My adviser, Stephen, was brilliant from start to finish. I had some previous conditions that made my case a little more complex. Stephen showed a lot of patience and excellent market knowledge t... Ver más
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Consulta las opiniones de los clientes
This is my 2nd time working with the insurance surgery. I’ve had such an amazing experience. Megan is always on the phone to me with regular updates, I can always call and ask follow up questions. I w... Ver más
Sam C was dealing with myself and my girlfriend’s life insurance policies. He was a great help and did so much work for us, it was an easy process. Would highly recommend the insurance surgery and Sam... Ver más
I was looked after by Stephen who was very supportive and certainly got me the best morrgage protection cover he could. He is very patient and always called me back.He made the whole process as easy a... Ver más
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Información sobre la empresa
- Aseguradora (seguros de vida)
- Agencia de seguros médicos
- Compañía de seguros
- Corredor de seguros
- Seguro de protección de ingresos
- Seguros de vida temporales
Escrito por la empresa
About The Insurance Surgery The Insurance Surgery helps people across the UK find the right life insurance, critical illness cover, income protection insurance and business protection policies. We can help everyone, regardless of their circumstances, with particular expertise in supporting people living with pre-existing medical conditions and those working in hazardous occupations. Whether you're looking for straightforward life cover or need specialist advice due to a complex medical history, high-risk job or lifestyle, our experienced advisers compare leading UK insurers to help you find suitable cover at competitive rates. Established in 1999, The Insurance Surgery is an independent specialist insurance broker with over 25 years of experience helping individuals, families and businesses protect what matters most. We provide expert advice and access to 25 insurers, which include mainstream, specialist and exclusive pilots. We specialise in life insurance for people with pre-existing medical conditions, including cancer, diabetes, heart conditions, stroke, high blood pressure, epilepsy, multiple sclerosis, Crohn's disease, ulcerative colitis, HIV, mental health conditions and many other health concerns. Our knowledgeable advisers understand that finding life insurance with a medical condition can be challenging, which is why we work closely with insurers to help secure the best possible outcome for our clients. We also have extensive experience helping people working in hazardous occupations and high-risk industries, including construction workers, offshore workers, pilots, firefighters, police officers, armed forces personnel, engineers and self-employed tradespeople. We understand the unique challenges these occupations can present when applying for life insurance and protection products. Whether you're looking for life insurance quotes, mortgage life insurance, family life insurance, over 50s life insurance, whole of life insurance, critical illness cover, income protection insurance or business protection, our team is here to help. We take the time to understand your needs, explain your options clearly and guide you through the application process from start to finish. Many of our clients come to us after being declined elsewhere or struggling to find suitable cover due to their medical history, occupation or lifestyle. Our specialist expertise and relationships with leading UK insurers allow us to help customers who may not fit standard underwriting criteria. Our mission is simple: to make finding life insurance and protection insurance as straightforward as possible while providing expert advice, exceptional customer service and access to the most suitable cover for your circumstances. If you're looking to compare life insurance quotes, arrange critical illness cover, protect your income or secure life insurance with a medical condition, The Insurance Surgery is here to help.
FAQ's
Escrito por la empresa
- How do I get a life insurance quote?
- Simply complete our contact form or call 0800 083 2829, and we'll discuss your needs, circumstances and budget before comparing suitable options from our panel of insurers.
- Why use The Insurance Surgery?
- We have access to all mainstream insurers, as well as having advisers who are experts in understanding medical conditions and hazardous occupations, helping customers find suitable protection even when their circumstances are more complex. Is your advice free? Yes. Our advisers provide free, no-obligation advice and can help you compare options from a range of UK insurers.
- What is critical illness cover?
- Critical illness cover pays a lump sum if you're diagnosed with a specified serious illness covered by the policy, helping to provide financial security when you need it most.
- Do you offer income protection insurance?
- Yes. Income protection insurance can provide a regular income if you're unable to work due to illness or injury, helping to protect your finances.
- Can I get life insurance after cancer?
- Many people can obtain life insurance after cancer treatment. Eligibility depends on factors such as the type of cancer, treatment received and how long you have been cancer-free.
- Do you help people working in hazardous occupations?
- Yes. We regularly help customers working in construction, offshore industries, aviation, emergency services, the armed forces and other higher-risk occupations.
- What types of insurance do you offer?
- We can help with life insurance, critical illness cover, income protection insurance, mortgage life insurance, over 50s life insurance, whole of life insurance, family protection and business protection.
- Can I get life insurance if I've previously been declined?
- Yes. Many of our clients come to us after being declined elsewhere. We work with a wide range of insurers and can often help find solutions for customers with more complex circumstances.
- Can I get life insurance if I have a medical condition?
- Yes. We specialise in helping people find life insurance with pre-existing medical conditions, including cancer, diabetes, heart conditions, mental health conditions, HIV, multiple sclerosis and many other health concerns.
- Is your advice free?
