Pure Retirement Ltd Opiniones 

542
TrustScore: 4.5 sobre 5

4,7

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

Pure retirement are an excellent provider for later life schemes enabling you to stay in your home and enjoy Your life without the extra cost of selling and upheaval of finding a new home. The... Ver más

Valorada con 5 estrellas sobre 5

Once again excellent response from Pure Retirement Ltd. They dealt with my request promptly and efficiently also with a good personal touch from their staff which is a pleasant change from talking to... Ver más

Valorada con 5 estrellas sobre 5

The paperwork is straightforward and subject to some slight delays from the postal service but what always struck as very good was the efficiency and pleasantness of the staff on the phone. It alway... Ver más

Valorada con 5 estrellas sobre 5

It's not always easy to choose the right company when you've made a large financial decision such as equity release. A year ago we decided upon Pure Retirement to assist in our arrangements. Sin... Ver más

Información sobre la empresa

  1. Servicio financiero no bancario

Escrito por la empresa

Pure Retirement Ltd For Customers. Pure Retirement was founded on the belief that everyone deserves to enjoy their later years. Equity release allows homeowners to access the funds in their property so they can enjoy the retirement they deserve. Choosing to release money from your home is a big decision so we only accept applications from fully qualified equity release advisers, making sure that you receive full advice on all of your options. We follow the FCA specific financial services standards ensuring our products and services are aligned, giving you the confidence in your policy with Pure. Trustpilot is not a place for reviews with regards to equity release as a whole, but more a reflection on the service we provide as a business to our customers, that have sought to release equity from their homes as part of a guided decision-making process. We are not affiliated with advice given from your financial adviser, but simply we are the lenders for lifetime mortgages.


Información de contacto

4,7

Excelente

TrustScore: 4.5 sobre 5

542 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

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4,7

Todas las opiniones

(542)

152 opiniones en los últimos 12 meses

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Valorada con 5 estrellas sobre 5

Really good company

I've been with them for few years now and honestly find them very helpful and knowledgeable so they've put me at ease with any questions and guide me. Out if all the ck.oanies out there doing equity I would definitely recommend these guys

24 de julio de 2025
Opinión espontánea
Valorada con 5 estrellas sobre 5

The overall process was efficient

The overall process of requesting a drawdown is quite simple and straightforward.
Contacts spoken with were polite. Knowledgeable and efficient.
Information provided in an easy to understand formst

23 de julio de 2025
Opinión espontánea
Valorada con 1 estrellas sobre 5

Our problem with Pure Retirement is their COMPLETE AND TOTAL INCOMPETENCE, YES INDEED!!!!!!!!

Our problem with Pure Retirement is probably a little different to most in that we used them just three or four years ago and had no issues at all until now when we decided to move home. My mother in law died enabling us to buy the property from the family and it is of course really well known to us as it was built by my wife's grandfather for his retirement in 1960, so some 64 years ago, and so has been known to my wife since she was 5 years of age. We have been married for nearly fifty years and since appearing on the scene all those years ago I have always done any maintenance needed as I have practiced as a village painter and decorator and maintenance/builder and so know the physical building better than any one. Anyway we approached Pure Retirement with the view of continuing our agreement but they then told us that they could not continue as now the whole area has been said to be in a flood area so at risk and they will not lend on any such property. The flood problem in the village is there though the family property has never been even close to any flooding and I have never ever seen the garden remotely wet let alone flooded but we went along with them and their rules and asked and then paid the settlement figure of about £107,000 which luckily we could afford as we had been left some money by my mother in law so could. Our gripe is with the total incompetence that has since ensued. We are told by our solicitor that a mortgage still shows as existing on our property which of course doesn’t exist any more as we have paid it off some two months ago. This is now causing us problems with our buyers solicitor and the sale of our property and this is being caused completely by the incompetence of these people. I am now having 'prove' we have paid them off which I wouldn't have to do if they did their jobs properly. As and when this is all sorted I will return here and complete the story but for now I will just say this. If they are one of the better companies to deal with I shudder to think how bad the others are! My advice? Go elsewhere but be very careful!!!!!! Their customer care once they had lost their grip on our finances just disappeared. Incompetent is just one word that describes this shower and I would have loved to proceeded that word with a few others but my wife has asked me to keep it all polite, well I have for now! A little update for anyone reading. According to PR its the Land Registry's fault as they have been told of the removal of the mortgage but according to my solicitor who contacted the LR today asking for the update to be done ASAP it should be PR doing the asking so why hasn't PR realised that they need to speak to the LR again as their initial request/notification fell of deaf ears? So it looks like it is the Land Registry who are being slow to update things and I am sorry to have blamed Pure Retirement but I will leave this revue for the moment in place until it has been resolved.

