courteous and friendly and went “the extra mile”to get a deal over the line in the quickest of time specifically Ezekiel and Darren
1 de diciembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Sandra, thanks for the lovely feedback ☺️ The Got Capital Funding Team always do their level best to go the extra mile for clients - sounds like you had an awesome experience working alongside Ezekiel and co! 🙌
Fast and easy process without any…
Fast and easy process without any massive documents required
27 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Ali, really glad to hear about your fast and easy experience in acquiring a business funding advance from Got Capital! 🙌
Ezekiel best service
Ezekiel best service . Someday funding. He made this process so easy In couple of emails. Thanks
25 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks so much for the brilliant review, Rajkumar 🙌 Great to hear about the support you received from Ezekiel and the Got Capital Business Funding Team! 🤩
Although terms and conditions were very…
Although terms and conditions were very harsh and I had difficulty to pay it back due to unforeseen circumstances, I can say they help you when nobody does. Had hundreds of conversations with Anil from @Got Capital, he sorted me out and even when times got harder they were flexible.
Shout out to Anil. Enjoy the rest of the year.
25 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Tomas, thanks for your feedback 🙏 Great to hear that Anil and the Team sorted you out and provided the repayment flexibility you needed (during your period of unforeseen circumstances).
AVOID AT ALL COST
🚨 Review — Please Avoid This Company at All Costs 🚨
I approached this company after seeing positive reviews online and assumed they were a legitimate lender helping businesses with short-term funding. After shopping around, I was genuinely shocked when I received their contract.
They advertise that they “purchase your receivables” and will only take around 9% of your business revenue, but the reality is nothing like that. Their offer was structured in a way that forces you to pay back 48% more than what you receive. That alone is absolutely outrageous and predatory. It’s loan-shark behaviour disguised as business funding.
The worst part is how they collect the money. They don’t actually take 9% of your revenue — they take a fixed daily amount, like £30–£40 per weekday, whether your business earns or not. If you have a slow period, it doesn’t matter. They still take it. If you miss a day, they simply add it to the next one.
They also claim it’s not personally guaranteed, but then:
• They run hard personal credit searches, and call it “fraud prevention”
• They hide clauses stating the Director is personally liable for the debt
• They bury conditions that allow them to go after you directly
Even worse, almost anything can be considered a breach:
• Changing your payment terminal
• Taking on another form of funding
• Switching bank accounts
• Not sending documents fast enough
They can trigger a default over the smallest operational changes — the entire agreement is designed to trap you.
And when you try to speak to someone?
They never pick up the phone.
They’re quick to respond when they’re selling you the product, but once they’ve got you locked in, you are on your own.
Everything about the way they operate is misleading and aggressive. They present themselves as a company helping small businesses grow, but the reality is a predatory product designed to squeeze struggling business owners. They are not lenders supporting growth — they are loan sharks with contracts crafted to exploit the vulnerable.
Please be extremely careful. Read every line. Do not be fooled by the reviews or the sales pitch. The real cost, the terms, and the personal liability are dangerously extreme.
24 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks for your message. Given the pernicious and misleading nature of this review, please allow us to address and clarify certain points raised.
As our funding advances are unsecured, risk and affordability — based on both the business and the owner — are key factors in determining any offer. In this case, the application presented a very high level of risk (which was reflected in the offer and fixed repayment amount).
Our business funding advances do not require a personal guarantee (e.g. posting personal collateral to secure the finance). The indemnity you mentioned is an Anti-Fraud Indemnity. The anti-fraud indemnity only applies in cases of fraud, misrepresentation, or deliberate non-payment. Typically those most likely to engage in fraud, are the ones most likely to protest against such normal contractual safeguards.
Additional clauses mentioned - such as registering our interest in receivables or including a power of attorney - are standard industry safeguards, normal for business funding advances.
The terms are clearly outlined and entirely optional - nothing is hidden as suggested. All prospective clients receive full terms and repayment schedules upfront (confirmed via email, phone, and recorded video calls) ahead of confirming any agreement. We are committed to treating every applicant fairly, transparently, and without prejudice — and that will never change.
