Aunque no verificamos reclamaciones concretas porque las opiniones son propiedad de sus autores, es posible que marquemos las opiniones como «verificadas» si podemos confirmar que ha tenido lugar una interacción con la empresa. Más información

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Consulta las opiniones de los clientes

Valorada con 4 estrellas sobre 5

They helped me find a £500 grant from an educational charity linked to my grandad’s old profession.Small amount but it covered my books for the year.Site is a bit clunky but the eligibility checker is... Ver más

Valorada con 1 estrellas sobre 5

Been charged for an invoice on my FEA even tho Im way bellow the threshold on my earnings. Trying to fill the financial hardship form but the feature won't work on their own platform. Costumer s... Ver más

La empresa ha respondido

Valorada con 1 estrellas sobre 5

I would not recommend taking out an FEA, get a bank loan instead. I was desperate to reskill into cyber which is why I made the terrible decision of taking out an FEA stepex. If I had just g... Ver más

La empresa ha respondido

Valorada con 1 estrellas sobre 5

Tried to charge me before I reached the income threshold. Now they are asking for open access to my bank accounts for the last 3 months. Absolutely do not recommend ever going with this company... Ver más

La empresa ha respondido

Información sobre la empresa

  1. Servicios financieros alternativos

Escrito por la empresa

Top qualifications are expensive. A StepEx Future Earnings Agreement (FEA) removes the cost barrier to enable everyone to fulfil their professional potential.


Información de contacto

2,1

Malo

TrustScore: 2 sobre 5

28 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

No consta que solicite reseñas

Esta empresa no ha enviado invitaciones a sus clientes, por lo que es posible que las opiniones no sean representativas

Ha contestado el 100% de las opiniones negativas

Suele tardar más de 1 mes en responder

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Valorada con 2 estrellas sobre 5

Communication is not good

I’ve been paying into stepex for over a year now having got a loan to retrain as a web developer. I think this is mainly an issue due to their lack of staff (looks like there are only a few of them as I always end up hearing from the same people) but when something does go wrong, communication is terrible. Emails seem to go missing and occasional unexpected payments are taken without prior communication as to why. I’ve had to ask twice for a rundown of everything I’ve paid them because it’s got to the point where I’m not entirely trustful they know themselves! All in all I’m looking forward to completing the payments and not only because having to pay back 10% of my net income is shockingly high, even with the payment cap. They also didn’t go over an income and expenditure form with me when I got into difficulties with repayments which I’m fairly sure is not legal?? I may be wrong on that point.

4 de septiembre de 2023
Opinión espontánea
Logotipo de StepEx

Respuesta de StepEx

Hi SG,

I'm sorry to hear that you have been unsatisified with communications.
I can see that you have corresponded with us a few times.

I'm also sorry to hear you found repaying this agreement difficult. The FEA you took out is specifically designed to be affordable. Whereby, you repay less when you earn less. Imagine how much worse it would have been having to pay a fixed amount that would have been much higher as interest would have been applied.

Regarding the absence of an income and expenditure form and this being not legal - the correspondence you had with our staff was entirely compliant.

Valorada con 1 estrellas sobre 5

Application experience

Application experience - waste of time

I applied for a coding bootcamp. Already the first entry in the application process makes it very clear what program you apply for and how much you need for that.
I had to fill several questionairs, give them access to the bank account, answer several rounds of questions and do an id verification. After about a week doing everything, I received the information they are only waiting for the program to confirm that I have a spot with them. Two days later I received an auto-generated mail, saying my application is declined, there is no capacity.
If there is no capacity then why doing the whole process? If there were more applications than spots, why not be transparent about it?
It was an overall waste of time and moreover there is now not enough time to find a different financing solution before the program starts, so I have to wait for another class.

10 de agosto de 2023
Opinión espontánea
Logotipo de StepEx

Respuesta de StepEx

I'm sorry to hear about your experience.

We do require significant information to be able to assess your suitability for a loan agreement as do all regulated lenders. This is in order to comply with regulations that protect consumers such as making sure someone else can't take out a loan on your behalf and that you are likely to be able to afford the repayments.
For many of our loans, we require part funding to be provided by the education provider. In this case your education provider decided there were other candidates they would like to prioritise.

I hope you enjoyed your subsequent class.

Valorada con 5 estrellas sobre 5

Very efficient and courteous

Lauren was very courteous and kindly answered all my queries both in emails, and over the phone putting my mind at ease. In addition, everyone at StepEx whom I had to contact answered my questions pretty much straight away, even in out of office hours. Highly recommended. Diana

27 de julio de 2023
Opinión espontánea
Valorada con 5 estrellas sobre 5

The customer service I received from…

The customer service I received from Lauren was excellent, I had an issue where the ID card option wasn't being shown on the website but she helped me sort this out quickly and thoroughly. Easy to use and great customer service.

26 de junio de 2023
Opinión espontánea

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