HomeSec Business Finance Opiniones 

55
•
TrustScore: 4 sobre 5

4,0

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Valorada con 1 estrellas sobre 5

Predator lenders do not use them. Feedback after this review We request that you remove the review from online by COB today. Should this not occur we will be taking this matter further as you... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

I highly recommend Shanna from Homesec. She was incredibly thorough, knowledgeable and supportive throughout the entire finance process. Shanna was always available to answer questions, kept us inform... Ver más

La empresa ha respondido

Valorada con 1 estrellas sobre 5

Sick and tired of all the SPAM this company sends. They even sent spam to our spam reporting address. We have reported it to their registry part of Crazy Domains - Tech Contact ID: C148422-AD. Dodgy c... Ver más

Valorada con 5 estrellas sobre 5

⭐⭐⭐⭐⭐ I cannot recommend Shanna highly enough! She went above and beyond to assist us throughout the entire lending process, and her level of service was absolutely second to none. Shanna wa... Ver más

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Información sobre la empresa

  1. Servicio financiero no bancario
  2. también en la categoría
  3. Servicios financieros alternativos

Escrito por la empresa

HomeSec is Australia's fastest & most flexible 1st and 2nd mortgage business lender. Since 2004, we have been funding business loans up to $5m in 24 hours. Need funds for your business by tomorrow? Being rejected by banks and other business lenders? GOOD NEWS. If you have sufficient equity in real estate security and a business purpose for the loan, we will fund you by the next business day. The most important thing to note is HomeSec is a genuine private business lender, and not a broker pretending to be a lender. We have been in business since 2004, and that's because we treat our clients fairly and with respect. We don't play games with phoney low interest rates, only to hit clients with loads of undisclosed fees. We are fully transparent, and we aim to put our business in a better position by securing a HomeSec business loan.


Información de contacto

4,0

Muy bueno

TrustScore: 4 sobre 5

55 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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Ha contestado el 71% de las opiniones negativas

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4,0

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(55)

36 opiniones en los últimos 12 meses

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Valorada con 1 estrellas sobre 5

DO NOT TRUST THESE THIEVES……

DO NOT TRUST THESE THIEVES……
I agree with the others portraying them as predators…
They took a sizeable application fee, which was then approved. After 4 weeks of processing they pulled the pin then put a Caveat on my property..
Absolutely devastated and disgusted. As if running a small business isn’t hard enough as it is.

17 de febrero de 2026
Opinión espontánea
Logotipo de HomeSec Business Finance

Respuesta de HomeSec Business Finance

Heath, AS AN ETHIICAL LENDER, we couldn't lend to you in the end, as the information you gave us was FALSE.

As, you know, we fund business loans to small business.

You told us you had a trading business with a business bank account in your company’s name, but it actually turned out to be a savings/daily account in your personal name.

Upon investigating this bank account, there were little to no business transactions over a six-month period.

Because of this, we couldn’t provide funding for a business loan.  What you were effectively asking us to do was to break the law, which we will never do.  

Had you told us at the beginning of the process, the first time we asked about a company bank account, that you didn’t have one, we wouldn’t have proceeded, and no assessment fee would have been payable.

When a client pays the assessment fee, they are not 'buying' a loan. It merely covers the costs of assessing the loan.

We fund many hundreds of business loans for business owners across Australia each and every year in our 21 year history, and that speaks volumes about our service and integrity.

Valorada con 1 estrellas sobre 5

They just want to take a valuation…

They just want to take a valuation report and then refuse the approved loan
They don’t even bother to give you good excuses
Do not waste your money not worth to try

Respond to their comment:
The application only started after I provided the required bank refinance evidence and paid your fees.
No proper valuation was even ordered before the refusal. I intentionally used conservative property values to avoid wasting everyone’s time and money, yet the application was still declined without a genuine assessment.
It felt obvious from the process that this was never treated as a serious deal from the beginning.
I would not recommend wasting your time or money here.

25 de marzo de 2026
Opinión espontánea
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Respuesta de HomeSec Business Finance

Hi Farshid. One of the agreed conditions of our loan was that you provide evidence that your bank would refinance it. (That was your Exit Strategy) After waiting 5 days, you didn't send that through, and then you withdrew the application.

Your property estimates were very high, and as a responsible lender, we can't ignore these things. Funding your loan when the LVR was so high, and without a clear exit strategy, will only end badly for you, and we don't want to be that irresponsible lender who puts you in that position.

I wish you well, and urge you to be cautious, as there will be unethical lenders who may lend you the money, with the sole intention of selling you up.

Valorada con 5 estrellas sobre 5

Great lender easy to deal with

Great lender easy to deal with, looking for ways to say yes.