Regarding repayments, we work closely with clients who sometimes experience revenue fluctuations and help them navigate through challenging periods for their businesses, setting up affordable payment plans catered to their current circumstances.
For those clients who'd like to settle their fixed balance earlier, typically we're able to offer early repayment discounts.
We hope this clears everything up for you.
Best regards,
GC Team
Friendly and fast
I wasn't able to get the amount I needed but we did get something! Everyone I dealt with were lovely and friendly! We got the paperwork and the loan in one day!
21 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Mhairi, thanks for your feedback 🙌 We try and help whenever we possibly can - great to hear that you secured your business funding advance so fast! ⚡💨⏱️
Always the most efficient service
Always the most efficient service! Thank you for your help as always Luca!
21 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Emmie, thanks for the awesome feedback 🙌 Great to hear how well supported you've been by Luca and the Got Capital Business Funding Team!
Great comapny will highly recommend
Great comapny will highly recommend
17 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks for the ace 5* review, Shuaib 🤩 So happy to hear that Got Capital's fast business funding advances have been useful for you 🙏
Respuesta de Got Capital
Thanks for the awesome feedback, Eni 🙏 Delighted to hear about your amazing experience working with the Got Capital Business Funding Team! 🤩
Always a pleasure to deal with.
Always a pleasure to deal with, the process is quick and easy and Sam is prompt with his communication.
15 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks for the 5* feedback about Sam and the Got Capital Team 🤩 Delighted that we could support you and your business with a fast business funding advance! 🙏
Very good service Luca was very helpful…
Very good service Luca was very helpful again second time doing business with him ,i would have no problem in recommending Got capital on my experience.
13 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Peter, great to hear from you as a returning client 🙌 We really appreciate your recommendation of Luca and the Got Capital Business Funding Team! 🔥
Very friendly and professional great…
Very friendly and professional great service and advice
12 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Jason, really appreciate the top-notch feedback 🙏 Great to hear about your 5* experience working alongside the Got Capital Business Funding Team!
Very easy process and quick payout .
Very easy process and quick payout .
All managed we by Samuel Pitkin .
7 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Rob, appreciate the feedback 🙏 Awesome to hear how well taken care of you were by Samuel and the Got Capital Team in obtaining a fast business funding advance! 🔥
absolutely ist class service not nade…
absolutely ist class service not nade mto complicated.
would reccomend got capital to anyone.
6 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Thanks so much for your 5* feedback and recommendation of Got Capital and our fast business funding advances! 🤩
Very disappointing
I have had four business loans with Got Capital, and in the beginning our relationship was positive and mutually beneficial. However, during a difficult period in my business, I felt that I was met with very little understanding or support. Despite being a loyal, long-standing client with an annual turnover of over a quarter of a million, I was not only declined for further funding but also denied the chance to speak with an advisor to discuss the situation or explore how we might rebuild and continue working together.
I valued my relationship with Got Capital and the role they played in supporting my business in the past, which is why this experience has been particularly disappointing. Rather than feeling like a valued partner, I felt disregarded at a time when I needed guidance the most.
6 de julio de 2025
Opinión espontánea
Respuesta de Got Capital
Hi Joss,
Thanks for your message - please allow us to address and clarify certain points raised.
Our Analysis Team make funding decisions based on a number of factors; past account repayment performance being one of them (which in this case was the reason for being declined).
Having fully investigated the case, we can see a plethora of communications between yourself and your Funding Specialist (with no other communications corroborating with being denied access to them).
Each and every one of our clients have a dedicated Funding Specialist who can always be reached by email and their direct dial.
I hope this clears everything up for you.
Best regards,
GC Team
Funding was quick and easy
Funding was quick and easy. Would definitely recommend.
5 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey Henry, thanks so much for your recommendations of Got Capital's fast business funding services! 🙏
Everything was straight forward
Everything was straight forward
Few emails for docs
Was guided through the process quickly and professionally brilliant service
4 de noviembre de 2025
Opinión espontánea
Respuesta de Got Capital
Hey David, thanks so much for the 5* feedback of Got Capital's business funding services 🤩 Awesome to hear about your fast, straight forward and successful request for a business funding advance! 🙌
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