24 Mar 2026 I help my client Mr KC Wong ask for the surrender value. My first email sent to Utmost is 24 Mar. I also call Utmost Customer services on 27 Mar morning but helpless. Customer... Ver más
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Consulta las opiniones de los clientes
I deal with Utmost (earlier Generali) for their Utmost Worldwide plan. I have signed necessary documents so cannot state from legal perspective that I was not aware but the agents selling this make su... Ver más
La empresa ha respondido
Awful,awful timeline with reclaiming/altering your pension plan/needs.Filled out their option form with my decision to drawdown some of my pension more than a month ago.As someone with liver cancer,ti... Ver más
La empresa ha respondido
Online access needs a bit of work esp for former Reliance pensions but otherwise my experience with Utmost was very good. They took on my Equitable pension and managed a reasonable return and also my... Ver más
La empresa ha respondido
Información sobre la empresa
Sobre Utmost Life and Pensions
Escrito por la empresa
Utmost Life and Pensions is authorised by the PRA and regulated by the FCA and the PRA.
Información de contacto
Utmost Life and Pensions, Walton Street, Aylesbury, HP21 7QW, Buckinghamshire, Reino Unido
- 0330 159 1530
- enquiries@utmost.co.uk
- utmost.co.uk
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Problem sending document on MyUtmost
I wanted to fill in and return the Other Pension Benefits form online, but there is no facility to do this, so I had to download, print it, sign it and scan it. Then I couldn't send it via Messages on the MyUtmost site because it was too big. I had to re-scan, omitting the page that did not require any input in order to make it smaller. 5Mb limit is far too small. This document could have been sent using DocuSign, and dealt with much quicker. Utmost needs to get more up to date and tech savvy.

Respuesta de Utmost Life and Pensions
Easy Performance Monitoring…
Easy to check how pension fund is performing and easy to check on funds available. Making switches easy. Very transparent

Respuesta de Utmost Life and Pensions
Had to phone about my pension but got…
Had to phone about my pension but got all info i wanted very clearly.

Respuesta de Utmost Life and Pensions
Absolute disgrace of a company trying…
Absolute disgrace of a company trying there best not to give me my money. You would think it was there's filled all forms out disgusting how they bend the truth would not recommend them to anyone

Respuesta de Utmost Life and Pensions
utmost service needs a lot of improvement
Needs a lot of improvement in communication and customer service.

Respuesta de Utmost Life and Pensions
Terrible performance and long transfer out time.
I payed more in fees over 5 years than a made on my pension. I have been trying to transfer out since June this year, still not complete, poor communication, repeatedly ask for the same information it feels like they are dragging their heels on purpose. All this time my pension continues to lose money. I am now considering legal action......my advice is stay well clear of this company.
It appears my review may have sparked Utmost into life as the transfer has just been completed...HOWEVER the charges where astronomical. Avoid this company at all cost.
The transfer still has not happened its now the November 7th

Respuesta de Utmost Life and Pensions
Our experience of investing with Utmost
Hello. We contacted Abbey Wealth, a company in Spain, who have invested our funds with Utmost, to arrange for a further top up 01/08/2023. After an unacceptably long wait, we were advised by Utmost 04/10/2023 to transfer funds, (£17000), as before, to an account with Royal Bank of Scotland, then nothing, not a word. Utmost have lost our money. I will take legal advice what to do next. Closing our account with Abbey Wealth and Utmost is an obvious option. We can also see where we might make other potential investors in Utmost aware of our experience.

Respuesta de Utmost Life and Pensions
I have been trying to move my Equitable…
I have been trying to move my Equitable pension into a flexible drawdown account. This company has been terrible to deal with. My account has not been set up and the form I need to complete has still not been sent to me after more than 2 weeks. All the time my pension is losing money. I have now had to raise a formal complaint to try and resolve the issue

Respuesta de Utmost Life and Pensions
Trouble free transaction
All was clearly explained dine in a timely manner with no issues.

Respuesta de Utmost Life and Pensions
Login process does not always work
Login process does not always work. Limited information on website. Very basic and poor.

Respuesta de Utmost Life and Pensions
Terrible performance and customer service
It was very difficult to talk to anyone. No information on pension fund investments, where it was invested, why it kept losing money (it lost 14,000GBP in 6 months), no advice - I could go on and on. The fund lost 3,000GBP in 2 weeks when I was in the process of transferring it out. I'm so glad I now have my money out of this company.

Respuesta de Utmost Life and Pensions
My question was answered very…
My question was answered very comprehensively including sending me a copy of the relevant document. First class service

Respuesta de Utmost Life and Pensions
Easy access to my scheme
Easy access to my scheme, with a secure log in system.

Respuesta de Utmost Life and Pensions
Comparative better return on my pension…
Comparative better return on my pension investment, to my two other private pensions

Respuesta de Utmost Life and Pensions
Asking for reviews after a small…
Asking for reviews after a small interaction is silly. Sending reminders is ridiculous. Bad product management leads to bad reviews, I hope. At least in this case it is true.

Respuesta de Utmost Life and Pensions
Really poor implementation of a simple portal
The online portal simply refuses to work with Safari so I had to download Chrome. Even on Chrome it was soooo slow to load and use.

Respuesta de Utmost Life and Pensions
Utmost the pensions provider
Utmost has been a good pensions provider, out performing others

Respuesta de Utmost Life and Pensions
The staff with whom I spoke with on at…
The staff with whom I spoke with on at least 5 occasions were polite, erudite and helpful.
The overall experience was therefore very good leading to a happy conclusion.
Thank you .

Respuesta de Utmost Life and Pensions
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