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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

LiveLend made the process simple and the customer service was friendly and responsive. My experience was mostly positive, though some responses took a little longer than expected. Overall, a reliable... Ver más

Valorada con 5 estrellas sobre 5

Fast Efficient Fair and affordable repayments however my only criticism is the policy of rate reduction if credit score rises ....I use Experian and my score had risen several times but my rate remain... Ver más

Valorada con 5 estrellas sobre 5

Took a loan out with them a couple of years ago. Fast payment, good rates of interest and they reduce your interest as your credit score goes up, which is great. Straightforward, easy management of... Ver más

Valorada con 5 estrellas sobre 5

I used LiveLend 2 years ago and started with an APR of 18%, during the past 2 years my credit score was growing and accorind to their terms LiveLend always reduced my APR, now dropping to an amazing o... Ver más

Información sobre la empresa

  1. Servicios bancarios
  2. también en la categoría
  3. Asesor financiero
  4. Servicio financiero no bancario
  5. Servicios financieros alternativos

Escrito por la empresa

Say hello to LiveLend. A loan that seamlessly fits into your life today, but is also ready for tomorrow by responding positively to the things we all go through - the good, the bad, the expected, the not so expected... However your life might change, our smart technology means we adapt with you, ensuring you always pay the lowest rate.


Información de contacto

4,7

Excelente

TrustScore: 4.5 sobre 5

4 mil opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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4,7

Todas las opiniones

(3843)

1 opinión en los últimos 12 meses

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Valorada con 1 estrellas sobre 5

Where to start with this company

Where to start with this company? For the first 3 of the 4 year loan agreement, each of my payments has been made on time without issue. Then, due to a change in career, it meant my payday was now the last Friday of the month rather than the 25th of each month. Subsequently, this meant that the loan repayment would be made just before pay day. I used the livelend web messaging service to write to them 2 weeks prior to another loan repayment to change my payment date to the first of each month, which would coincide with my new pay day, resulting in a guaranteed payment as it has been for the past 3 years. Fast forward to the end of the month and the original date of the 25th was still active, which meant that I didn’t have the funds to cover the payment. I then rang livelend and explained my new circumstances and was told that the new date of the 1st of the month was now changed. Again, the following month, nothing had changed and another payment was missed. I then rang back up and was told to cancel my direct debit and change it online to the first of the month. I cancelled my direct debit and logged on to the website to change the direct debit, but it doesn’t give you the option to change the date, only to set up as per the original date which I explained to two customer service agents would not be possible. I’ve also tried to pay the outstanding amount on the livelend website and have either been logged off without the payment being taken or an error message occurs which also results in the payment not being taken. At each step of the way, I have tried to rectify the issue that is livelends fault in the first place for not acting on the initial correspondence and am still no further forward.

5 de agosto de 2022
Opinión espontánea
Logotipo de LiveLend

Respuesta de LiveLend

Hi Andrew,

I'm really sorry that you've experienced this issue with changing your payment date.

We don't offer a manual option for our customers to change their payment date, so to request this you have to do so through our contact channels (email or live chat). This should have been made clear to you, and I'm very sorry if we didn't do this.

Unfortunately, I'm not able to find any contact from yourself about this issue - so I've asked you to confirm your contact details through Trustpilot so that I can find your account and escalate this for you.

Again, I'm really sorry about this and I'd like to make this right, so I hope to hear back from you so that I can investigate this further.

LiveLend

Valorada con 1 estrellas sobre 5

I suffer extreme anxiety and OCD about…

I suffer extreme anxiety and OCD about payments and the dates they leave my bank i got in touch with them around 23rd May to ask to change my payment date to last working day of every month the lady said if she is at that point I would have to pay on the 30th of May and I do already paid on the 2nd of May two payments in one month she told me that she would amend my payment date at the end of May my payment would be the 30th of June on the 29th of June I got in touch to make sure this is still happening to be told I was given the wrong information and they couldn’t make this happen and cancel my direct debit reluctantly I did read about a missed payment on my credit score what was assured this would not be affected since then I’ve received nothing but emails and texts I’ve missed a payment and when I log onto my online account it still says I’m only a payment in red missed payment for June this is causing me nothing but distress why can’t we get a simple thing right I know offer of goodwill of my time of having to keep chase this

10 de junio de 2022
Opinión espontánea
Logotipo de LiveLend

Respuesta de LiveLend

Hi Hannah,

I'm very sorry that you've not had the experience with LiveLend that we aim to provide.

I'd really like to escalate this case for you and make this right so I've asked you to confirm your details privately on Trustpilot so that I can find your case and help you with this.

Again, I'm really sorry about this and I hope to hear from you soon.

LiveLend

Valorada con 1 estrellas sobre 5

No help when in financial problems

I lost my job due to Covid 19. LiveLend refused any kind of help, reduced payment or payment break while trying to get back on my feet. They continued to hound me for payment & reported my missed payments to credit reference agencies. Do not use these people!!

12 de mayo de 2022
Opinión espontánea
Logotipo de LiveLend

Respuesta de LiveLend

Hi Dave, thanks for your feedback.

I'm very sorry that you haven't had a better experience with us.

Our customers' well-being is always our first priority, so we're disappointed to hear that you feel like we've not been able to give you the support you needed during this period.

During the covid period we've proactively contacted all of our customers to offer support like repayment holidays. As our customers neared the end of their repayment holiday, we've made sure we've been in touch to provide more support to those who needed this.

As responsible lenders, we're required to follow up customers who might experience issues with paying their loan and offer the best support we can. As responsible lenders, we're also required to report any missed agreed payments to credit reference agencies.

We'd really like to have a chat with you about your experience so we can provide more information about our processes and answer any of your questions. Please get in touch with our support team if you'd like to speak about this.

LiveLend.

Valorada con 5 estrellas sobre 5

Helped me turn my finances around

Was recommended livelend via my credit score app as I didn't have the best score. It was easy to apply for the money and I was able to pay off a large overdraft and a credit card leaving my finances in a much healthier position. Website was easy to use and I was able to overpay at my convenience.

11 de mayo de 2022
Opinión espontánea
Valorada con 5 estrellas sobre 5

Livelend 👍

Very happy with the service provided by Livelend, very easy process to apply, if accepted your money is with you the same day, rewarded for making payments- interest rate went down and credit score went up. Would definitely recommend for anybody in need of emergency or otherwise.

11 de mayo de 2022
Opinión espontánea

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