StepChange Debt Charity Opiniones 2325

TrustScore: 4.5 sobre 5

4,6

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

Contacting StepChange was possibly the best thing I could have done and three years later I am making my last payment. From day 1 the customer service has been outstanding and completely non judgement... Ver más

Valorada con 5 estrellas sobre 5

Started stepchange years ago because of debt i could not manage anymore. So glad I found them they took all the responsibility and stress from dealing with it to one manageable affordable payment per... Ver más

Valorada con 5 estrellas sobre 5

I was made to feel I wasn't alone & made to feel it was possible to complete no matter how long it has taken. I am now confident in sort out my money, putting enough to onesie for my outgoings & le... Ver más

Valorada con 5 estrellas sobre 5

Stepchange was the best financial Debt company I came across, the team where so helpful and helped me for many years so grateful to them I am finally on my last payment and will be Debt free can't... Ver más

Información sobre la empresa

  1. Servicio de asesoramiento crediticio
  2. Caridad
  3. Servicio de reducción de deuda
  4. Servicio para casos de insolvencia
  5. Servicio de mediación
  6. Servicio financiero no bancario

Escrito por la empresa

With over 30 years of experience, we have helped millions of people deal with their debts and take control of their finances. Take a look at some of our reviews to see what our clients think of us.

Why Choose StepChange?

Escrito por la empresa

Free debt advice
You don’t pay anything for our help. We look at your personal situation and recommend the best solutions for free.
Putting people first
We always come from a place of compassion and base our advice on your personal situation.
Instant online help
You can use our online tools anytime, so you can get help at your own pace.
Expert advisors
If you would rather speak to someone, our team of friendly advisors can help you take control of your debts.
UK's largest debt charity
We help hundreds of thousands of people every year and have been for over 30 years.
Trustworthy advice
We are regulated by the Financial Conduct Authority (FCA) so you can be sure the advice you are getting is right for you.

Información de contacto

4,6

Excelente

TrustScore: 4.5 sobre 5

2 mil opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 81% de las opiniones negativas

Suele responder en menos de 1 semana

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Valorada con 5 estrellas sobre 5

This charity will have eternal…

This charity will have eternal gratitude from me for all the help and support they gave me when i could honestly not see a light at the end of the tunnel. They were easy to contact and were sympathetic to my problems. I now feel like a huge slab has been lifted.
I cant thank you enough stepchange.

16 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We’re so pleased to hear you’re happy with our service 😊

We wish you all the best on your journey to becoming debt free!

Best wishes
Kate from StepChange

Valorada con 5 estrellas sobre 5

So simple to setup and understanding

Was so easy to setup with stepchange. Staff friendly understanding and helpful. Had no issues over 10 years now debt free!

15 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review and congratulations on being debt free! :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

StepChange have been brilliant helping…

StepChange have been brilliant helping me with my debts. I started with a Debt Management Plan and later moved to a IVA voluntary arrangement. They have advised me along the way.

15 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We’re so pleased to hear you’re happy with the advice you received! :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

More going out than coming in

Stepchange enabled me to get my uncontrollable level of debt back under control.
Their services have been excellent and the support has really given me back control of my finances.

21 de diciembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

DMP is the way forward for anybody…

DMP is the way forward for anybody struggling with out of control debts! The service this charity offers is absolutely exceptional! I am pleased that now after many many years my DMP has finished, the service offered from start to Finish was absolutely outstanding.
Thank you StepChange Debt Charity.

1 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review and congratulations on being debt free! We’re so pleased to hear you’re happy with our service 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

Excellent smooth process

They helped me to explore all options and was a smooth process completed within 5 weeks with breathing space in interim which helped immensely, I cannot explain the relief I felt once they became involved and would recommend you call them as soon as you can if experiencing debt worries, you won't regret it.

9 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so pleased to hear you are happy with our service 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

StepChange were amazing during a very…

StepChange were amazing during a very difficult time for me. I was struggling with debt and they helped me set up a Voluntary Arrangement, explaining everything clearly and without any judgement. The support and reassurance they gave me really took the pressure off. I’m very grateful and would highly recommend StepChange to anyone needing help with debt.

30 de noviembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so glad to hear you are happy with our service 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

Helpful and supportive…

Amazing help from Step change they really help and are so supportive.
I spoke with Dave today, what an asset to your company he is.
He totally changed my mindset today, made me feel better about life, debts and worrying.
He deserves recognition, people like him are rare these days ♥️

8 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We are so pleased to hear how happy you are after speaking to our friendly advisors :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

The support and reassurance from the…

The support and reassurance from the start of my debt consolidation to the very end of the 6yrs was very good 👍 the service is brilliant 👏 kept me updated and supported me all the way well done 👏

8 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so glad to hear you’re pleased with the service you received 😊

Best wishes,
Kate from StepChange

Valorada con 2 estrellas sobre 5

very disappointed with outcome after…

very disappointed with outcome after using Stepchange. i provided all my details and they said i qualified for a debt 'product' that i needed to apply for . they had all my info and could have told me what was eligible (expenditure in outgoings list) .
but the company handling the debt plan who seemed to be making it up as they went along, didn't allow a substantial amount of my expenses that had partly caused my hardship in the last year .
with everything 'tweaked' , what seemed like a huge deficit in 'available' income was a bigger suprlus than what was allowed.
now the debt plan co. (MW) even send texts for me to restart my application . but don't respond to my responses.
i have contacted Stepchange about my dissatisfaction with MW and themselves, but have been completely ignored . date of experience is wrong, it is Nov-Dec 2025 .

