Elephant Opiniones 

1024
•
TrustScore: 4 sobre 5

3,8

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Consulta las opiniones de los clientes

Valorada con 1 estrellas sobre 5

I would rate Elephant -VE b/c they ruinned my life by a broker's problem not mine. I would suggest the team to make decisions based on evidence. They should have investigated the cause instead of putt... Ver más

Valorada con 3 estrellas sobre 5

I have been with elephant for 4 years and although I have enjoyed my time with them and planned to renew my policy, I got a renewal offer almost 3 times the premium I had in the last year. Even after... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

Spoke to Jonathan about my car insurance renewal quote today as I wanted to change elements of cover at renewal. He was very professional, calm, easy to understand and thorough. It was a genuine pleas... Ver más

Valorada con 5 estrellas sobre 5

It was all done online and I found the steps to be very easy but I couldn’t give enough information about the vehicle’s security extras it has an immobiliser, Bentleys own GPS tracking device + a stee... Ver más

La empresa ha respondido

Información sobre la empresa

  1. Compañía de seguros

Información proporcionada por diversas fuentes externas

Part of the Admiral Group, Elephant launched in 2000 and was the first UK company to sell car insurance online. Today it specialises in no nonsense, great value, straightforward car insurance.


Información de contacto

3,8

Muy bueno

TrustScore: 4 sobre 5

1 mil opiniones

5 estrellas
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3 estrellas
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1 estrella

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3,8

Todas las opiniones

(1024)

138 opiniones en los últimos 12 meses

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Valorada con 1 estrellas sobre 5

I would give them 0 star if there was…

I would give them 0 star if there was an option really stupid company I was adding my new car with them but their quotation was tooo high so I decided to leave and they charged me 60 pounds for cancellation

28 de abril de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello, Thank you for sharing your experience. We’re sorry to hear you were unhappy with the quote and your decision to cancel. Cancellation charges are outlined in the policy terms and reflect the admin and set‑up costs involved, but we understand this can still be frustrating. If you’d like us to review this further or explain the charges in more detail, please get in touch with us directly with your policy details at ReviewFeedbackSupport@admiralgroup.co.uk
and we’ll be happy to take a look.
Thanks,
Kate.

Valorada con 1 estrellas sobre 5

Elephant won't pay you the full amount of your vehicle

Been with elephant for the last 2 years. Have 2 cars under multi cars insruance. Unfortunately a vehicle hit BOTH my cars in the middle of the night. And the cars are written off. But elephant only wants to pay us 20k.... When the car is worth 30k... And I told them when buying the insruance that the car is worth 30k. So how they are able to value it at 20k when they agreed to insure it for 30k is unbelievable. The cheapest car on auto trader is also 31k....so that's all you need to know. Just be careful as they will not pay your car in the event of a claim...

9 de abril de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Jacob,

Thank you for taking the time to share your experience. I’m really sorry to hear about the incident and I appreciate how upsetting and stressful it must have been to have both vehicles damaged, particularly in such difficult circumstances.

I understand your frustration around the settlement amount and the difference between the value you expected and the figure offered. Vehicle settlements are based on the market value at the time of the loss, which can differ from the value discussed when the policy was taken out, and we recognise how confusing and disappointing this can feel.

I’d also like to reassure you that we use industry standard valuation guides when assessing vehicles, and these are recognised by the Financial Ombudsman Service. I’m sorry to hear that the outcome hasn’t been what you were hoping for.

Please could you send your full name along with your policy or claim number to the address below. Once we receive your details, we can ensure your concerns are formally logged as a complaint so they can be fully reviewed and investigated.

Thank you,
Rach

ReviewFeedbackSupport@admiralgroup.co.uk

Valorada con 1 estrellas sobre 5

Would not recommend

They increased my insurance after receiving NCB confirmation of 6 years instead of 5 (which I wrote in the application - and understand it‘s my mistake).

10 de abril de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Sara, Thanks for your review, and we’re sorry for the frustration. If you’d like us to review this or discuss it further, please email ReviewFeedbackSupport@admiralgroup.co.uk
and we’ll be happy to help.
Thanks,
Kate.

Valorada con 2 estrellas sobre 5

8 years loyalty for not much.

Loyal customer of 8 years. Each year was the same battle over renewal pricing. Cover and options were good but pricing was not. Just left as they added 7% this time and wouldn't come down. Have switched provider.

