Utmost Life and Pensions Opiniones 353

TrustScore: 3 sobre 5

3,2

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Consulta las opiniones de los clientes

Valorada con 5 estrellas sobre 5

24 Mar 2026 I help my client Mr KC Wong ask for the surrender value. My first email sent to Utmost is 24 Mar. I also call Utmost Customer services on 27 Mar morning but helpless. Customer... Ver más

Valorada con 1 estrellas sobre 5

I deal with Utmost (earlier Generali) for their Utmost Worldwide plan. I have signed necessary documents so cannot state from legal perspective that I was not aware but the agents selling this make su... Ver más

La empresa ha respondido

Valorada con 1 estrellas sobre 5

Awful,awful timeline with reclaiming/altering your pension plan/needs.Filled out their option form with my decision to drawdown some of my pension more than a month ago.As someone with liver cancer,ti... Ver más

La empresa ha respondido

Valorada con 5 estrellas sobre 5

Online access needs a bit of work esp for former Reliance pensions but otherwise my experience with Utmost was very good. They took on my Equitable pension and managed a reasonable return and also my... Ver más

La empresa ha respondido

Información sobre la empresa

  1. Aseguradora
  2. Aseguradora (seguros de vida)

Sobre Utmost Life and Pensions

Escrito por la empresa

Utmost Life and Pensions is a UK life and pensions company helping customers plan and save for the long term, with roots going back over 100 years.

Utmost Life and Pensions is authorised by the PRA and regulated by the FCA and the PRA.

Información de contacto

3,2

Medio

TrustScore: 3 sobre 5

353 opiniones

5 estrellas
4 estrellas
3 estrellas
2 estrellas
1 estrella

Ha contestado el 100% de las opiniones negativas

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Valorada con 2 estrellas sobre 5

Problem sending document on MyUtmost

I wanted to fill in and return the Other Pension Benefits form online, but there is no facility to do this, so I had to download, print it, sign it and scan it. Then I couldn't send it via Messages on the MyUtmost site because it was too big. I had to re-scan, omitting the page that did not require any input in order to make it smaller. 5Mb limit is far too small. This document could have been sent using DocuSign, and dealt with much quicker. Utmost needs to get more up to date and tech savvy.

7 de noviembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Cutland. Thanks for taking the time to provide some feedback. I am sorry to hear that you have been having some problems uploading documents to MyUtmost. We appreciate that the current process could be improved and we are looking at ways to automate more of our forms to enable policyholders to complete forms online without the need to print and scan. Regards Laura

Valorada con 5 estrellas sobre 5

Easy Performance Monitoring…

Easy to check how pension fund is performing and easy to check on funds available. Making switches easy. Very transparent

8 de noviembre de 2023
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Respuesta de Utmost Life and Pensions

Hi. Thanks for taking the time to provide some feedback. I am glad to hear that you are finding our online service easy to use. Regards. Laura

Valorada con 5 estrellas sobre 5

Had to phone about my pension but got…

Had to phone about my pension but got all info i wanted very clearly.

8 de noviembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Coddington. Thank you for taking time to provide some feedback and I am glad to hear that you had a positive experience when you contacted us recently. Regards Laura

Valorada con 1 estrellas sobre 5

Absolute disgrace of a company trying…

Absolute disgrace of a company trying there best not to give me my money. You would think it was there's filled all forms out disgusting how they bend the truth would not recommend them to anyone

6 de noviembre de 2023
Opinión espontánea
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Respuesta de Utmost Life and Pensions

Hi Pat. Thank you for taking time to provide some feedback and I am sorry to hear that you are having issues with your claim. To help me get this resolved it would be great if you could email me your name and policy number to enquiries@utmost.co.uk and I will arrange for one of the team to look at this urgently for you. Regards Laura

Valorada con 1 estrellas sobre 5

utmost service needs a lot of improvement

Needs a lot of improvement in communication and customer service.

25 de octubre de 2023
Opinión espontánea
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Respuesta de Utmost Life and Pensions

Hi - It appears that you have a policy with Utmost International rather than with Utmost Life and Pensions. They are a completely separate part of the Utmost Group, dealing with a very different group of customers and with their own website and Trustpilot page at utmostinternational.com.

To assist, I have been in contact with them and have asked them to try and identify and reach out to you directly to understand what has gone wrong in your particular case.

I hope you manage to get things resolved and, if you get time, I would kindly ask you move this review to the Utmost International page. Regards Mark

Valorada con 1 estrellas sobre 5

Terrible performance and long transfer out time.

I payed more in fees over 5 years than a made on my pension. I have been trying to transfer out since June this year, still not complete, poor communication, repeatedly ask for the same information it feels like they are dragging their heels on purpose. All this time my pension continues to lose money. I am now considering legal action......my advice is stay well clear of this company.
It appears my review may have sparked Utmost into life as the transfer has just been completed...HOWEVER the charges where astronomical. Avoid this company at all cost.
The transfer still has not happened its now the November 7th

17 de octubre de 2023
Opinión espontánea
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Respuesta de Utmost Life and Pensions

Hi Mr Frost. Thank you for taking time to provide some feedback. I am sorry to hear that you are having problems arranging your transfer. Please email me at enquiries@utmost.co.uk providing your policy number and I will arrange for one of my team to look at this urgently for you. Regards Laura

Valorada con 1 estrellas sobre 5

Our experience of investing with Utmost

Hello. We contacted Abbey Wealth, a company in Spain, who have invested our funds with Utmost, to arrange for a further top up 01/08/2023. After an unacceptably long wait, we were advised by Utmost 04/10/2023 to transfer funds, (£17000), as before, to an account with Royal Bank of Scotland, then nothing, not a word. Utmost have lost our money. I will take legal advice what to do next. Closing our account with Abbey Wealth and Utmost is an obvious option. We can also see where we might make other potential investors in Utmost aware of our experience.

