Co-op Insurance Opiniones 

4655
•
TrustScore: 4.5 sobre 5

4,4

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Consulta las opiniones de los clientes

Valorada con 1 estrellas sobre 5

Couldn’t do it on line - triesd the phone but the robot woman couldn’t understand the word yes , Then I waited 15 mins to get answered without any indication of how long the wait would be - really p... Ver más

Valorada con 5 estrellas sobre 5

Elaine was totally brilliant on the phone. I am not confident about getting quotes online without talking to someone and she was so patient with all my queries and helping me to update my quote. All... Ver más

Valorada con 5 estrellas sobre 5

My partner and I are now in the pensioner years and I have a health condition so I shopped around a bit for cruise travel insurance, Some companies wanted over 220 pound for a week which was ridicu... Ver más

Valorada con 5 estrellas sobre 5

From the very beginning and never claimed before each call handler for Co-Op Pet Insurance made me feel relaxed and listen to me. They guided me through the process and reassured me of their support... Ver más

La empresa ha respondido

Información sobre la empresa

  1. Aseguradora
  2. también en la categoría
  3. Agencia de seguros de automóviles
  4. Agencia de seguros para el hogar
  5. Aseguradora (seguros de vida)
  6. Seguros de viaje
  7. Seguros para animales domésticos

Sobre Co-op Insurance

Escrito por la empresa

Protecting what matters most

Co-op Insurance has been protecting what matters most to people for over 150 years.

We see insurance as an opportunity to make a positive difference all over the UK.

We offer a wide variety of insurance including:

Supporting communities, it’s what we do

We support community projects and help to safeguard community spaces. One of the community projects that we support is Neighbourhood Watch.

Through our home insurance we fund Neighbourhood Watch schemes across the UK, helping you and your community look out for each other.

Our Co-op values

Co-op Insurance are part of Co-op Group, one of the world’s largest consumer co-operatives, owned by millions of members.

We’re founded on a set of values and principles that describe a different, fairer, and better way of doing business.

Alongside insurance, Co-op has one of the UK’s leading convenience retailers, the UK’s number one funeral services provider, and a developing legal services business.

With all this and more, you know you can put your trust in a brand that has been doing things the right way since 1867.


Información de contacto

4,4

Excelente

TrustScore: 4.5 sobre 5

5 mil opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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4,4

Todas las opiniones

(4655)

1138 opiniones en los últimos 12 meses

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Valorada con 1 estrellas sobre 5

I don’t even know where to start five…


Is this some kind of wind up? I may have received a refund after numerous emails phone calls and crying but you still haven’t dealt with my complaint which was logged with you on the 28th of September. It is now the 7th of October and you’ve never ever responded I think it’s disgusting and how dare you say that it’s all resolved? It isn’t resolved deal with my complaint and stop trying to pretend to everybody that it’s been sorted because it has not

Well, I’ve just received a phone call and all I cannot say is thank you Tom
Absolute wonderful customer service is the only person out of the five that I have spoken to that seems to have some flipping common sense and so where they made a mistake so now I Amin looking forward to having my full refund and I’m looking forward to having my complaint dealt with because all of this could’ve been avoided if the first person that I’ve spoken to had got his head out of the clouds and done the job that he was paid for

Update 11 emails sent but still NO RESPONSE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Looks like I will have to do a chargeback on my card. Thankfully I have proof of the cancellation being requested before the 14 days I have emailed proof and I also have an email back from the co-op confirming the time and the date of the cancellation so I really don’t understand why they’re trying to keep half of the premium. I feel they’ve made a mistake somewhere in their office and they don’t wanna hold their hands up and they wanna drag me over the Coles and make me wait weeks and weeks and weeks for them to sort this issue out. I’m sorry but that’s unacceptable. I’m going straight to my card company.

I don’t even know where to start five emails 4 phone calls. I cancelled my policy for travelling insurance on 13th day I called to doublecheck they received my cancellation documents. I was told by a person on the phone that yes it had been cancelled and I would receive an email to confirm,I didn’t receive email
I telephoned, after a 14 minute conversation with the gentleman I was told,Yes it has been cancelled. You receive a full refund. Still never received an email phoned up the next day. Same rubbish told me on the phone. Still no email phoned up this morning. Four times each time they said oh yes it’s been cancelled. finally gets an email. It’s been cancelled as of today and they’ve only refunded half of the premium. I have now spent a total of 6 1/2 hours in phone calls over two day period still to be given the runaround I do not recommend this company at all avoid them at every opportunity they are brokers.

I can never recommend this company. I’m gonna cancel my funeral plan with them and I am never dealing with this company again. I am shocked and disgusted that they would treat somebody like this in this day and age you expect the co-op to be trustworthy but they’re not. I don’t even think they’re the co-op anymore. I think they’re brokers and this is something brokers quite often. Do I will not let this matter rest I require the rest of my premium back thank you

29 de septiembre de 2026
Opinión espontánea
Logotipo de Co-op Insurance

Respuesta de Co-op Insurance

Good afternoon,

Thank you for taking the time to share your feedback with us. I am sorry to hear about the difficulties you experienced when trying to cancel your policy, and I appreciate how frustrating this situation must have been.

While I am pleased that Tom was ultimately able to resolve the matter for you, I understand that the process took longer than expected and did not provide the level of service you should have received.

