Nucleus Opiniones 

Very slow service, account had not been monitored for about 10 years. Still awaiting to hear from my complaint which was lodged. Seriously looking to move to a company with better service lost all confidence in them.
Takes over 6 week to withdraw a small drawn down amount of money, not in this day and with the modern technology. Not impressed in the slightest.

Still awaiting my payment from my pension. It has taken a long time from the initial request on 12 March via yourselves and my Financial advisor. Did not think the process would take this long.
My partner withdraws from his pension with Standard Life online, speedily and effectively!

I contacted you re my Financial Advisor having access to my Nucleus Account ,you refused them due to my specimen online signature did not match the one on your files. I passed all your security questions and added fir you to grant my FA access. This has not happened and No-one from Nucleus has contacted me to update me.Very disappointed.

It took 2 weeks to Register

They recommended the unbiased website to help me locate a financial advisor

The ongoing saga I’m having with James Hay/ Nucleus is beyond belief.Ive been trying to get my Property SIPP money moved to a cash SIPP. This has been ongoing for 9 months. Has anybody succeeded with this , seemingly, monumental task?The head of complaints, Clara, sent me an email , this morning, say that, as they hadn’t answered my formal complaint, I could refer this matter to the Ombudsman.This isn’t the point, I just want my pension money.
Is anyone else experiencing similar problems? There is a Facebook page called nucleus financial , which is worth a look as there are many more of us

Very slow - still don't have access to client

My financial adviser sent a lump sum payment on the 19th February. From a converstion with Nucleus yesterday those funds are still sat on a back office account. April pension payment not made.
A further lump sum was sent to Nucleus on the 1st April to cover an ad hoc payment and again the funds I am told have been received but not applied to my account. No payment made.
I noticed yesterday 20th April that the diarised monthly pension payment has been deleted. This morning I set up the payment again, in the hope it will be paid at the earliest the 5th May, as that was the date their system would allow.
Since the takeover of James Hay, it has been a complete nightmare.
I am concerned that my credit rating will be destroyed should my bank, bounce a monthly payment: mortgage loan etc...
PS: I have made numerous phone calls and sent several messages all to no avail.

Called to get tech support this morning and spoke with Simone. She was super helpful and enabled me access to the platform with ease. Call was answered within seconds too. Great customer service. Thank you Simone.

I wanted to express , the help and assistance I received from 2 of the customer service team Hope and ishika for their help with some. Problems I was experiencing they were both extremely patient and helpful

The James Hay offshore bond department has been beyond awful at the moment. If the CEO is reading this, please get in touch if you want to avoid an almighty complaint and regulatory report to the FCA. 020 7625 1661

Firstly …. Getting access to an advisor was quick , simple and reassuring.
Having expressed my lack of experience in all IT matters your advisor , HANNAH, was interested , informative and very knowledgeable in her responses.
My enquiry related to the issue of the normal end of year P60 … and Hannah resolved my concerns in a light-hearted way that was much appreciated . WELL DONE HANNAH.

Very supportive, prompt, informed and helpful response from a charming lady named Jane Osborne

An update, - I transferred £10,000 on 19 February on the Nucleus platform, to their broker service provider, Eqi.

The money hasn't been seen since. Nucleus blame Eqi and Eqi blame Nucleus. All I know is that I'm £10,000 down and neither of them seem willing or able to fix it.

Anyone thinking of setting up an account at Nucleus, just don't. Please, for your own sanity, don't do it.

I wouldn't touch this company with a barge pole. They do not respond to emails or their customer requests. Our clients funds have now been sitting in a SIPP cash account for 2 months. They refuse to provide an update or transfer out the funds as requested by the customer. They told us originally the funds coudn't be transferred due to a technical glitch in their systems - what a load of rubbish!

I have today received reply to my TRUSTPILOT review of 26 March from "Emma" saying someone will contact me. Since 26 March spent 1 hour on phone,30 March, asking to speak to manager, I was promised 42 hour call back -nothing.Filed 2nd internal complaint. So still no callback or resolution after several weeks. It is clear this company is having severe problems with James Hay integration .BEWARE

I use theNucleus telephone personal customer service support for my annual drawdown from my personal pension. Nucleus provides for a coherent, over the telephone risk assessment and its office based completion of my drawn down application. It’s a wonderful 5* easy access service with all the risk compliance included. I highly recommend Nucleus for its courteous friendly personal financial investment service.

