Christians Against Poverty UK Opiniones 133

Well meaning kind people who haven't got a clue how to run a debt service.

If you are in debt whether its a little or in our case a lot, then turn to CAP for help.
The clue is in the title, where Christian volunteers and staff alike will support you every step on the way, whether in person on on the phone.
From your first meeting they explain the process in great detail. They are realistic, supportive emotionally and spiritually.
We are now free from our £23,000 debt and we couldn't have done it without them.
Our coaches are now good friends. Make sure you go here first it won't cost you a penny and you will not only become debt free but you will learn valuable financial lessons.

My wife and I got ourselves in considerable financial difficulties.
Thanks to CAP‘s help and emotional support we are finally getting help to sort out our debts.

Since being introduced to CAP, by friends from church, my life and finances are feeling more in control. I'm no longer waking in panic over debts, as I know they are being taken care of and in time I will be debt free. I cant wait.. everytime a debt is paid I cry with relief. I cannot thank the CAP team enough for all they do to help.

I went to Cap when I was having problems with my finances.i had also stopped work due to illness.they helped and supported me in sorting my debts out.i would highly recommend cap if you are having financial difficulties.

CAP are amazing! I'm in lots of debt and they helped me by being the middle person between me and my debtors. They put in place affordable payments which not only pay my debts with an agreed amount, but save some money too. It's a long road ahead but I have the support from CAP now. Just a phone call away if I need help.
Thank you CAP all your staff are a huge blessing.

I have always been expected, by myself mostly, to practice what I preach in my job as a coach and also as a mother to two amazing young women!
However, in recent years - life has gotten a bit "sucky" and I've struggled with my mental and physical health. Rising debt from an unsuccessful marriage had added to that. For many years, I swam like a swan; all calm on top and paddling like fury underneath!

Then through a new friendship with a Christian lady, I found Christians Against Poverty. I made contact with Freddie; my debt coach and immediately I had a feeling of my worries subsiding and the water being made calm - allowing me to swim more easily.
Freddie and a support worker (who I am now friends with) came round, and within minutes I was sharing stories of my life and almost bawling my eyes out! They didn't judge, they just listened and told me it would all be okay. We went through my debts, and all the relevant paperwork. Freddie just took it all away, and said CAP would sort it out; writing to my creditors and getting me the best "deal" possible to manage my finances and clear my debts.

I also attended the CAP Money Course run by Freddie and his wife, Angela. It provided such an insight into how to manage my money better; which in itself, took a weight off my shoulders. I know how to use Excel spreadsheets; except when it come to doing something for me!
I've now opened a savings account, a cash account, and can manage my current bank account much more easily. I've managed to save for Christmas, and birthdays whilst still paying my debt balance off. I shall be proud to stand up and say "I am debt free!" on 1st January 2021.

I couldn't have come to this point without CAP, Freddie, Angela and everyone else who has been supportive.
I have also decided to try and find Jesus again and bring him into my heart; I had not been to church for over 10 years. Now when I read scripture, or take part in online worship; I feel a sense of calm, love and peace.

My biggest thank you to everyone at CAP; those local and not so local at HQ. THANK YOU!!!

My experience with CAP is absolutely amazing, they helped me before with my debts and now i am learning to stick to a budget and organize my finances. I feel deeply grateful as their advice and support, apart from being so kind and empathetic, makes me rethink, explore, reflect and take effective actions towards healthy finances. I feel more in control and organized, much less stress, more content, more free and feeling supported by Earth Angels to learn more about money, budgeting and financial abundance. God bless you always. Thank you ever so much.

Regards,

After leaving my marriage after 20 years With unknown debts that had been taken out in my name, I found life incredibly hard. I couldn’t pay my debts and struggled to pay my household bills and put food on the table doing so. After a bad experience with a Large well known debt Management company where I was just a number to them, I turned to CAP. The best decision of my life. I had someone who came to my house and truly cared, I had people who knew my name and I knew them. They gave me financial advice, and they devised a plan that was right for me, that would work and also allow me to live. There were even many times that food parcels were delivered just when I needed them. 2 years later I am well on my way to clearing all my debts, my credit score is rising and life is generally so very much better.
If you need help financially, my only advice is to pick up the phone and speak to CAP, you won’t regret it.

As a family of seven after moving nearly 300 miles to try and get a better lifestyle for our children we hit a few bad patches that were out of our control at times we felt alone and no where to turn to for help in getting out of this bad situation of constant barrage of phone calls, letters, texts, people turning up at the door harassment etc until we came across Christians against poverty who helped us through this every step of the way even though we are no longer using their services directly and are now in our bankruptcy period they are still in contact with us helping us out with parcels and making sure we are doing fine. We highly recommend them to anyone in need can't thank them enough for their help

Absolutely amazing company that helped me through every single step of the way. The were sincere and seemed they genuinely cared about the position I was in. They would always give clear and amazing advice. Going beyond their call of duty to help and support me in order to take any stress or worries I had. Extremely professional all the time and would always take the time to listen fully to any concerns I had. I would highly recommend.

I would like to take this opportunity to explain why I’m giving CAP 5 stars, this is my story

I wasn’t in debt before, I only fell into it when my son left school at the age of 16
He was unemployed and I only had my part time wage and working tax credits, he was still unemployed at the age of 18
I received a letter from the council just after Christmas advising me that there had been a mistake calculating my housing benefit and that I owed them 2yrs full rent and council tax and that they would be backdating till when my son left school, so in a matter of weeks I had went from no debt to 6,000
I was distraught how was I going to be able to pay it back, I went to citizens advice for help but after 3 hrs we still couldn’t work out what had happened, I also spoke with a welfare rights officer who advised me to get a lawyer as I was on the verge of losing my home, but he didn’t want to represent me as I was on working tax credits, I truly was at a lose and didn’t know who to turn to, I felt there was no hope.