14 de abril de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Phil.
Thank you for taking the time to share your feedback and for being a loyal customer with us for the past 8 years. We’re really sorry to hear how frustrating you’ve found the renewal process and that pricing ultimately led to your decision to switch providers.

We understand how disappointing it is when renewal prices increase, particularly after many years with no issues, and we appreciate you acknowledging the cover and options available. While our prices won’t always align with other insurers and can change year to year based on a number of factors, we’re sorry that we weren’t able to offer a renewal that met your expectations on this occasion.

Thank you again for your long‑standing custom and for sharing your experience, we’ll take your feedback on board. - Courtney

Valorada con 1 estrellas sobre 5

Took nearly £700 without permissions because of "auto renew"

They automatically renewed my car insurance without my confirmation, taking out nearly £700 because it was set to "auto renew". I was never asked if I wanted it to auto renew. I was on annual leave so couldn't check my emails. I received no apology, no empathy and was told it could take up to 10 working days to refund. Rent is due. Thanks Elephant.

13 de abril de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Callum.
We’re really sorry to hear about your experience, and we understand how upsetting and stressful this must have been - especially with such a large payment being taken while you were on annual leave and with rent due.

All of our car insurance policies are set to automatically renew to help ensure customers aren’t left without cover. However, you can opt out of auto‑renewal at any time, and we’re sorry that this wasn’t clearer or didn’t feel well communicated in your case.

We’re also sorry to hear that the interaction felt lacking in empathy. That’s certainly not the experience we want to provide, particularly in situations like this. Once a policy is cancelled, refunds can take up to 10 working days to process, though we appreciate how difficult that timing can be.

So we can make sure your concerns are properly logged and investigated, please could you email us your policy number to ReviewFeedbackSupport@admiralgroup.co.uk? This will ensure the appropriate team look into this for you. - Courtney

Valorada con 1 estrellas sobre 5

Worst customer services ever.

Worst customer services ever.
I wish I had checked Trust Pilot before choosing this insurance.

27 de marzo de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello San.
Thank you for taking the time to share your feedback, and I’m really sorry to hear about your experience, that’s not the level of service we want for anyone.

We’d like to look into what happened and make sure the right team can help you. If you could please email us your details along with a brief description of the issue, we’ll arrange for the relevant team to contact you directly and get this sorted.

ReviewFeedbackSupport@admiralgroup.co.uk

We’re here to help and appreciate you giving us the chance to look into this. - Courtney

Valorada con 4 estrellas sobre 5

First time I tried this car insurance…

EDIT: Everything is now resolved. Thank you.

---------

First time I tried this car insurance company, they cancelled my car insurance because they have information that my bank account has been used to insure some random people I don't even know, I have never given access from bank account to another persons. I even double checked all transactions and there is no suspicious activity in bank account and never been any transaction with this company, this was the first time. I told them that I can provide with any proofs they need to check but they just don't care, there is two options or they have some glitch in system or they are doing this on purpose. Looks like I will need to take legal action against them.

10 de febrero de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Emils,
Thank you for taking the time to share your feedback.
I’m really sorry to hear about the experience you’ve had, this isn’t the level of service we want anyone to receive. We understand how concerning this situation must feel, and we’d really like to look into it properly for you.

So we can get the relevant team to review what’s happened and contact you directly, could you please email us your policy number along with your best contact number to reviewfeedbacksupport@admiralgroup.co.uk

Thanks,
Courtney

Valorada con 1 estrellas sobre 5

Avoid ELEPHANT car insurance

Avoid. Over 15 years of no claim insurance. Ever time, the company started to raise premiums by 25% annually. I kept dropping coverage until the bare minimum
Cost over £800, a 26% increase on previous year.

Avoid, avoid, avoid. Many other cheaper options.

11 de febrero de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Ivo.
We’re sorry that we weren’t able to remain competitive for you this year, and we understand how disappointing that can be. Please be assured that your feedback has been noted and will be taken on board.

I can see that your concerns have already been reviewed, your complaint has been fully investigated, and a final response has been issued. I’m sorry that you’re unhappy with the outcome. As outlined in the final decision letter, your next step is to contact the Financial Ombudsman Service if you wish to take the matter further. Your escalation rights and instructions are included within that correspondence.

Thanks,
Courtney

Valorada con 1 estrellas sobre 5

I would advise to leave this company ASAP

I was with this company for 16 years, every year, they slowly and slowly increased my insurance, even though I had never made a claim once. I always paid never caused any problems. This year, they charged me double what every other company was coming in under, I asked if they could just match what other companies could do and they refused. I ADVISE EVERYONE TO LEAVE ELEPHANT ASAP! They're money grabbing scammers.

