My adviser, Stephen, was brilliant from start to finish. I had some previous conditions that made my case a little more complex. Stephen showed a lot of patience and excellent market knowledge t... Ver más
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Consulta las opiniones de los clientes
This is my 2nd time working with the insurance surgery. I’ve had such an amazing experience. Megan is always on the phone to me with regular updates, I can always call and ask follow up questions. I w... Ver más
Sam C was dealing with myself and my girlfriend’s life insurance policies. He was a great help and did so much work for us, it was an easy process. Would highly recommend the insurance surgery and Sam... Ver más
I was looked after by Stephen who was very supportive and certainly got me the best morrgage protection cover he could. He is very patient and always called me back.He made the whole process as easy a... Ver más
La empresa ha respondido
Información sobre la empresa
- Aseguradora (seguros de vida)
- Agencia de seguros médicos
- Compañía de seguros
- Corredor de seguros
- Seguro de protección de ingresos
- Seguros de vida temporales
Escrito por la empresa
About The Insurance Surgery The Insurance Surgery helps people across the UK find the right life insurance, critical illness cover, income protection insurance and business protection policies. We can help everyone, regardless of their circumstances, with particular expertise in supporting people living with pre-existing medical conditions and those working in hazardous occupations. Whether you're looking for straightforward life cover or need specialist advice due to a complex medical history, high-risk job or lifestyle, our experienced advisers compare leading UK insurers to help you find suitable cover at competitive rates. Established in 1999, The Insurance Surgery is an independent specialist insurance broker with over 25 years of experience helping individuals, families and businesses protect what matters most. We provide expert advice and access to 25 insurers, which include mainstream, specialist and exclusive pilots. We specialise in life insurance for people with pre-existing medical conditions, including cancer, diabetes, heart conditions, stroke, high blood pressure, epilepsy, multiple sclerosis, Crohn's disease, ulcerative colitis, HIV, mental health conditions and many other health concerns. Our knowledgeable advisers understand that finding life insurance with a medical condition can be challenging, which is why we work closely with insurers to help secure the best possible outcome for our clients. We also have extensive experience helping people working in hazardous occupations and high-risk industries, including construction workers, offshore workers, pilots, firefighters, police officers, armed forces personnel, engineers and self-employed tradespeople. We understand the unique challenges these occupations can present when applying for life insurance and protection products. Whether you're looking for life insurance quotes, mortgage life insurance, family life insurance, over 50s life insurance, whole of life insurance, critical illness cover, income protection insurance or business protection, our team is here to help. We take the time to understand your needs, explain your options clearly and guide you through the application process from start to finish. Many of our clients come to us after being declined elsewhere or struggling to find suitable cover due to their medical history, occupation or lifestyle. Our specialist expertise and relationships with leading UK insurers allow us to help customers who may not fit standard underwriting criteria. Our mission is simple: to make finding life insurance and protection insurance as straightforward as possible while providing expert advice, exceptional customer service and access to the most suitable cover for your circumstances. If you're looking to compare life insurance quotes, arrange critical illness cover, protect your income or secure life insurance with a medical condition, The Insurance Surgery is here to help.
FAQ's
Escrito por la empresa
- How do I get a life insurance quote?
- Simply complete our contact form or call 0800 083 2829, and we'll discuss your needs, circumstances and budget before comparing suitable options from our panel of insurers.
- Why use The Insurance Surgery?
- We have access to all mainstream insurers, as well as having advisers who are experts in understanding medical conditions and hazardous occupations, helping customers find suitable protection even when their circumstances are more complex. Is your advice free? Yes. Our advisers provide free, no-obligation advice and can help you compare options from a range of UK insurers.
- What is critical illness cover?
- Critical illness cover pays a lump sum if you're diagnosed with a specified serious illness covered by the policy, helping to provide financial security when you need it most.
- Do you offer income protection insurance?
- Yes. Income protection insurance can provide a regular income if you're unable to work due to illness or injury, helping to protect your finances.
- Can I get life insurance after cancer?
- Many people can obtain life insurance after cancer treatment. Eligibility depends on factors such as the type of cancer, treatment received and how long you have been cancer-free.
- Do you help people working in hazardous occupations?
- Yes. We regularly help customers working in construction, offshore industries, aviation, emergency services, the armed forces and other higher-risk occupations.
- What types of insurance do you offer?
- We can help with life insurance, critical illness cover, income protection insurance, mortgage life insurance, over 50s life insurance, whole of life insurance, family protection and business protection.
- Can I get life insurance if I've previously been declined?
- Yes. Many of our clients come to us after being declined elsewhere. We work with a wide range of insurers and can often help find solutions for customers with more complex circumstances.
- Can I get life insurance if I have a medical condition?
- Yes. We specialise in helping people find life insurance with pre-existing medical conditions, including cancer, diabetes, heart conditions, mental health conditions, HIV, multiple sclerosis and many other health concerns.
- Is your advice free?
- Yes. Our advisers provide free, no-obligation advice and can help you compare options from a range of UK insurers.