6 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thanks for raising your concerns with us here.

We'd like to understand more about what's happened here. Could you get in touch with us at customerrelations@stepchange.org?

Best wishes,
Michael from StepChange

Valorada con 5 estrellas sobre 5

Really insightful

Really insightful, helpful and kind. Really appreciate staffs hard work. Highly recommend.

5 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your review and recommendation! We’re so pleased to hear you are happy with our service 😊

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

I wanted to mention a employee at…

I wanted to mention a employee at stepchange who went above and beyond for me today (Gerry) did everything he could possibly do to put us into breathing space I am forever grateful and thankful for what he has done today .Again everyone at stepchange were fantastic but Gerry should be congratulated by his management on how helpful and compassionate and supportive he was to me when I was finding it very difficult in the situation I was in .

5 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We are so pleased to hear how happy you are after speaking to our friendly advisors! :)

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

This company has saved me so many…

This company has saved me so many sleepless nights. The most wonderful helpful staff who go above and beyond. If you have financial difficulties these guys force the wolf from the door. Thank you!

2 de enero de 2026
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review. We’re so pleased to hear our service helped to relieve some of your stress, and we hope your situation continues to improve!

Best wishes,
Kate from StepChange

Valorada con 5 estrellas sobre 5

With Stepchange help and assistance I…

With Stepchange help and assistance I know believe I am in control of my finances and life experience its taken awhile but it is truly worth it. If I can say one thing it is don't hide your head in your hands it takes one phone call and then a smile will show on your face believe me I have been there.

29 de diciembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

Thank you for your kind review! We’re so pleased to hear you’re happy with the advice you received and that it has reduced your overall stress :)

Best wishes,
Kate from StepChange

Valorada con 2 estrellas sobre 5

Despite the good feedback from others

Despite the good feedback from others, I wish I could say and feel the same. I wouldn’t recommend going down this route if you have a mortgage. Going down this route, I’ve now got defaults, my credit report shows so many missed payments. I cannot tell you how much this affects your credit file. Of course they advise you of this but I didn’t not expect this sort of outcome. I’m stuck on the SVR. I’m just not happy and if I could go back a year, I would have gone directly with my creditors and made some arrangements with them. To top this I had to raise a complaint as someone from stepchange advised me no payments were made for 4 months so they removed me and this was not true at all. Payments were made via standing order so where did those payments go? I can’t tell you how many calls I got from my creditors because of this. Just poor. Granted they are busy but this really just stressed me out. They don’t send you a text, emails or letters to say, we’ve now stopped making payments to your creditors because of xyz. They don’t call customers which I don’t get why.

29 de diciembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi there,

We are sorry to hear about your experience with us here. It's hard to comment properly without knowing your case personally, but we understand this must have been frustrating and worrying for you.

Could you get in touch with us at customerrelations@stepchange.org so they can pass this onto our payments team and get an answer for you?

Best wishes,
Michael from StepChange

Valorada con 1 estrellas sobre 5

non exsistent customer services.

I am still waiting for a reply to several emails I sent six weeks ago; StepChange simply refuse to respond. They are taking my money, but not paying any of my creditors, so I am still having to pay the creditors myself, to avoid court threats, plus also make the monthly payment to StepChange. Several creditors are contacting me, and when I mention StepChange, they say they haven't heard anything from them and to ask StepChange to get in touch so they can arrange it. So I emailed them, and they haven't responded.

22 de diciembre de 2025
Opinión espontánea
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Respuesta de StepChange Debt Charity

Hi Robert,

Just to reassure you, if you are making a monthly payment to us, it will be going to your creditors. We do not keep any of the money you send us, and you should not pay your creditors directly.

If you still haven't had a reply from us, could you get in touch with the following email address please? Customerrelations@stepchange.org

Someone from our Complaints team will help find out what's happened and get you the help you need.

Best wishes,
Michael from StepChange

Valorada con 5 estrellas sobre 5

StepChange Voluntary Arrangements - Lifesaver!

After becoming ill and unable to work I got myself into financial difficulty, thinking I would return to my career earning the same salary I used 0% cash transfers. But my illness got worse and going back to earn a high salary to pay off the debt was no longer an option.
StepChange Voluntary Arrangements have been a lifesaver in helping me find a solution and get my finances under control.

22 de diciembre de 2025
Opinión espontánea

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