- Yes. Our advisers provide free, no-obligation advice and can help you compare options from a range of UK insurers.
Información de contacto
2nd floor, Pickford Mill, SK11 6JD, Macclesfield, Reino Unido
- 0800 083 2829
- enquiry@theinsurancesurgery.co.uk
- the-insurance-surgery.co.uk
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2 mil opiniones
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Stephen is very efficient
Stephen is very efficient, patient and empathetic .
He makes the process soo smooth and stress free which is very important when suffering with everyday medical issues.
24 de septiembre de 2026
Julie is absolutely brilliant!
Absolutely fantastic service from Julie, she arranged my policy 3 years ago and now have a cheaper price on my new policy.
Would definitely recommend to anyone looking for life insurance.
24 de septiembre de 2026
Opinión espontánea
Neil was very helpful with enquiry
24 de septiembre de 2026
Sam C was dealing with myself and my…
Sam C was dealing with myself and my girlfriend’s life insurance policies. He was a great help and did so much work for us, it was an easy process. Would highly recommend the insurance surgery and Sam C to anyone!
24 de septiembre de 2026
Opinión espontánea
GREAT CUSTOMER SERVICE & KNOWLEDGE
23 de septiembre de 2026
Great service from Ryan Prescott
I was dealing with Ryan Prescott, who was very helpful right from the beginning. Prompt reply to emails and kept me informed through out the process.
23 de septiembre de 2026
Opinión espontánea
My Experience
This is my 2nd time working with the insurance surgery. I’ve had such an amazing experience. Megan is always on the phone to me with regular updates, I can always call and ask follow up questions. I will never not choose to work with Megan at the Insurance Surgery. Thanks a million for shopping and and getting me the best quote.
22 de septiembre de 2026
Opinión espontánea
Thank you to Ryan for helping me sort…
Thank you to Ryan for helping me sort out my life insurance. Great customer service.
7 de septiembre de 2026
Opinión espontánea
helpful, competent and friendly
Ryan was really helpful in getting life insurance set up for us - navigated pre-existing conditions etc was getting complicated but Ryan was able to sort it out for us easily. Thanks!
21 de septiembre de 2026
Great service
My adviser, Stephen, was brilliant from start to finish. I had some previous conditions that made my case a little more complex.
Stephen showed a lot of patience and excellent market knowledge to get me the cover I needed - and kept me informed throughout.
Highly recommend without any hesitation. I would not have got the cover without Stephen’s expertise - he wrote to insurers directly on my behalf which made all the difference.
21 de septiembre de 2026
Opinión espontánea
Excellent customer service - highly recommended
The Insurance Surgery have been very precise and professional throughout the process of me taking out insurance, yet very down-to-earth, friendly and good at breaking down some of the more complicated wording or terms in insurance policies / questionnaires into an easily understandable way.
My dealings with Stephen Gavrovski reflect the above. Highly recommended.
11 de septiembre de 2026
Opinión espontánea
Good service
Good service
Friendly manner
Patient and informative
17 de septiembre de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
A master class in customer service and…
A master class in customer service and communication. Not only did I get the right policy for my needs, but I have also received all the right information to help me understand what I’m getting and why it fits my needs.
15 de septiembre de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Sam at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Great experience and explanation…
Great experience and explanation regarding my cover, Chloe was very helpful.
1 de septiembre de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Great personal service
I was looked after by Stephen who was very supportive and certainly got me the best morrgage protection cover he could. He is very patient and always called me back.He made the whole process as easy as he could. I would recommend the Insurance Surgery. They were recommended to me from Kidney Care UK.
15 de septiembre de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Stephen at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Steven was great at guiding us through…
Steven was great at guiding us through the best options for us and patient when our house purchase was delayed, putting a pause to our process.
10 de septiembre de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Steven at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Great advice
Great advice, clearly explained with plenty of time to reflect and no pressure to commit. Highly recommend.
10 de septiembre de 2026
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Justin at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Due to my medical history I find it…
Due to my medical history I find it difficult to get cover, Steven managed to find me appropriate cover for a fair price.
Would highly recommend
11 de septiembre de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Steven at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
Helpful and efficient
Ryan was super helpful and efficient, he found us a policy that suited our needs after a house move and being refused by others due to husbands medical conditions. Would highly recommend. Thank you to Ryan for being so patient with us and getting us a great deal.
10 de septiembre de 2026
Opinión espontánea
Respuesta de The Insurance Surgery Ltd
Thank you for sharing your experience with Ryan at The Insurance Surgery. We strive to provide our customers with the highest level of service and support, and it's always great to hear that we have succeeded in doing so.
If you would like to recommend a friend or family member, you will receive a £50 lifestyle voucher!
Share the love: https://www.the-insurance-surgery.co.uk/refer-a-friend-or-family-member-to-the-insurance-surgery/.
Best wishes, Charlotte H @ The Insurance Surgery
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