SWIRL Prepaid MasterCard & Employee Gift & Rewards Opiniones 

858
•
TrustScore: 4.5 sobre 5

4,3

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

Got my card as a gift, it is so easy to use. I have no bad experience using it not like other gift cards. Would recommend swirl prepaid mastercard.

Valorada con 1 estrellas sobre 5

Used the card for an online purchase which was cancelled and refunded. Still haven’t received the refund on my SWIRL card.

La empresa ha respondido

Valorada con 5 estrellas sobre 5

The SWIRL card order process is very simple and I received emails updating me on every stage of the process. The cards arrived quickly and safely - they were not loaded with money until I confirmed I... Ver más

Valorada con 5 estrellas sobre 5

I place SWIRL orders year round at work, with many large orders at Christmas time. Swirl do get busy at times understandably but I find them so reliable and we get really good feedback on their app an... Ver más

Información sobre la empresa

  1. Servicios financieros alternativos
  2. también en la categoría
  3. Institución financiera
  4. Proveedor de regalos corporativos
  5. Servicio de pago

Escrito por la empresa

SWIRL Prepaid MasterCard and SWIRL Employee Rewards Gift Card – Ireland's premier choices for secure, convenient, and versatile financial solutions. Trusted by thousands, our Prepaid Mastercard is your gateway to seamless transactions in-store, online, and ATMs globally, powered by Mastercard. Simply top-up in-app or in-store at any local Payzone retailer. Download the SWIRL App, create an account, and receive a FREE card automatically. If you are a business looking to elevate your employee rewards program, and avail of the employee tax free €1500 small benefits exemption, SWIRL Employee Rewards Gift Card is the perfect choice for you. Our Gift Cards are recognised and accepted at over 45 million locations worldwide both online and In-Store, offering employees the freedom to choose their own rewards.


Información de contacto

4,3

Excelente

TrustScore: 4.5 sobre 5

858 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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Ha contestado el 82% de las opiniones negativas

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4,3

Todas las opiniones

(858)

122 opiniones en los últimos 12 meses

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Valorada con 1 estrellas sobre 5

And if I could give no stars I would

And if I could give no stars I would. Old card expired, sent for new one, recieved 3. I have the app on my phone but it was absolutely impossible to add the new card as I wasn't given that option. Phoned swirl ,now I do understand it was a bank holiday but omg the customer care message that was left was the most abrupt I've ever heard. Sent numerous emails , I was asked , my phone number ,phone make, DOB address , so many questions, that were totally irrelevant, but swirl insisted they didn't get the emails. Spoke to reps twice when I was lucky enough to get them. They treated me like a complete idiot , stating the obvious every time telling me to do things that I had already done or wasn't given the option to do, the amount of times I was told to download the app ( I already had it downloaded)was unbelievable. These people JUST DONT LISTEN. their lack of Interest is so obvious, just seems like customers are just a nuisance. I am absolutely fuming. And I don't want to hear your excuses. Needless to say I'm in no way surprised that when it comes to prepaid cards SWIRL are in a minority.

2 de febrero de 2026
Opinión espontánea
Logotipo de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Respuesta de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Hi,

We’re very sorry to read about your experience and the frustration this has clearly caused.

Firstly, we are reviewing the calls you had with our support team and an internal review will be carried out to address this. This is not the experience we want any customer to have, and we take this type of feedback seriously.

Secondly, the details you were asked for such as your phone number, date of birth, and address are standard security questions used to correctly identify your account. This is a necessary protection measure for all customers. Any additional questions you were asked were intended to help our team understand the issue you were experiencing so they could try to resolve it for you.

We have also reviewed the email correspondence with our team and can see that replies were issued from our side. In several instances, it appears no further response was received, which may have contributed to the delay in resolving the issue.

Finally, while you had the app already installed, there are situations where updates need to be made on our system first. In those cases, our team may advise deleting and reinstalling the app so that you can log in or create your account correctly once the changes have been made.

We understand how frustrating this process must have felt, and we sincerely apologise for the inconvenience caused.

Valorada con 1 estrellas sobre 5

Customer service help nothing

Customer service help nothing. My card went blocked. When I tried to contact with them, they said they raised with their card issuer to unlock, and I will get email when it's unlocked. It's been 2 Days but I haven't got any mail form them. When I tried to contact again no one answered all day on live chat. Then I got someone to talk but no help. She can't say how long this gonna take to unlock the card.

28 de enero de 2026
Opinión espontánea
Logotipo de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Respuesta de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Hi Sha Kil,

We’re very sorry to hear about your experience and appreciate you raising this with us.