Información de contacto
2nd floor, Pickford Mill, SK11 6JD, Macclesfield, Reino Unido
- 0800 083 2829
- enquiry@theinsurancesurgery.co.uk
- the-insurance-surgery.co.uk
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We can not thank The Insurance Surgery…
We can not thank The Insurance Surgery enough for arranging our life insurance policy and are pleased to say Megan went to extreme lengths arranging the insurance cover and at a cost far cheaper than any other provider.
16 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Megan at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Great experience and great…
Great experience and great service..Steven was great..
27 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Steven at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Highly Recommend Sam C
Highly Recommend Sam C. – Simple, Honest, and Professional!
Shopping for life insurance can feel overwhelming, but working with Sam C. completely changed that. From our very first conversation, he stood out by breaking down complex industry jargon and explaining things simply. He presented my options clearly, helping me understand exactly what I was paying for without any confusing terms.Sam was incredibly patient, answered every single question, and never made me feel pressured to make a quick decision. The entire process was smooth, straightforward, and stress-free from start to finish. If you want an honest, professional agent who makes life insurance easy to understand, I highly recommend Sam C.!
30 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam Cox at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Brilliant experience
Brilliant experience, I can’t thank Sam Cox enough for all his help. Always came back to me, very professionally, can’t recommend enough. Thanks Sam 😊
28 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam Cox at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Leah was really helpful
Leah was really helpful, friendly, informative and fast-acting. From query to policy in less than 48 hours (and would've been sooner if I was more available). Thanks Leah!
29 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Leah at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Neil Cameron was very helpful, informative and not pushy
Neil Cameron was very helpful in finding me the best life insurance policy. Due to a house move my policy needed updating and Neil was informative, supportive and not pushy. He allowed me time to think about my options and called me back a few days later as agreed. I would definitely recommend The Insurance Surgery for anyone looking for life insurance especially with a long term condition that can make it harder to find options. Thanks Neil!
29 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Neil at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Leah was warm and friendly and gave me…
Leah was warm and friendly and gave me the quotes I needed to make an informed choice on which policy to take out. The whole process was great from start to finish with no pressure to make a decision.
Thank you.
28 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Leah at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Efficient and friendly service
Sam Cox made the process very easy and efficient. Explained everything clearly and answered any queries I had
27 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam Cox at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Very helpful throughout
Justin was really helpful throughout and was able to support me find a good option based on my specific needs. It was good to have one dedicated person to speak to throughout this and he was able to fully explain everything to me in a detailed but understandable way. Would definitely recommend if you have a preexisting condition as it just took the stress out of the equation.
24 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Justin at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Megan went above and beyond to help us…
Megan went above and beyond to help us sort out a reasonable priced life insurance, Neil was also very helpful whilst Megan was on holiday and kept in touch to help us complete the Life insurance. Very polite, professional and helpful and keeping us up to date throughout the process.
27 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Megan at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Neil C did a good job to help me to…
Neil C did a good job to help me to find appropriate products suits my needs and my medical history.
27 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Neil at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Great advice and service from Stephen…
Great advice and service from Stephen to review my existing protection policies. Clear and transparent advice. More than happy with the outcome and recommendations.
17 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Stephen at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
amazing
Steven was amazing, I’ve tried so many times to get life insurance and I was denied and denied and I thought I could never have it but Steven within a week of my appointment managed to get me life insurance and also for a reasonable price and kept me informed throughout the whole process and explained everything to me so that i understood and made sure i understood too
22 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Steven at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Julie Arthurs - the Insurance Surgery
I have been dealing with Julie Arthurs since February 2026 and she’s had been professional and courteous throughout the whole process of securing my life insurance. The process took longer than expected due to waiting on evidence from medical professionals but Julie always kept me up to date with the process. I cannot recommend Julie enough for her knowledge and always being a pleasure to talk to,
23 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Julie at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
I bought a life insurance policy…
I bought a life insurance policy through them, Stephen was very helpful and patient with me not picking up my phone regularly!
21 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Stephen at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Simple process, highly recommended
I was apprehensive about sorting out insurance but Neil talked me through the process and it was pretty straightforward. Everything was in place much quicker than I anticipated. All in all a great experience and thank you Neil for getting this sorted for me.
22 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Neil at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Cannot fault the service I received…
Cannot fault the service I received from The Insurance Surgery. My adviser Ryan was very patient and explained everything clearly both over the phone and via email, making the process as simple as possible for me.
14 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Ryan at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
I can't recommend Neil Cameron highly…
I can't recommend Neil Cameron highly enough. From the very beginning in March right through to completion in July, he was patient, professional, and completely committed to getting the deal over the line.
Throughout the entire process, Neil kept me updated every step of the way, regularly followed up on everything, and was always available to answer questions or offer reassurance. Nothing ever seemed too much trouble.
His dedication, persistence, and excellent communication made what could have been a stressful process so much easier. A real trooper from start to finish. Thank you, Neil, for all your hard work—I truly appreciate everything you did and wouldn't hesitate to recommend you to anyone.
21 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Neil at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
I have great experience with Sam’s…
I have great experience with Sam C support to navigate which insurance is best suitable.
He was very responsive and professional.
Thank you Sam, you are a star.
21 de julio de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Really smooth experience
Really smooth experience. One of their advisers, Sam C, was very quick to respond and have a suitable policy in place with minimal fuss. Thanks
21 de julio de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher! Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
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