9 de febrero de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi,

We're sorry to hear about your renewal increasing this year. We're hugely grateful for you custom with us and hope we can accommodate you in the future. We take all feedback on board and will review our processes.

Thanks,
Georgia

Valorada con 1 estrellas sobre 5

Auto renwal - they just won't take 'no thanks' for an answer

I have just spent nearly an hour just trying to say no thank you to their auto renewal quote this year - which was 38% higher than the same cover with Aviva. I couldn't see how to do it in their portal. They make it impossible for you to just click a button and say no thanks. They force you to speak to 'someone' who insists on giving you other quotes even after I told them I had already bought a policy from Aviva which was 38% cheaper. But they kept offering me different prices (all of which were still much higher). Eventually accepted I did not want to renew. What a pity - they used to be so efficient.

7 de febrero de 2026
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello.
Thank you for taking the time to share your feedback. We’re sorry to hear that the process took longer than you expected, and we understand how that would be frustrating, especially when you’d already arranged cover elsewhere.

Our renewal team aims to make sure customers are fully informed of their options before making a final decision, which can sometimes involve offering a discount, if available. However, it’s important that this feels helpful rather than repetitive, and we appreciate you letting us know how it came across in your case.

We’ll take your feedback on board, it helps us review how our renewal journey can be clearer and more straightforward for customers.

Thank you again for your review, and we wish you all the best with your new policy and hope you will keep us in mind for future. - Courtney

Valorada con 1 estrellas sobre 5

I applied for Admiral and Elephant ....

I applied for Admiral and Elephant companies insurance cover, once all requested questions were answered, I got the qoutation which was 2344£ per year and payed the first payment
Then the digital assistant started a number of questions and the most were repeated questions, finally due to my convection and accedent, the both companies doabled the insurance price which 6545GBP per year, both companies are like scam, considering the othr reviews, I think both companies are not suitable for insurance.

28 de diciembre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi Assir,

Thanks for sharing your feedback.
We’re sorry the price wasn’t competitive and that the process felt repetitive. When calculating insurance premiums, we use a range of rating factors such as driving history, claims, and motoring convictions. These factors help us assess the risk. If details change or are confirmed after an initial quote, the premium may be adjusted to reflect that risk.

We understand this can be frustrating and appreciate you taking the time to let us know.

Thanks, Ellie.

Valorada con 1 estrellas sobre 5

Frequent Login Problems

Out of the last 20 times I've tried to login to my account, The login process has failed at least 18 times. This is just unacceptable.

14 de diciembre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi

I am sorry to hear you are having issues with the account, Please email us your details to ReviewFeedbackSupport@admiralgroup.co.uk so that we can get you the help you need.

Thanks
Jo

Valorada con 1 estrellas sobre 5

Extremely poor customer service

Extremely poor customer service. The website is broken often and can't be used reliably. Pushes you to a chat function which doesnt work.
I actually wanted to renew my policy but gave up due to these issues.

6 de diciembre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi

Thank you for sharing your feedback with us. We’re truly sorry to hear about the difficulties you faced with our website and chat service, especially when you were trying to renew your policy. That’s certainly not the experience we want for our customers, and we completely understand how frustrating this must have been for you.
If you would like us to look into this further, could you please email us your details along with a brief description of the issue at ReviewFeedbackSupport@admiralgroup.co.uk

Thanks
Jo

Valorada con 1 estrellas sobre 5

Loyal customer badly let down in claims process

Loyal customer badly let down in claims process.

I have been insured with Elephant for 17 years. Luckily during that time I did not have to make a claim - if I had, my time with them would have been much shorter.

After an accident nearly 3 weeks ago with our electric vehicle, Elephant declared the vehicle a total loss. When I challenged this decision, they:
- Refused to provide the eengineer’s report.
- Refused to provide the basis for the total-loss determination (cost, safety or both)
- Refused to provide a valuation for my vehicle and was told wrongly this could not be provided until I submit the finance settlement figure. Suspicious. The settlement figure is irrelevant to determining the pre-accident value and is therefore not a requirement or prerequisite for providing me with the valuation.
- Pressured into agreeing to an immediate salvage collection on the basis of accumulating storage fees,clearly as a means to create undue sense of urgency, and a clear intent to coerce.
- Did not physically inspect the car before total loss decision was made. The decision was made solely on photographs despite the fact that EVs require specialist inspection of the battery, underbody structure, HV systems and subframes by fully qualified and competent engineers with the relevant HV qualifications.