That’s when I got introduced to Colin Richards from CAP, I had never heard of CAP before but I was willing to give them a try anyway, Colin came out to my home and reassured me right from the start that this mess could be fixed, he took away all my paperwork that I couldn’t make head nor tail of and went through it with a fine tooth comb, he promised that there was a solution and gave me hope that there was light at the end of this dark tunnel I was in.

My mental health was suffering badly, I became withdrawn, couldn’t hold a conversation because my mind was in a fog trying to work out how to deal with this situation, I wasn’t sleeping, wasn’t eating properly couldn’t focus and felt very depressed about the future, I was alienating myself from my social circles because I couldn’t afford to socialise, even travelling to work was a worry, where was I going to find bus fares, I was paying back £50 to my rent arrears as well as full rent and council tax, then they arrested my wages of £80 as well,
I was at my lowest point and was left with £25 a week to live on I couldn’t believe that this was happening to me, my life couldn’t get any harder.

Once CAP became involved my life started to turn around, Colin assured me that they would deal with any correspondence from the council and any phone calls that I got from them, he told me to give them CAPs phone number and that they would speak on my behalf, they organised food banks to be delivered and supported me anyway they could, from dealing with my debtors to listening to me when I got frustrated and was losing hope.

I finally saw the light at the end of that dark tunnel and went debt free in June 2018 and thanks to CAP I finally have my life back, I don’t just exist anymore, I can actually have a life, one where I don’t have the fear of debt weighing me down anymore, I can sleep at night and I have food in my cupboards, I am in such a better place in my self, and knowing that I have came through the storm and there was a rainbow waiting for me.

To anyone out there who is suffering like I was, don’t try and do this by yourself please get in contact with CAP they truly will give you all the help and support you’ll need to get through it and be able to have a life again, it’ll be the best decision you’ll make

Christina Campbell

I am 43 year old male and had got myself into a fair amount of debt, as a result my mental health declined and i became a lot more anxious and depressed as i didnt know what to do. I found out about CAP and contacted them reluctantly and left my details. A man named Colin gave me a call back and we arranged to meet at my house. He explained everything to me and i felt a weight lifting as i knew i now had someone to help me with this. I was worried at first but Colin knows his stuff and always answered all my question or any concerns i had, everything explained in detail every step of the way. I am now debt free and wouldnt/couldnt have done it without Colins help. I would also add i sometimes struggle meeting people but was always put at ease and never judged for mental health problems.
Anyone struggling with debt please dont hesitate, Cap will be with you every step of the way.
CAP (Christians Against Poverty)
Robbie

CAP has helped many people I know in my family and community to get out of debt and get their life back on track.

Being a single mum and struggling with lifelong depression i got into a fair amount of debt. I was given caps number from a friend who had previously dealt with cap. I was nervous at first, i dont believe in god so i was worried. After finally doing it, i was contacted by Colin. Colin made me feel so much better than i have in years. He is good to talk to about anything. He doesnt descriminate or judge nor does he talk about religion or try to push religion. We adventually went for MAP, which Colin did all the hard work and it was a really easy ride. Even after, colin is still a great friend and still checks in sometimes to make sure i am ok.
I couldnt reccommend CAP enough.

I got in touch with CAP whilst visiting a food bank. I was put in touch with a gentleman called Alistair who was fantastic with advice on my debt. Unfortunately i could not sustain the mounting debts and had to go down the route of sequestration or, the minimal assets process. Alistair has become quite a confidante really and helps me with way more now and offers lots of advice on anything that may upset me in life. The guys at the head office are so friendly and also very knowledgeable in the service they’re providing and make you feel like there’s light at the end of the tunnel. They really do feel like the “arm around the shoulder” abs help you breath again. This gets said to much but i cannot thank Alistair at CAP and all the CAP staff at the head office. Please if anyone is reading this and feel stuck then please, please get in touch with CAP they WILL help you out.

Through a collection of unfortunate events, I found myself in a very tough place financially and mentally. I contacted CAP even though I am not a Christian and they brilliant. They did not judge or discriminate in anyway. They helped me so much I can honestly say without them I wouldn't be where I am today. Absolutely life saving people and organization. Thank you all.

From the moment I called I felt supported and knew I was in good hands, my debt coach and befriender walked the journey with me and celebrated achievements with me. My plan was well calculated and taught me valuable budgeting skills.

Christians Against Poverty have been a great help to me helpinf me with my Cap Plan and most recently helped me replace my dryer 🙂
Thank you so much 😀

Having suddenly become extremely poor, a single mum with a mortgage I could no longer pay my mortgage, I sold my house and had to rent, over a two year period had to rely on my credit cards to live, it can happen to anyone. I was scared to open my door, open my letters or answer the phone, it was hell. I was introduced to CAP in Bolton, instantly i felt there was hope, a way out, inwas guided by a lady called Sam who held my hand through every step of the process, helped me with my children including curtains and a desk, I become debt free within a year, I am forever grateful and would highly recommend this service. Every person I spoke to showed compassion, I felt cared for and that I mattered. Thank you.