23 de julio de 2025
Opinión espontánea
Logotipo de Pure Retirement Ltd

Respuesta de Pure Retirement Ltd

Hi Graham,

Thanks for taking the time to leave a review. Having checked out records we can confirm that we submitted confirmation that the mortgage had been discharged to HM Land Registry on 9th June 2025, the same day we received the funds. This can be seen as a pending application on HM Registry and would be available to view by your solicitors who would also be aware of the registry’s timescales for processing applications. We would expect them to have provided this information to you, and we are disappointed that you were appear to have not been advised of this by your conveyancers.

Thanks,
The Pure Retirement team

Valorada con 5 estrellas sobre 5

Efficiency and courtesy prevail

This is not the first time I’ve had the pleasure of being in touch with Pure Retirement and their level of service and prompt actions are just as good as before. I was kept fully up to date with my application and the people I spoke to were informative and unfailingly pleasant. Great interest rates, too. Highly recommended.

24 de junio de 2025
Opinión espontánea
Valorada con 1 estrellas sobre 5

Interest, Porting and post

Age Partnership (AP) recommended Pure Retirement (PR), six years ago, AP subsequently suggested each year to move to another Equity Release company with better rates. I've been paying off the interest on our 'loan' each month trying to minimise the impact later on. When I decided to change from PR, AP said they couldn't help?? We then decided to sell our house and use the 'Porting' scheme PR are so proud of. Truth is they'll do everything they can (or their solicitors, Enact will) to prevent you moving. "New build: has an outside company that will charge you maintenance fees to maintain the land, so we'll not be able to sell the house when you die". My answer was; "I can afford the maintenance fees and in any event the house owners can fire the 'outside company' if charges get to high". PR/Enact not interested, so we were forced to look elsewhere. Found a bungalow, Enact said, "not good, property is liable to flooding". Even though that area/road/property hasn't flooded in over 50 years! So Enact then decided the property was built on land that's liable to subsidence. Lucky I guess then that it hasn't subsided in the 25 years it's stood there, neither has any other surrounding property. The ONLY answer to ignoring PR and Enact was to buy a cheap place that gave us enough 'profit' to pay off our original loan. Not what we wanted but ANYTHING to get rid of these sharks. I can also support an earlier comment from a dissatisfied customer about PR losing paperwork. We posted two lots of paperwork to PR, both sent registered mail, yet they still denied ever receiving them, even though we showed them the receipts and proof of posting. We're not in the quality of house we wanted but we'll never have to deal with PR again and that's a blessing.

17 de abril de 2025
Opinión espontánea
Logotipo de Pure Retirement Ltd

Respuesta de Pure Retirement Ltd

Hi Michael,

We’re sorry to hear that you’ve had a frustrating experience while attempting to port your mortgage. While we welcome people moving their mortgage to another property, it’s dependent on it meeting our lending criteria and passing surveying checks. Flood risk and subsistence reports are based on future risk as well as historical data and we’re unfortunately duty bound to act on the information we receive and judge whether to lend on the property accordingly.

If you want to discuss the matter further, or have any specific questions, you can get in touch via feedback@pureretirement.co.uk

Many thanks,
The Pure Retirement team

Valorada con 4 estrellas sobre 5

One point if I may.

One point if I may.
I would welcome an explanation on how the interest rate on draw downs is decided upon.
Thank you.
Peter Heath

10 de junio de 2025
Opinión espontánea
Logotipo de Pure Retirement Ltd

Respuesta de Pure Retirement Ltd

Hi Peter,

The interest rate on drawdown is determined by the rate a new mortgage would attract at the time it is applied for. It is essentially a new loan on the rates available at the time on that particular mortgage product.

Hope that helps and many thanks,
The Pure Retirement team

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