27 de febrero de 2026
Opinión espontánea
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Respuesta de HomeSec Business Finance

Thank you for your feedback Nasser. We love working hard for our clients, so really really appreciate it.

Valorada con 5 estrellas sobre 5

I was after a $300K loan to sort out…

I was after a $300K loan to sort out bills, manage cashflow and just feel a bit less pressure.

The banks didn't want to know. Other second tier lenders didn't want to help.

Homesec made it easier than I imagined possible and nothing was too hard.

Thank you Homesec. Seriously. Well done.

22 de enero de 2026
Opinión espontánea
Valorada con 1 estrellas sobre 5

Peeditor lenders

A sister company of Loans One and part of a wider network of high cost credit providers. Supplying your details once appears to authorise an ongoing circulation of your information, resulting in repeated calls and emails from “related” entities offering effectively the same product. Advising that you are not interested does not appear to end the contact, it simply shifts it to the next participant in the network.
The lending products commonly marketed by businesses in this sector are typically associated with very high interest rates and substantial fees. For consumers experiencing financial stress, this type of credit can quickly exacerbate hardship, transforming a short-term cash issue into an extended and costly debt cycle.
In the current cost of living crisis, this approach is particularly concerning. Australians in genuine financial difficulty are more vulnerable to aggressive marketing of expensive credit, despite ASIC and ACCC guidance warning that such products may be unsuitable for people already in hardship. What is framed as assistance can instead deepen financial instability at precisely the time consumers are least able to absorb it.
If you’re comfortable with persistent sales contact, premium priced lending, and your personal details being shared across affiliated businesses, this may meet expectations. For anyone in financial crisis, extreme caution is strongly advised.

8 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

Highly recommend Homesec

I have used the team at Homesec many times over the years, and as a Broker I found the to be ultra reliable, say what they can do and fully disclose any fees and all terms and conditions PRIOR to a client committing to the loan. Could not recommend them highly enough.

2 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

Proactive Private Lender

We find that HomeSec will always look at how to do a deal, and won’t procrastinate and charge high fees of the deal was never going to happen.

Easy to deal with and transparent lender regarding the costs

19 de diciembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

I knew a director who was in financial…

I knew a director who was in financial hardship and didn’t have any real solution to get out. I introduced him to Homesec and Homesec were able to advance funds within 3 days to be able to turn his business around and keep all his staff employed. Not one of us could be happier for how Homesec worked swiftly to help collaboratively fix the issues.

7 de marzo de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

I had a really positive experience with…

I had a really positive experience with HomSec Business Finance. I’m a property developer and needed funds quickly within 24 hours to secure a deal. All of the other lenders said it couldn’t be done. HomSec were quick on their feet and processed my application the same day and came through with the funds that resulted in a successful deal. Great customer service!
We will certainly be using them again.

7 de enero de 2026
Opinión espontánea
Valorada con 5 estrellas sobre 5

We used HomeSec Business Finance for…

We used HomeSec Business Finance for one of our clients and had a really good experience.

The team was responsive, easy to deal with, and took the time to understand the deal properly. They worked through the details and came back with a solution that suited the client, not just the easiest option.

Communication was clear throughout and the process ran smoothly from start to finish.

Would happily work with HomeSec again and recommend them for business finance deals.

10 de diciembre de 2025
Opinión espontánea
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Respuesta de HomeSec Business Finance

Thank you for your wonderful feedback. It's been a great pleasure working with you, and we look forward to helping more of your clients in the future.

Valorada con 1 estrellas sobre 5

Predator lenders do not use them

Predator lenders do not use them.
Feedback after this review
We request that you remove the review from online by COB today. Should this not occur we will be taking this matter further as you have defamed our Company unnecessarily.

Regards Catriona.
Noted, we will be commencing further action against you. I hope you understand the seriousness of what has occurred by posting defaming comments against us that are not true.

Think this is the type of people that shows you what the company is like.

22 de diciembre de 2025
Opinión espontánea
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Respuesta de HomeSec Business Finance

Hi Clint, As you are aware, this is FACTUALLY WRONG. As you have been a client of ours multiple times over the years, we are definitely ANYTHING BUT predatory.

If we were, you would not have come back time after time.

The facts are, you have recently applied for further funding and paid the Non Refundable assessment fee, and then you chose not to proceed. This fee is clearly disclosed on the offer letter as non-refundable, and that is because we immediately spend that money to assess your loan. We are very disappointed that you have made such a false and defamatory comment online.