With regard to your emails, we always aim to respond within our two-working-day service level. Unfortunately, during this period we experienced a higher-than-usual volume of enquiries, which resulted in longer response times than we would have liked. I apologise for the delay and for any inconvenience or concern this may have caused.

I am glad that the matter has now been resolved and that your refund has been processed in full. Depending on your bank's processing times, it can take up to ten working days for the funds to appear in your account.

Thank you again for bringing this to our attention. Your feedback is invaluable in helping us improve the service we provide to our customers.

If there is anything further we can assist you with, please do not hesitate to contact us.

Kind regards,

Reece
Co-op Travel Insurance

Valorada con 1 estrellas sobre 5

Renewal price offered, then much higher price after policy lapsed due to correspondence going into junk

I have been a Co-op home insurance customer for 3 years and received a renewal offer of £465.32 for my policy renewing on 3 September 2026.

Unfortunately, the renewal email went into my junk folder and I missed the payment deadline. I accept that the policy therefore lapsed, and I take responsibility for not making the payment in time.

However, when I contacted Co-op, I was told they could no longer honour the £465.32 renewal price because the policy was now being treated as a new policy. I was quoted £601.99, and when I went ahead with the insurance because I did not want to remain uninsured, the price had changed to £602.11.

I also asked whether the new policy could be backdated to 3 September so that there would be no gap in my insurance, but I was told this was not possible.

I explained that the renewal email had gone into my junk folder and have now changed my email settings so this won't happen again. I have also asked Co-op for a text reminder for future renewals.

What I find particularly disappointing is that I had already been given a renewal price of £465.32, and the price had remained the same throughout the renewal period. I was then faced with paying around £137 more after the policy lapsed.

I have paid the new premium because I need the insurance, but I have now made a formal complaint and requested a transcript of today's phone conversation.

I hope Co-op will review the circumstances and reconsider both the price difference and the gap in cover.

27 de septiembre de 2026
Opinión espontánea
Logotipo de Co-op Insurance

Respuesta de Co-op Insurance

Good morning Glen,

Thanks for taking the time to leave us your review. I'm sorry to hear your policy expired and the new quote was more expensive. The price is based on various risk and rating factors which change daily and can fluctuate the premium. I can see you have registered a complaint with us and a final resolution has been sent via email.

Should you remain unhappy, you have the right to refer your complaint to the Financial Ombudsman Service, free of charge but you must do so within six months of the date of the letter.

Kind regards
Leanne

Valorada con 3 estrellas sobre 5

Good price but not that easy to…

Good price but not that easy to negotiate site

23 de septiembre de 2026
Logotipo de Co-op Insurance

Respuesta de Co-op Insurance

Good morning Patricia,

Thank you for taking the time to share your feedback with us. I am pleased to hear that you found our insurance to be competitively priced; however, I am sorry to learn that you experienced difficulties using our website.

We are committed to making the process of navigating, customising, and purchasing a policy as straightforward and user-friendly as possible, so I appreciate you bringing this to our attention.

Please be assured that your comments will be shared with our Customer Experience Team for review, as feedback such as yours helps us identify opportunities to improve our online journey for all customers.

Thank you again for your valuable feedback. Should you require any further assistance, please do not hesitate to contact us.

Kind regards,
Reece
Co-op Travel Insurance

Valorada con 3 estrellas sobre 5

My elderly mother

My elderly mother, 86, had co op car insurance last year. It was around £390 which I thought was high considering, her car is locked in garage and she only uses it for shopping a few days a week, no more than a mile or two away. The following year she gets a quote from them of £588.89 So I help her out by finding Saga insurance for £324.00 a big saving. Bearing in mind she doesn’t use a computer, so I printed her Saga policy off for her. She then paid a water board refund cheque into the wrong bank account so I helped by transferring it back to one she uses for bill paying. It was then I noticed the co op had taken £588.89 out of her account and she now had two insurances policies on her small Toyota Aygo. I tried to access her co op account and got locked out. I then accessed an email I set up for her because she can’t do it herself. I find the new policy and there is a link. I gain access only to find they had put her on Auto Renewal. Strange how her insurance doubled the following year. I find these practises of auto renewal being implemented, very suspect and annoying. For unsuspecting elderly people it is a nightmare. Auto renewal should be off as standard and only on if you opt in. I dare bet they all do this. I cancelled the insurance but they charged her for the pleasure. She’s now out of pocket thanks to the shady practises of Auto Renewal. Doubling the money because it’s on Auto Renewal is shameful. We will not be using them ever again. Just make sure your Auto Renewal is not opted in if you go with them or you may get a shock the following year. They charge you £35 pound to cancel, and charge you for whatever days you didn’t notice you had their insurance. Ours was nearly £50 in fees. Thank God she put a cheque in the wrong bank account otherwise we would not have known they’d taken her money. To say I was livid was an understatement. I was mad enough to write this review just to warn others.

24 de septiembre de 2026
Opinión espontánea
Logotipo de Co-op Insurance

Respuesta de Co-op Insurance

Hi Mandy

Thanks for taking the time to leave us your review. I'm sorry to hear your mothers renewal price increased and the policy automatically renewed. I have sent your details over to the relevant team who will be in touch to discuss your concerns further.

Kind regards
Leanne

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