The recovery agent and insurer have also refused to allow me to view and access my own vehicle, which is not supported anywhere in the policy and prevents me from challenging or understanding the assessment.

I have tried raising a complaint but emails I send seem to disappear into a black hole. If they do reply, they do not respond to information requests or queries but rather use it as an additional opportunity to threaten me with storage chargers. Most recently they have threatened that my car will be taken by the salvage company Copart if I do not agree to have it dumped on my driveway by 3rd December (i.e. tomorrow).

They are not following their own complaint process. They are breaching the rules set down for them by the Financial Conduct Authority in terms of treating customers fairly, and yet they simply do not care. I do not have a complaint handler, reference or an indication of when they will provide an initial response. For my own paper trail, I have asked for all communication to be in writing which is consistently ignored by a particular representative from the claims team.
The amount of stress this is causing me is truly unmanageable and it is being used as a coercion tactic to wear me down.

21 de noviembre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Gemma,

Thank you for taking the time to share your feedback with us. I’m truly sorry to hear that you’re unhappy with how your claim is being handled and with the decision regarding your vehicle being declared a total loss. I also regret the communication challenges you’ve experienced with our claims team. I can appreciate how frustrating and disappointing this must feel.

Please email your full name and claim number to the email address below. Once we have your details, we’ll ensure a formal complaint is registered so that your concerns can be thoroughly investigated.

Please note that the complaints team has up to eight weeks to complete their investigation and provide a final response, in line with guidelines set by the Financial Conduct Authority and the Financial Ombudsman. However, they will aim to respond as quickly as possible.

Kind regards,
Rach

ReviewFeedbackSupport@admiralgroup.co.uk

Valorada con 1 estrellas sobre 5

They charged me £60 to leave them

They charged me £60 to leave them. That is what a firm of scammers do. Will I use them again, never, ever in a million years. Stay clear.

1 de diciembre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi

Thank you for sharing your feedback. I’m really sorry to hear that you feel disappointed with the cancellation charge. I completely understand how frustrating unexpected costs can feel.
Just to clarify, the £60 cancellation fee is a standard charge and is outlined in our Terms and Conditions, which are agreed upon when setting up the policy. This fee helps cover administrative costs associated with closing the account.
That said, your experience matters to us, and I appreciate you taking the time to let us know how you feel.

Thanks
Jo

Valorada con 1 estrellas sobre 5

Worst insurance in UK

It is the worst insurance company in the whole UK. Avoid these scammers.

8 de noviembre de 2024
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hello Bobo.

We're so sorry to read you have been left feeling this way, it is never our intention. We strive to provide the best possible service to our customers and we regret that we fell short of your expectations.

If you would like us to look into anything for you, please send your full name, policy number and contact number to ReviewFeedbackSupport@admiralgroup.co.uk and we will get a member of the relevant team to contact you.

Thanks,
Courtney.

Valorada con 1 estrellas sobre 5

Awful experience

Awful experience, don't have any easy way to speak with anyone. Still haven't received the refund for cancelling the policy and point blank refusal to help from customer service team to resolve it. Avoid at all costs.

17 de octubre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi Ben

Thanks for your feedback, and we're really sorry to hear about your experience. and that you have not yet received the refund. If you would like us to look into this for you, please send us your contact details and policy number so we can investigate further.

ReviewFeedbackSupport@admiralgroup.co.uk.

Thanks
Jo

Valorada con 1 estrellas sobre 5

Elephant insurance harassment

I'm still being harassed by Elephant insurance. They assumed a run on policy. I tried on numerous occasions to let them know I would not be renewing. They make contact impossible. The site wouldn't recognise my password. It wouldn't accept the new one once I tried to change it. No one answers the number they offer to call. I had to go to my bank and cancel the direct debit and still the harass me. This is driving me insane. Avoid this company at all costs.

10 de octubre de 2025
Opinión espontánea
Logotipo de Elephant

Respuesta de Elephant

Hi Gary

We're truly sorry to hear about your experience. It’s never our intention to make cancellation difficult or cause distress.
If you're still facing issues, please email us your policy number and details to ReviewFeedbackSupport@admiralgroup.co.uk

Thanks
Jo

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