Valorada con 5 estrellas sobre 5

have introduced business to HomeSec…

have introduced business to HomeSec over the last 12 months & have found them to be very efficient, knowledged & great turn around times. I like them so much I have just had my own deal settle. Them of Catriona & Samantha are exceptional & positive to a great lender. Thanks ladies

23 de diciembre de 2025
Opinión espontánea
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Respuesta de HomeSec Business Finance

We really appreciate that wonderful feedback. Thank you so much for that, and for your ongoing business.

Valorada con 5 estrellas sobre 5

Exceptional service from Samantha and Matt under extreme pressure!

Samantha and Matt went above and beyond to settle a complex deal in just 24 hours after the client’s original lender pulled the rug at the absolute last minute. Their professionalism, speed and problem-solving literally saved the client from defaulting on settlement.

The level of communication, commitment and calm under pressure was outstanding. If you need a team who can deliver when it truly counts, Samantha and Matt are the ones you want in your corner. Cannot recommend them highly enough! Thanks guys.

12 de noviembre de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

The team were supportive and…

The team were supportive and professional. Prompt in their actions and follow-ups.

4 de abril de 2025
Opinión espontánea
Logotipo de HomeSec Business Finance

Respuesta de HomeSec Business Finance

Thank you for your lovely words Sheridan. Knowing that you are happy with our service means so much to our team. :-)

Valorada con 5 estrellas sobre 5

Milly Made It a Breeze...

HomeSec Business Finance is hands down the best. I needed a loan to upgrade equipment for my landscaping business and the process couldnt have been easier. The online application was straightforward and I had approval in less than a day exactly what I needed to keep things moving. The real star of the show was Milly from customer service. She was super responsive answering all my questions quickly and making me feel completely supported. Millys friendly and professional attitude made the whole experience so positive it felt like she was rooting for my business to succeed. With her help and HomeSecs amazing service Im now ready to take my business to the next level. Highly recommend them 5 stars without hesitation.

18 de febrero de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Exceptional Service from Tim...

I cant say enough good things about HomeSec Business Finance. The entire loan process was seamless and stress free from start to finish. I applied online to get funding to expand my small café and I was blown away when I got approved in just 24 hours. It took so much pressure off my shoulders. What made the experience truly special was Tim. He guided me through every step with patience and expertise ensuring I understood everything without feeling overwhelmed. Tim went above and beyond and it was clear he genuinely cared about helping my business grow. Thanks to him and the HomeSec team I got the financing I needed with zero hassle. Id recommend them to anyone looking for a reliable finance partner. 5 stars all the way.

27 de febrero de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

Tim at HomeSec

I had an excellent experience working with Tim and his team. Their speed to market was impressive – they moved quickly to understand our needs and provided solutions faster than expected.

14 de febrero de 2025
Opinión espontánea
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Respuesta de HomeSec Business Finance

Thank you so much for those very kind words Laura. It's made our day. It means so much to us as, this is what we set out to achieve for our clients and our broker partners every day. Thank you again. :-)

Valorada con 5 estrellas sobre 5

Exceptional Service with a Friendly Touch

My experience with HomeSec was nothing short of outstanding. From the very first interaction, I felt like I was dealing with a team that genuinely cared about making the process smooth and stress-free. They were incredibly responsive, answering every single one of my questions (and I had a lot!) with patience, professionalism, and a friendly attitude. There was never a moment where I felt like I was being rushed or treated like just another application—they took the time to ensure I understood everything.

The pre-approval process was lightning fast, which was a huge relief, and once all the legal documents were submitted, the funds were sitting in my account incredibly quickly. That efficiency made a big difference, as it allowed me to move forward with my plans without unnecessary delays.

A huge thank you to Samantha, Amelia, and Matt, who made the entire process seamless. They were proactive, approachable, and always kept me in the loop, which gave me complete confidence in the process.

If you're looking for the type of loan HomeSec provides, I can confidently say there’s no need to look elsewhere. The only small challenge I encountered was finding a lawyer or solicitor willing to sign off on the documents, as not all are prepared to take on that responsibility. This isn’t a fault of HomeSec, but it’s something to be aware of. With a bit of searching, though, I was able to find one without much trouble.

Overall, my experience with HomeSec was fantastic—fast, friendly, and professional. I highly recommend them!

7 de febrero de 2025
Opinión espontánea
Logotipo de HomeSec Business Finance

Respuesta de HomeSec Business Finance

Thank you so much for your very kind words, and your valuable feedback. It means a lot to us, as we set out to provide our clients with the very best service in the industry. Thank you again. :-)

Valorada con 5 estrellas sobre 5

From the moment I discovered HomeSec

From the moment I discovered HomeSec. I felt immediately at ease. The simplicity of applying for funds was very straightforward and very quick responsive customer service. Funds deposited same day. Highly recommend HomeSec to any business requiring financial help immediately. Thank you!

5 de octubre de 2024
Opinión espontánea

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