Hi guys just to let everyone know do not ever try them at all its bad experience ever had in my life i been wait fir one response from Them fir 3 days they never did anything and bad experience peopl... Ver más
La empresa ha respondido
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Hi guys just to let everyone know do not ever try them at all its bad experience ever had in my life i been wait fir one response from Them fir 3 days they never did anything and bad experience peopl... Ver más
La empresa ha respondido
Excellent service, keep me updated prior to debits and allowed me to alter the payment date without making a big deal over it. Very happy would use again
La empresa ha respondido
I am very grateful to Payl8r for their excellent service. They trusted me and accepted my 3-month payment plan for Carpet Warehouse, even though I had an unfair problem with my credit score due to a b... Ver más
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I lost my Dad very suddenly in April and I wanted a plate that would commemorate him and my family. I found my perfect plates. Applied for the finance on Thursday evening and my plates were on my car... Ver más
La empresa ha respondido
Payl8r is an award-winning UK retail finance provider, recognised as Best Retail Finance Provider 2025 for innovation, accessibility, and responsible lending. Payl8r is authorised and regulated by the Financial Conduct Authority (FCA). We offer both first-line and second line finance. Our second-line offering supports customers who have been declined elsewhere, giving them access to structured, transparent repayment options designed to be fair and manageable. Payl8r supports both customers and merchants. Customers can access credit in a clear and straightforward way, while merchants benefit from increased conversion rates and reduced lost sales at checkout. We focus on inclusion,transparency and responsible lending,ensuring that access to finance supports both customer outcomes and sustainable business growth. Trusted by thousands of customers and hundreds of UK merchants,Payl8r provides simple, accessible and reliable finance at the point of purchase. Social Money Ltd t/a Payl8r. Credit is subject to creditworthiness and affordability. T&Cs apply.
2nd Floor, St John's House, Barrington Road, Altrincham , WA14 1JY, Manchester, Reino Unido
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I was refused an initial request for finance to buy a laptop, but then Payl8r Jumped in with a renegotiated offer that was fair, simple and quick to agree too.
Thanks to them i got out of a pinch and got my much needed purchase sooner rather than later. Very happy customer! will definitely use their services again.

Respuesta de Payl8r

Respuesta de Payl8r
Very easy to use and always get notifications when a payment is due 10/10

Respuesta de Payl8r
In May 2025, I had my alloys refurbished by Alloy-Fix in Dartford, they also put on 4 new tyres and offered me interest-free credit.
They use Payl8r and they were happy to offer me a 12 month plan, this suited my finances perfectly and are easy to deal with.
I thoroughly recommend them.

Respuesta de Payl8r
Excellent company. Easy to use and great communication ☺️

Respuesta de Payl8r
Easy website to navigate fast response to inquiries

Respuesta de Payl8r
Absolutely amazing service, allows people on low incomes to spread the cost, allowing people to be in a position to still make purchases of expensive products. I couldn’t have asked for any more!

Respuesta de Payl8r
Getting the finance was very easy and quick. Will definitely use again

Respuesta de Payl8r
Very easy to use
No fuss and really quick to sign up

Respuesta de Payl8r
Ease of communication and very effective way of paying

Respuesta de Payl8r
To be honest changing any payment schedule is cumbersome. Need to consider easier ways.

Respuesta de Payl8r
I don’t think I’ve ever used such a straight forward finance company before. 10/10

Respuesta de Payl8r
Great experiance; great rates. 100% use again.

Respuesta de Payl8r

Respuesta de Payl8r
This was a last minute decision for a gift and didn't know if I was going to be accepted. I was truly surprised and happy that I was. The easy application and approval, it was incredibly simple. Thank you

Respuesta de Payl8r
Application form is simple, clear and concise. Only downside was the completed form times out really quickly, which required me filling it a second time. Other than that, really smooth process.

Respuesta de Payl8r
quick to set up, regular updates of what is left to pay.

Respuesta de Payl8r
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