When a card becomes blocked and needs to be escalated to our card issuer for review, resolution is not always immediate. In these cases, additional checks are required, and timelines can vary depending on the nature of the block and the issuer’s investigation process.

We have requested further information from you so we can review your case and the interactions with our support team. We understand how frustrating it can be to wait for an update, and we appreciate your patience while the team works through the escalation.

Thank you for your patience.

Valorada con 1 estrellas sobre 5

Useless cards -not accepted for online…

Useless cards -not accepted for online payments-waste of everyone’s time -

28 de enero de 2026
Opinión espontánea
Logotipo de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Respuesta de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Hi Gareth,

We’re sorry to hear about your experience. Our cards can absolutely be used online, so we’d welcome the opportunity to understand what may have caused the issue you encountered.

To help us investigate and resolve this for you, we’d really appreciate a little more information, for example, the website you attempted to use the card on and whether the card was registered in the app.

Please contact our support team at info@swirlcard.com, and we’ll look into this straight away and help get you sorted.

Valorada con 1 estrellas sobre 5

An absolute rip off

An absolute rip off. Bought a coffee they charge 0.75cent per transaction!!Bye bye. Went to buy water balance 2.99 on the card not enough money water cost 2.00euro Card in the chipper. AVOID your reply is ridiculous. When I signed up years ago thre was no fees. You sent me a new card I went through the steps charged to top it up. Then charges for a cup of coffee go away.. you're a rip off

19 de enero de 2026
Opinión espontánea
Logotipo de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Respuesta de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Hi Sylvia,

Thank you for coming back to us and updating your review, we appreciate you taking the time to share your feedback.

We’re sorry to hear you were disappointed with your experience. The reloadable card does carry transaction and top-up fees, which are necessary to support the cost of operating the card programme, including card issuing, payment processing, security, and customer support.

To clarify, these fees have been consistent on the card and have always been clearly and publicly available on our website, so customers can make an informed decision before using the card. There are no hidden charges.

While we respect that the fee structure may not suit everyone, we do appreciate your feedback.

Kind regards,
Swirl Support Team

Valorada con 1 estrellas sobre 5

I purchased two employee cards on…

I purchased two employee cards on December 9th still no sign of them. I rang customer service Monday (waited28mins) rang again Tuesday ( waited 66 mins) and the person hung up on me and blocked my number. I was in no way abusive but told her I was contacting the Central Bank which I did and they forwarded me to CCPC. Don’t go near this company.

9 de diciembre de 2025
Opinión espontánea
Logotipo de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Respuesta de SWIRL Prepaid MasterCard & Employee Gift & Rewards

Hi John,

Thank you for bringing this to our attention. We’re very sorry to hear about your experience and appreciate you taking the time to outline your concerns.

To allow us to properly investigate this matter, we would appreciate it if you could respond to our previous request for additional order details (such as the order number, delivery address, and contact details). Once we have this information, we can look into the status of your cards and provide a clear update.

Separately, we are reviewing the call records with our support team. It is not our practice to block callers, and we take allegations of this nature very seriously. We will review the calls internally and advise accordingly once we have more information.

Our intention is to resolve this issue as quickly and fairly as possible. Please reply with the requested details so we can progress this for you without further delay.

Valorada con 3 estrellas sobre 5

Efficient service

Efficient service. Received cards in a few days.
Only drawback which is a major one is that the card cannot be downloaded to Apple Pay.

29 de diciembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Had no issues using the card along as…

Had no issues using the card along as the swipe reader was free to use some self service pads are clamped which the card cant slide down and although it says can use at any mastercard vendor costa coffee does not accept any gift cars other than there own, apart from that worked perfect

17 de diciembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Swirl was amazing

Swirl was amazing. UPS managed to loose our parcel the week before Christmas break ans Swirl cancelled the order, reprinted the cards and had them ready for pick-up in less than 12h!
They made our employees Christmas!

18 de diciembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Recommended

Recommended
Having placed an order with another provider and finding the process long, slow and onerous, I switched and placed an order with Swirl mid-December and was delighted to find the process easy and quick. Customer service were also helpful to get our cards delivered quicker then expected.

15 de diciembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Excellent service

Excellent service, excellent communication, and a good choice for employees, as they can use them anywhere you can swipe a card, so spending options are not limited as they would be with an in-store gift card—5-day max delivery (in my experience), even with a pay-by-transfer option. Have been using Swirl for 3 years now; it's our Christmas go-to for employees, and they say it's their preferred option over standard gift cards.

12 de diciembre de 2025
Opinión espontánea

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