17 de octubre de 2023
Opinión espontánea
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Respuesta de Utmost Life and Pensions

Hi Mrs Cook. Thank you for taking time to provide this feedback and I am sorry to hear you are having a difficult time with this transaction. However, you have put this review on Utmost Life and Pensions and you do not have a policy with us. I have checked with my colleagues in another part of the Utmost Group and they have confirmed that you are their client and they are trying to get in touch with you at the moment. I hope you manage to get things resolved and if you get time I wondered if I could ask you to move this review to the Utmost International page, as this page is just for Utmost Life and Pensions policyholders. Regards Laura

Valorada con 1 estrellas sobre 5

I have been trying to move my Equitable…

I have been trying to move my Equitable pension into a flexible drawdown account. This company has been terrible to deal with. My account has not been set up and the form I need to complete has still not been sent to me after more than 2 weeks. All the time my pension is losing money. I have now had to raise a formal complaint to try and resolve the issue

30 de septiembre de 2023
Opinión espontánea
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Respuesta de Utmost Life and Pensions

Hi. Thanks for taking time to provide some feedback. I am sorry to hear that you have been experiencing some problems getting your drawdown policy set up. I have spoken to our complaints department and asked them to look at your complaint when it comes in and we will get this resolved for you as soon as we can. Regards Laura

Valorada con 5 estrellas sobre 5

Trouble free transaction

All was clearly explained dine in a timely manner with no issues.

8 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Peter. Thanks for taking time to provide some feedback. I am glad to hear you had a good experience dealing with us recently. Regards Laura

Valorada con 1 estrellas sobre 5

Login process does not always work

Login process does not always work. Limited information on website. Very basic and poor.

19 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi. Thank you for taking time to provide some feedback. I am sorry to hear that you are disappointed with the information available on the website. If there is something specific you need please send us a secure message in My Messages in MyUtmost, or call us on 0330 159 1530 and we will give you what you need as soon as we can. Regards Laura

Valorada con 1 estrellas sobre 5

Terrible performance and customer service

It was very difficult to talk to anyone. No information on pension fund investments, where it was invested, why it kept losing money (it lost 14,000GBP in 6 months), no advice - I could go on and on. The fund lost 3,000GBP in 2 weeks when I was in the process of transferring it out. I'm so glad I now have my money out of this company.

8 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Steve. Thanks for taking time to provide some feedback. I am sorry to hear that you have had some issues with us recently and I appreciate how hard it must be to talk to someone in the UK when you live overseas with large time differences. Volatility in the markets over the last 18 months has been really difficult for investors but I can see that your transfer is now complete and I hope you have everything you need from us. Regards Laura

Valorada con 5 estrellas sobre 5

My question was answered very…

My question was answered very comprehensively including sending me a copy of the relevant document. First class service

7 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi. Thank you for taking time to provide some feedback. I am so pleased to hear that you had such a positive experience when you contacted us recently. Regards Laura

Valorada con 4 estrellas sobre 5

Easy access to my scheme

Easy access to my scheme, with a secure log in system.

13 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Morrissey. Thank you for taking time to provide some feedback. Regards Laura

Valorada con 4 estrellas sobre 5

Comparative better return on my pension…

Comparative better return on my pension investment, to my two other private pensions

12 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi James. Thanks for taking time to provide some feedback. Regards Laura

Valorada con 1 estrellas sobre 5

Asking for reviews after a small…

Asking for reviews after a small interaction is silly. Sending reminders is ridiculous. Bad product management leads to bad reviews, I hope. At least in this case it is true.

11 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Wilson. I am sorry that you feel us sending you an invite to review MyUtmost was inappropriate. As the service is still relatively new, we are keen to ask policyholders how they are getting on with it, so we can learn and make improvements. I will make sure we don't ask you to provide feedback for future interactions. Regards Laura

Valorada con 4 estrellas sobre 5

Intuitive interface

5 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi. Thanks for taking the time to provide some feedback. Regards Laura

Valorada con 1 estrellas sobre 5

Really poor implementation of a simple portal

The online portal simply refuses to work with Safari so I had to download Chrome. Even on Chrome it was soooo slow to load and use.

11 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Hepworth. Thank you for taking time to provide some feedback. I am sorry to hear that you have been having difficulties accessing MyUtmost. We are in the process of developing a MyUtmost app, which may make access easier for you. We will let policyholders know when this is available. Regards Laura

Valorada con 5 estrellas sobre 5

Utmost the pensions provider

Utmost has been a good pensions provider, out performing others

11 de septiembre de 2023
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Respuesta de Utmost Life and Pensions

Hi Phil. Thanks for taking time to provide some feedback. Regards Laura

Valorada con 5 estrellas sobre 5

The staff with whom I spoke with on at…

The staff with whom I spoke with on at least 5 occasions were polite, erudite and helpful.
The overall experience was therefore very good leading to a happy conclusion.
Thank you .

31 de julio de 2023
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Respuesta de Utmost Life and Pensions

Hi Mr Chapman. Thanks for taking the time to provide some feedback. I am so pleased to hear that you had a good experience when you called us. Regards Laura

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