StepChange Debt Charity Opiniones 2325

TrustScore: 4.5 sobre 5

4,6

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

Contacting StepChange was possibly the best thing I could have done and three years later I am making my last payment. From day 1 the customer service has been outstanding and completely non judgement... Ver más

Valorada con 5 estrellas sobre 5

Started stepchange years ago because of debt i could not manage anymore. So glad I found them they took all the responsibility and stress from dealing with it to one manageable affordable payment per... Ver más

Valorada con 5 estrellas sobre 5

I was made to feel I wasn't alone & made to feel it was possible to complete no matter how long it has taken. I am now confident in sort out my money, putting enough to onesie for my outgoings & le... Ver más

Valorada con 5 estrellas sobre 5

Stepchange was the best financial Debt company I came across, the team where so helpful and helped me for many years so grateful to them I am finally on my last payment and will be Debt free can't... Ver más

Información sobre la empresa

  1. Servicio de asesoramiento crediticio
  2. Caridad
  3. Servicio de reducción de deuda
  4. Servicio para casos de insolvencia
  5. Servicio de mediación
  6. Servicio financiero no bancario

Escrito por la empresa

With over 30 years of experience, we have helped millions of people deal with their debts and take control of their finances. Take a look at some of our reviews to see what our clients think of us.

Why Choose StepChange?

Escrito por la empresa

Free debt advice
You don’t pay anything for our help. We look at your personal situation and recommend the best solutions for free.
Putting people first
We always come from a place of compassion and base our advice on your personal situation.
Instant online help
You can use our online tools anytime, so you can get help at your own pace.
Expert advisors
If you would rather speak to someone, our team of friendly advisors can help you take control of your debts.
UK's largest debt charity
We help hundreds of thousands of people every year and have been for over 30 years.
Trustworthy advice
We are regulated by the Financial Conduct Authority (FCA) so you can be sure the advice you are getting is right for you.

Información de contacto

4,6

Excelente

TrustScore: 4.5 sobre 5

2 mil opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 81% de las opiniones negativas

Suele responder en menos de 1 semana

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Valorada con 5 estrellas sobre 5

They were great**********

They were fantastic and gave me help and reassurance through a very stressful time

5 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so pleased to hear our service helped to relieve some of your stress, and we hope your situation continues to improve!

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

Very helpful from start to finish

Very helpful from start to finish, I always had someone to speak to when I had questions. It all went very smoothly and I would highly recommend stepchamge.

5 de febrero de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so pleased to hear you are happy with our service and advisors 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

excellent organisation

very helpful all the way through the 5 year procedure

31 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

I am now debt free thanks to the Iva in…

I am now debt free thanks to the Iva in place and staff at step change were wonderful. Please find out all the charges before you commit to it. It’s just one payment a month and no more nasty letters in the post or phone calls.

23 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review and congratulations on being debt free! We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

Contacted Step change after finding…

Contacted Step change after finding myself in a worse and worse position financially every year getting to a point I had nowhere else to turn , everyone I have spoken to has been , polite , kind and generally careing , The VA team has been great and today my IVA was approved , I am now looking forward to a better year instead of waking up every day wondering how I am going to manage to pay this and pay that , thank you stepchange

3 de febrero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so pleased to hear our service helped to relieve some of your stress, and we hope your situation continues to improve!

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

StepChange have been fantastic….

StepChange have been fantastic in helping me get in to an VA. The customer service is out of the park! Top notch! They are so helpful and guide you all the way through the process & are on hand to help anytime, whatever the question. Massive thank you to Rachel Jagger who has been my IVA person, meeting my creditors after preparing all my info. She has and is amazing! Than you Rachel, thank you StepChange for helping me see that there is/are people out there to help & care.

2 de febrero de 2026
Opinión espontánea
Valorada con 2 estrellas sobre 5

I get this place tries to help people…

I get this place tries to help people but in my case they made my life and credit history worst off in the long run when I first contacted them 4 years ago they put me on a DMP but my debts were so high I would of been on that plan for 13 years then I had another incident in life which ended my DMP with them they then advised to put me on another DMP and again it failed I then reached out to the National debt line who were amazing who put me in touch with the CAB who set up a debt relief order and it all was sorted in a month now I’m just waiting for it to be accepted and rebuild my life I get I’m the one who ended up in debt but the advice and solution I was given from step change would have kept me in debt until I died

31 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi Imran,

Firstly, we are really happy you have found a way of dealing with your debts. That's great and we hope you are doing better now.

As an FCA-regulated charity, we can only offer debt solutions that we believe is right for your situation. So when we looked at your case, we will not have believed a DRO was right. If we did, we would have recommended you speak to an organisation that provides them.

Best wishes,
Michael from StepChange

Valorada con 5 estrellas sobre 5

I gave 5 star's because stepchange…

I gave 5 star's because stepchange helped me to get debt free, and they was always there for me, if you are in debt I would recommend giving stepchange a call they are brilliant they will help you with all your debts.

30 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

The IVA was so easy to set up and once…

The IVA was so easy to set up and once the process and budget was explained to me I knew that I could relax at last.
Although at times it has been a bit of a struggle I have always had in the back of my mind that
your help was only a phone call
away. The support I received when I had questions was excellent. My extreme thanks go to the 2 people who dealt with my case.