I've recently transferred from James Hay due to their merger with Nucleus, and wished to withdraw a 5-figure sum from my ISA. Nucleus said I had not signed the online form when I clearly, and verifiably, had. Following my written complaint, I received two acknowledgements, but after almost 4 weeks, no response. The online platform appears to me overly complex and not at all intuitive. With no transfer yet being in sight, Nucleus has caused me significant distress. Chris

My experience in dealing with Nucleus has been one of the worst I have ever had and am still having. In the past 3 weeks I have made 7 (lengthy) phone calls, totalling around three and a half hours, with 6 different customer service staff (David, Damien, Phoebe, Megan and yesterday Andrew) and I have not been able to make any progress whatsoever with my query.
Over the past few months since my dad passed away, whilst dealing with his Nucleus (formerly James Hay) Modular ISIPP, I have endured total incompetence, nonsensical bureaucracy, ignored emails, unfulfilled promised call backs, 'admin' errors and misinformation.
After months of form filling, with letters and forms being posted to the 10 beneficiaries, 5 of which live in Canada (rather than sending them via email) taking weeks to arrive, then insisting that one of the forms was not sent back, when in fact they had mistakenly uploaded it onto an existing beneficiary account and all of our emails asking Nucleus to waive the 14 day cooling off period being ignored, we eventually got to the stage where they confirmed that they had everything they required and that the plan could be surrendered on 5th March. David confirmed this to me during a call on 2nd March, stating that the process to pay out to all 10 beneficiaries bank accounts would take 2-3 days.
I'd heard nothing by 10th March, when I spoke to Damien, who confirmed the tax position to me and said the payouts were being dealt with.
On 12th March I spoke with Phoebe who confirmed the payments hadn't been processed yet, but promised to put an "escalation" on them which would speed up the process. Still nothing so I rang again on 18th March and spoke to Megan who couldn't help me but would ask Phoebe to call me back. Phoebe apologised that the payment still hadn't been processed but she didn't know why. I asked to be put through to the claims team to speak with them directly, but she refused stating that the back office team didn't speak with customers. Instead she said she would raise a "manager call back" to get the issue resolved. I waited all day for the manager's call, but it never happened, nor the next day or the day after that. By 23rd March I still hadn't heard anything! So I called again, this time I was on the call for 1 hour and 6 minutes! I spoke with Andrew who confirmed that the escalation and the manager call back had been raised. He put me on hold whilst he spoke to the manager who it had been assigned to, "Emma". He said that Emma hadn't received an update on the payment processing, so it was pointless putting me through to her, even though I asked him to. So, I insisted he put me through to another manager. On hold again, then he came back saying he had tried several managers, including his own, but none of them were in a position to take my call! I asked him if he worked in the same building as the claims team, which he did. So I suggested he put me on hold and go and speak with one of the claim team and get an answer as what the delay was on paying out to the beneficiaries. He refused on the basis that "I don't know anyone in the claims team"! Unbelievable!! I asked him again stating that it didn't matter if he know them, but he refused! I asked if they had backlogs and if he was receiving similar calls to mine, which he said no! Yet Phoebe, a few days earlier said they did have backlogs when I spoke to her!
I then requested that Andrew raise a formal complaint on my behalf, which he said he would. He said that Nucleus have an obligation to send a reply to all formal complaints within 5 working days. He also said that he would email the claims team and ask them to email me with an explanation and a target completion date.
So here I am, 19 days past the cooling off period, when the monies from my late father's pension balance should have been paid out to his family and I have little confidence that anything will happen in the near future. Over 900 one star reviews speaks volumes.
It's rather ironic that one of the messages that is played to you when on hold states that, "As this may be a difficult time for you, we will give you extra support, please let us know what we can do to make things easier" what a joke! Shame on you Nucleus.

If you claim your pension from the trustee never know when your getting it. Any queries with your account they will just stop payments without notification. Absolute rubbish