We put in an application for a HELOC…
We put in an application for a HELOC loan on March 23,2026, all paperwork given that day. two weeks later at 5pm on a Friday.. problem with title,, need to get documents to clear..that following Monday I got documents bank requested.. Need an Appraisal.. Guy was a day late, did appraisal on Tuesday April 14,2026 week later,, Appraiser texts question regarding Solar panels( bank already was given that information) we should have closing date..instead another hoop..saying we need to get permits for downstairs area, that was done by the previous owners, we purchased this home with the downstairs completed, Since purching the house on December 31,2019 we have invested over 200k in home improvements which all our contractors got proper permits.. I almost feel like discrimination is somehow an issue.. Worst communication between the person who took our application, underwriters, & appraiser! We have excellent credit, great income & job for 40 years.. Not sure why this has taken so long. We are Done jumping through hoops for this bank!! The worst experience EVER!!