1 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

Honestly can’t fault step change one…

Honestly can’t fault step change one bit I was so anxious to get help but they made everything so much easier. I went through Iva and if it’s something you’re thinking about then I would recommend step change all the way! Thank you very much

28 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

I contacted stepchange after i was…

I contacted stepchange after i was struggling with my debts & i reached the stage i cannot carry on just paying minimum .Afrer watching Money Saving Expert ( Martin Lewis).
I decided to get in touch with stepchange & i have to say i was very pleased the way they dealt with my case.Anytime i phone Glasgow office the staff very helpfull &Kind.I would like to take this opportunity to thank Celeine for her kindness and her hard work .I don't think i will came that far with out her Help.I will recommend stepchange to any one struggling with debt.Thank you so much for all stepchange staff who dealt with my case & now My DPP has been set up.
Ali

22 de enero de 2026
Opinión espontánea
Valorada con 1 estrellas sobre 5

An upsetting experience

I really upsetting experience from the moment I contact step change. I have never experienced such a poor service. It's had a negative impact on my mental health. I really worry about the impact on the most vulnerable, if my experience is common.

I've now been sent a WhatsApp message (from step change)asking for bank details- should someone respond to this review and recommend I get in touch with a company to stop this happen- please don't. I have really had enough of your service passing the buck and putting everything back onto the client.

Also, when I look at the poor reviews, on multiple occasions step change respond with 'We’re concerned that you may be dealing with a company posing as us'. I find this really odd, and something I haven't heard of from any other charity- I mean, when have you heard of a food bank, or another regulated charity designed to help those in need, use this as a common response? There's something that makes me very uncomfortable about this charity- I don't think it will be long until a regulator uncovers unacceptable working practices here.

21 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thanks for leaving a review. There's a lot to unpack, and I'll do my best to help with everything.

I understand you feel like you've had a poor experience with us. But it's difficult to look at what's happened or understand properly without a bit more info. I appreciate a public forum like this might not be the best place for you to share that, so please get in touch with customerrelations@stepchange.org and tell us what's happened.

Our team will then look into your situation and do their best to help. Screenshots of the messages would be very helpful too.

Secondly, some of our teams have started using WhatsApp recently, so I won't mention anything about imposters just yet - I can see that's sparked some questions for you already.

Just to help you understand more, we constantly have to keep an eye out for imposter firms and report them. The reasons we might experience this issue more than other charities are: our size (we are well-known and trusted), our clients' situation (financially vulnerable), the information clients will share with us so we can help (bank details, for example).

So, when we mention them, it is so we can ask for more info and report them. This means we can try to stop them contacting other people. It's awful but there are a lot of opportunists out there who try to take advantage.

As I mentioned, because we don't know much about what's happened here, this isn't something I'd suggest at this point. Please get in touch so we can try to resolve what's happened and help you however we can.

Best wishes,
Michael from StepChange

Valorada con 5 estrellas sobre 5

Step change was so easy to set up

Step change was so easy to set up, they take care of your lenders for you so you don’t have to pay the interest anymore, it’s totally stress free! They help you make a manageable plan depending on your income and make sure you won’t be spending more than you can afford. Checking your progress was easy on their web site and doing a new budget was great as you could change your payment to step change if your finances changed. It has been such a relief and I wish id of done it sooner. Oh and yes it does effect your credit score which is what put me off at first but my credit score was bad anyway so thought just do it, and now my credit score is better than when I started!

21 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review! We’re pleased to hear you had a good experience with the set-up process :)

Best wishes,
Kate from StepChange

Valorada con 1 estrellas sobre 5

Untrustworthy. Unhelpful. Dangerous

Step change are cancelling breathing space without consulting me. They claim I have already been on it but haven’t and they have not given any proof. I will now lose everything including my job. I have a mental health condition and step change know this but they seem to not care about it and have pushed me to the edge. They never reply to emails or calls. No one in the phone knows what they are doing and they kept looking stuff up on the internet when I was talking to them on the phone. They have no clue what is what. They just repeat themselves and get you to repeat every too. It is hell dealing with them. Please do not trust them, it will cost you dearly and more than you know and they will not care one bit. They will just move on to ruin the life of someone else.

19 de enero de 2026
Opinión espontánea
Logotipo de StepChange Debt Charity

Respuesta de StepChange Debt Charity

Hi there,

I am sorry to hear about your struggles at the moment. Breathing Space only lasts for a certain amount of time, and is there to give you some respite from your debts while you set up a solution.

There are situations where it might be cancelled early, but this is rare and I'd need to know more about your situation to explain why.

We have spent more than 30 years trying to help people in debt, and we absolutely want to help you find a way forward. Get in touch with us at customerrelations@stepchange.org to help us understand your case and what's happened here.

Best wishes,
Michael from StepChange

Valorada con 5 estrellas sobre 5

Spoke to Clive who handled my concerns…

Spoke to Clive who handled my concerns with ease ! Very grateful to have spoke to a compassion person like him !

19 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We are so pleased to hear how happy you are after speaking to our friendly advisors :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

Debt Payment Programme

At the beginning of this journey I was confused and distraught, but from the first call with Claire I was immediately at ease and felt I was moving forward. Her support and advice was invaluable.

27 de noviembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

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